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Religion · head to head

Tithe.ly vs Vanco

Tithe.ly logo

Tithe.ly

Religion

Complete giving and church management solution

From
Free
Rated
-
Full reviewWebsite
Vanco logo

Vanco

Religion

Electronic giving and ACH payment solutions for churches

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Tithe.ly has a free tier, so it costs nothing to try first.
  • Each has a real cost: Tithe.ly card giving carries a 2.9% plus $0.30 fee, so every donation is reduced before it reaches the church; Vanco gROW tier charges 2.90% plus $0.45 per debit or credit card transaction, and American Express is charged separately at 3.99% on both tiers
  • They diverge on capability: Tithe.ly covers Online Giving, Vanco covers ACH Giving.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Tithe.ly and Vanco actually diverge.

Attributes where Tithe.ly and Vanco differ
AttributeTithe.lyVanco
Starting priceFreeOn request
Pricing modelsubscriptiontransaction
Free tierYesNo
PlatformsWeb, IOS, AndroidWeb, Mobile app
Founded20131990

Identical on both: user rating (Not yet rated), category (Religion).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Tithe.ly

  • Online Giving
  • Membership Management
  • Attendance Tracking
  • Planning Center
  • PayPal
  • Stripe
  • IOS support
  • Android support

Only in Vanco

  • ACH Giving
  • Credit Card Processing
  • Text-to-Give
  • Church Management Systems
  • Fund Accounting
  • Mobile app support

Both cover

  • Accounting Software
  • Web support

What people use each for

The jobs each tool is most often brought in to do.

Tithe.ly

  • Church online giving and donation managementnot Vanco
  • Religious organization membership trackingnot Vanco
  • Volunteer management for congregationsnot Vanco
  • Service planning and worship coordinationnot Vanco
  • Church website hosting and custom appsnot Vanco

Vanco

  • Online and mobile giving processing for churches and nonprofitsnot Tithe.ly

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Tithe.ly

  • Card giving carries a 2.9% plus $0.30 fee, so every donation is reduced before it reaches the church
  • American Express is charged at 3.5% plus $0.30
  • ACH at 1% plus $0.30 makes small bank transfers proportionally expensive
  • Church management is $72 a month and the mobile app $89, sold separately from the free giving product
  • Bundling everything is $119 a month, so a church wanting app, website and management pays regardless of donation volume

Vanco

  • GROW tier charges 2.90% plus $0.45 per debit or credit card transaction, and American Express is charged separately at 3.99% on both tiers
  • PCI non-compliance fee of $23.95 per month applies if a merchant does not maintain compliance, and Giving Insights costs an additional $75 per month on top of the base plan

Pricing, plan by plan

Tithe.ly

Free
  • Giving ToolsFree
    • Online giving
    • Mobile giving
    • Text-to-give
  • Church Management$72/month
    • Digital giving solution
    • Membership management
    • Event management
  • All Access$119/month
    • Giving platform
    • Church management
    • Custom apps

Vanco

On request
  • StandardFree
    • Payment processing
    • ACH payments (1.0% + $0.25)
  • Premium$149/month
    • Advanced tools
    • Dedicated support
    • Custom reporting

Which should you pick?

Choose Tithe.ly if

  • You need online giving.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want membership management.
Tithe.ly review

Choose Vanco if

  • You need ach giving.
  • You work on Web, Mobile app.
  • You also want credit card processing.
Vanco review

Questions people ask

Is Tithe.ly or Vanco better?
Neither clearly leads. Tithe.ly starts at Free and Vanco at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Tithe.ly or Vanco?
Tithe.ly has a free tier; the other does not. Paid plans start at Free for Tithe.ly and On request for Vanco.
Does Tithe.ly or Vanco run on more platforms?
Tithe.ly runs on Web, IOS, Android. Vanco runs on Web, Mobile app.
Can I use Tithe.ly for free?
Yes. Tithe.ly has a free tier, so you can try it without paying. Vanco starts at On request.
What is Tithe.ly best used for?
Tithe.ly is most often used for church online giving and donation management, religious organization membership tracking, volunteer management for congregations, service planning and worship coordination. Of those, church online giving and donation management and religious organization membership tracking are not what Vanco is typically brought in for.
What can Tithe.ly do that Vanco cannot?
Tithe.ly covers Online Giving, Membership Management, Attendance Tracking, Planning Center. Vanco covers ACH Giving, Credit Card Processing, Text-to-Give, Church Management Systems. Both handle Accounting Software, Web support.

Answered from the vendors’ own pages

Tithe.ly: Does Tithely offer a free giving option?

Yes, Tithely's Giving Tools tier is completely free with no monthly or setup fees. Donations via credit/debit card are charged 2.9% + $0.30, ACH transfers are 1% + $0.30, and American Express is 3.5% + $0.30.

Source
Vanco: Is there a monthly fee to use Vanco's online giving platform?

No monthly fee is required for the GROW plan, which is free. The THRIVE plan costs $54/month and includes lower transaction fees and additional features.

Source
Tithe.ly: What is included in Tithely's All Access plan?

The All Access plan at $119/month includes all products: giving, church management, custom apps, websites, service planning, volunteer management, background checks, kids check-in, and email/text messaging. The price is a flat rate regardless of church growth.

Source
Vanco: What are the processing fees on Vanco's THRIVE plan?

THRIVE plan charges 2.65% plus $0.39 per transaction for debit/credit cards, and 0.90% plus $0.39 per transaction for ACH transfers.

Source
Tithe.ly: Do Tithely's paid plans include a trial period?

Yes, all paid plans include a 30-day free trial. No credit card is required to start with the free giving tier.

Source
Vanco: Are there any contracts or cancellation fees with Vanco?

No contracts or cancellation fees apply to either the GROW or THRIVE plans.

Source
Tithe.ly: What are Tithely's individual product prices?

Individual products available separately: Website at $19/month, Mobile Church App at $89/month, and Service Planning/Worship Tools at $29/month. The All Access plan at $119/month bundles all products for significant savings.

Source
Vanco: What happens if a church on the GROW plan doesn't go live within 30 days?

A $10 monthly fee is charged if the organization does not go live within 30 days on the GROW plan.

Source
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