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Vanco

Electronic giving and ACH payment solutions for churches

As of 1 September 2026, Vanco's pricing is not published; the vendor quotes on request. Vanco specializes in ACH giving, credit card processing, and text-to-give for churches. Softwr lists it under Religion. Vanco is made by Vanco Payment Solutions, launched in 1990, available on Web, iOS, Android.

Overview

What Vanco does

Vanco specializes in ACH giving, credit card processing, and text-to-give for churches. Secure, affordable, and dedicated to nonprofit and church fundraising since 1990.

What people use it for

  • Online and mobile giving processing for churches and nonprofits

The honest half

Where it falls short

Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Vanco.

  • GROW tier charges 2.90% plus $0.45 per debit or credit card transaction, and American Express is charged separately at 3.99% on both tiers
  • PCI non-compliance fee of $23.95 per month applies if a merchant does not maintain compliance, and Giving Insights costs an additional $75 per month on top of the base plan

Cross-shopped

What people choose instead of Vanco

Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.

  • Vanco logo
    Vanco
    vs
    Breeze logo
    Breeze

    Breeze: Free church management software for small churches

  • Vanco logo
    Vanco
    vs
    Planning Center logo
    Planning Center

    Planning Center: Complete church management platform for services, volunteers, and giving

  • Vanco logo
    Vanco
    vs
    Rock RMS logo
    Rock RMS

    Rock RMS: Comprehensive relationship and resource management system for churches

Pricing

What Vanco costs

Taken from the vendor's own pricing page. Prices move, so check before you buy.

Standard

Free

  • Payment processing
  • ACH payments (1.0% + $0.25)

Premium

$149 /mo

  • Advanced tools
  • Dedicated support
  • Custom reporting

Capabilities

Features

  • ACH Giving

  • Credit Card Processing

  • Text-to-Give

  • Church Management Systems

    Integration with Church Management Systems

  • Accounting Software

    Integration with Accounting Software

  • Fund Accounting

    Integration with Fund Accounting

  • Web support

    Available on Web

  • Mobile app support

    Available on Mobile app

Answered, with sources

Questions people ask

Each answer names the page it came from, so you can check it rather than take our word for it.

Is there a monthly fee to use Vanco's online giving platform?

No monthly fee is required for the GROW plan, which is free. The THRIVE plan costs $54/month and includes lower transaction fees and additional features.

Source
What are the processing fees on Vanco's THRIVE plan?

THRIVE plan charges 2.65% plus $0.39 per transaction for debit/credit cards, and 0.90% plus $0.39 per transaction for ACH transfers.

Source
Are there any contracts or cancellation fees with Vanco?

No contracts or cancellation fees apply to either the GROW or THRIVE plans.

Source
What happens if a church on the GROW plan doesn't go live within 30 days?

A $10 monthly fee is charged if the organization does not go live within 30 days on the GROW plan.

Source

Behind it

Who makes Vanco

Company
Vanco Payment Solutions
Based in
Denver, CO
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Where to go from Vanco

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Softwr does not host reviews and shows no star rating for Vanco, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.

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