Is Sardine or Trulioo better?

Neither clearly leads. Sardine starts at On request and Trulioo at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Sardine or Trulioo?

Sardine starts at On request and Trulioo at On request.

Does Sardine or Trulioo run on more platforms?

Sardine runs on Web, iOS, Android. Trulioo runs on Web, API.

What is Sardine best used for?

Sardine is most often used for a neobank losing money to authorised push payment scams where the customer genuinely approved the transfer, a crypto exchange trying to detect accounts being operated by remote access rather than by their owner, a fintech seeing synthetic identity signups that pass document verification but share device characteristics, a lender wanting first party fraud signals at application time that a credit bureau file does not contain. Of those, a neobank losing money to authorised push payment scams where the customer genuinely approved the transfer and a crypto exchange trying to detect accounts being operated by remote access rather than by their owner are not what Trulioo is typically brought in for.

What can Sardine do that Trulioo cannot?

Sardine covers Device intelligence, Behaviour biometrics, Scam detection, Onboarding risk scoring. Trulioo covers Person match, Business verification, Watchlist screening, Document and biometric.

Cybersecurity · head to head

Sardine vs Trulioo

Sardine

Cybersecurity

Device intelligence and behaviour biometrics for fraud and compliance

From: On request
Rated: -

Full review Website

Trulioo

Cybersecurity

Identity and business verification against national data sources in nearly 200 countries

From: On request
Rated: -

Full review Website

The short version

Each has a real cost: Sardine signal quality depends on the SDK being embedded in your own web and mobile clients, so fraud improvements become dependent on your app release cycle and any coverage gap is a blind spot.; Trulioo per-check rates vary widely by country and data source, so a blended average from the sales conversation misleads if your volume concentrates in expensive markets.
They diverge on capability: Sardine covers Device intelligence, Trulioo covers Person match.
Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Sardine and Trulioo actually diverge.

Attributes where Sardine and Trulioo differ
Attribute	Sardine	Trulioo
Platforms	Web, iOS, Android	Web, API

Identical on both: starting price (On request), pricing model (quote), free tier (No), user rating (Not yet rated), category (Cybersecurity).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Sardine

Device intelligence
Behaviour biometrics
Scam detection
Onboarding risk scoring
AML transaction monitoring
Dispute and chargeback handling
Rules editor

Only in Trulioo

Person match
Business verification
Watchlist screening
Document and biometric
Single API
Workflow orchestration

What people use each for

The jobs each tool is most often brought in to do.

Sardine

A neobank losing money to authorised push payment scams where the customer genuinely approved the transfernot Trulioo
A crypto exchange trying to detect accounts being operated by remote access rather than by their ownernot Trulioo
A fintech seeing synthetic identity signups that pass document verification but share device characteristicsnot Trulioo
A lender wanting first party fraud signals at application time that a credit bureau file does not containnot Trulioo

Trulioo

A payments firm onboarding across dozens of countries where building a data-source integration per market is impracticalnot Sardine
A marketplace verifying business sellers and needing beneficial ownership rather than just a company numbernot Sardine
A fintech wanting a cheap frictionless first check and reserving document scanning for the minority that fail itnot Sardine
A bank expanding into a market where document upload completion rates are poor and registry matching works betternot Sardine

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Sardine

Signal quality depends on the SDK being embedded in your own web and mobile clients, so fraud improvements become dependent on your app release cycle and any coverage gap is a blind spot.
Behavioural and device telemetry collection needs a documented lawful basis under GDPR, and EU privacy reviews frequently delay rollouts that were scoped as engineering work.
Pricing is per session or per active user, so a consumer product with many low value sessions pays in proportion to traffic rather than to fraud exposure.
As a younger private company it lacks the enforcement-tested audit history that a bank examiner expects, which makes it a harder sell inside a regulated bank than inside a fintech.
It is strongest on session-time signals and weaker as a system of record for long horizon AML typologies, so larger institutions end up running it alongside a traditional monitoring platform rather than instead of one.

Trulioo

Per-check rates vary widely by country and data source, so a blended average from the sales conversation misleads if your volume concentrates in expensive markets.
Coverage breadth is real but depth is uneven; a country on the map may be served by one thin source with low match rates, which you only discover in a live test.
You are charged per query including no-match results, so a market with poor source coverage burns budget producing nothing usable.
Because it aggregates third-party data, data residency and consent handling depend on the underlying provider terms, which complicates GDPR assessments in some jurisdictions.
Document and biometric capability is competent but not the strongest in the market, so buyers whose primary need is document fraud detection usually pair it with a specialist.

Pricing, plan by plan

Sardine

On request

Sardine$undefined/year
- Priced per user session or per monthly active user
- Annual contract with volume commitment
- SDK for web, iOS and Android

Trulioo

On request

Trulioo Platform$undefined/year
- Priced per check with rates varying by country and data source
- Person, business and watchlist checks charged separately
- Volume commitment negotiated annually

Which should you pick?

Choose Sardine if

You need device intelligence.
You work on Web, iOS, Android.
You also want behaviour biometrics.

Sardine review

Choose Trulioo if

You need person match.
You work on Web, API.
You also want business verification.

Trulioo review

Questions people ask

Is Sardine or Trulioo better?: Neither clearly leads. Sardine starts at On request and Trulioo at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Sardine or Trulioo?: Sardine starts at On request and Trulioo at On request.
Does Sardine or Trulioo run on more platforms?: Sardine runs on Web, iOS, Android. Trulioo runs on Web, API.
What is Sardine best used for?: Sardine is most often used for a neobank losing money to authorised push payment scams where the customer genuinely approved the transfer, a crypto exchange trying to detect accounts being operated by remote access rather than by their owner, a fintech seeing synthetic identity signups that pass document verification but share device characteristics, a lender wanting first party fraud signals at application time that a credit bureau file does not contain. Of those, a neobank losing money to authorised push payment scams where the customer genuinely approved the transfer and a crypto exchange trying to detect accounts being operated by remote access rather than by their owner are not what Trulioo is typically brought in for.
What can Sardine do that Trulioo cannot?: Sardine covers Device intelligence, Behaviour biometrics, Scam detection, Onboarding risk scoring. Trulioo covers Person match, Business verification, Watchlist screening, Document and biometric.

Answered from the vendors’ own pages

Sardine: Does Sardine do document verification?

It focuses on device, behavioural and transaction signals, and integrates identity verification providers rather than being one. Treat it as complementary to a KYC vendor.

Trulioo: Does it need a document?

Not for the core product. Data-source matching uses name, address and date of birth, which is why completion rates are higher than document flows.

Sardine: What does it need from us to work?

An SDK in your web and mobile applications plus transaction feeds. Without the client side collector you lose the signals that differentiate it.

Trulioo: Are unmatched queries billed?

Yes, in general you pay per query rather than per successful match. Negotiate this explicitly if you are entering markets with thin coverage.

Sardine: Is pricing published?

No. It is quoted, typically per session or per monthly active user with an annual volume commitment.

Trulioo: Can it verify companies as well as people?

Yes. Business verification including beneficial ownership is a distinct product line and a common reason to choose Trulioo over document-first vendors.

Sardine vs Trulioo

Sardine

Trulioo

The short version

Where they differ

What each one covers

Only in Sardine

Only in Trulioo

What people use each for

Sardine

Trulioo

Where each one falls short

Sardine

Trulioo

Pricing, plan by plan

Sardine

Trulioo

Which should you pick?

Choose Sardine if

Choose Trulioo if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Sardine

More on Trulioo

Keep looking

Other head to heads