Is Sardine or Signicat better?

Neither clearly leads. Sardine starts at On request and Signicat at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Sardine or Signicat?

Sardine starts at On request and Signicat at On request.

Does Sardine or Signicat run on more platforms?

Both run on Web, iOS, Android, so platform support will not decide this one for you.

What is Sardine best used for?

Sardine is most often used for a neobank losing money to authorised push payment scams where the customer genuinely approved the transfer, a crypto exchange trying to detect accounts being operated by remote access rather than by their owner, a fintech seeing synthetic identity signups that pass document verification but share device characteristics, a lender wanting first party fraud signals at application time that a credit bureau file does not contain. Of those, a neobank losing money to authorised push payment scams where the customer genuinely approved the transfer and a crypto exchange trying to detect accounts being operated by remote access rather than by their owner are not what Signicat is typically brought in for.

What can Sardine do that Signicat cannot?

Sardine covers Device intelligence, Behaviour biometrics, Scam detection, Onboarding risk scoring. Signicat covers eID scheme brokering, Qualified electronic signatures, Document verification, AML screening.

Cybersecurity · head to head

Sardine vs Signicat

Sardine

Cybersecurity

Device intelligence and behaviour biometrics for fraud and compliance

From: On request
Rated: -

Full review Website

Signicat

Cybersecurity

European digital identity hub connecting national eID schemes

From: On request
Rated: -

Full review Website

The short version

Each has a real cost: Sardine signal quality depends on the SDK being embedded in your own web and mobile clients, so fraud improvements become dependent on your app release cycle and any coverage gap is a blind spot.; Signicat national eID scheme fees are passed through on top of Signicat's own charge, so a single-country business almost always pays less by integrating with the scheme directly.
They diverge on capability: Sardine covers Device intelligence, Signicat covers eID scheme brokering.
Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Sardine and Signicat actually diverge.

Attributes where Sardine and Signicat differ
Attribute	Sardine	Signicat

Identical on both: starting price (On request), pricing model (quote), free tier (No), platforms (Web, iOS, Android), user rating (Not yet rated), category (Cybersecurity).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Sardine

Device intelligence
Behaviour biometrics
Scam detection
Onboarding risk scoring
AML transaction monitoring
Dispute and chargeback handling
Rules editor

Only in Signicat

eID scheme brokering
Qualified electronic signatures
Document verification
AML screening
Authentication
Digital onboarding flows
eIDAS compliance

What people use each for

The jobs each tool is most often brought in to do.

Sardine

A neobank losing money to authorised push payment scams where the customer genuinely approved the transfernot Signicat
A crypto exchange trying to detect accounts being operated by remote access rather than by their ownernot Signicat
A fintech seeing synthetic identity signups that pass document verification but share device characteristicsnot Signicat
A lender wanting first party fraud signals at application time that a credit bureau file does not containnot Signicat

Signicat

A lender expanding from Norway into Sweden, Denmark and the Netherlands without four separate eID integrationsnot Sardine
An insurer needing eIDAS qualified signatures on policy documents that will hold up in a European courtnot Sardine
A bank that wants customers to onboard with their existing national bank ID rather than photographing a passportnot Sardine
A public sector body needing cross-border recognition of notified eID schemes under eIDASnot Sardine

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Sardine

Signal quality depends on the SDK being embedded in your own web and mobile clients, so fraud improvements become dependent on your app release cycle and any coverage gap is a blind spot.
Behavioural and device telemetry collection needs a documented lawful basis under GDPR, and EU privacy reviews frequently delay rollouts that were scoped as engineering work.
Pricing is per session or per active user, so a consumer product with many low value sessions pays in proportion to traffic rather than to fraud exposure.
As a younger private company it lacks the enforcement-tested audit history that a bank examiner expects, which makes it a harder sell inside a regulated bank than inside a fintech.
It is strongest on session-time signals and weaker as a system of record for long horizon AML typologies, so larger institutions end up running it alongside a traditional monitoring platform rather than instead of one.

Signicat

National eID scheme fees are passed through on top of Signicat's own charge, so a single-country business almost always pays less by integrating with the scheme directly.
Value is concentrated in Northern and Western Europe, and coverage in Southern and Eastern Europe is thinner, so a pan-European rollout still hits gaps requiring document fallback.
Pricing is per transaction and quoted, and because scheme rates vary by country the cost per onboarded customer differs materially between markets in ways that complicate unit economics.
Each eID scheme connection typically carries its own setup fee and approval process, so adding a country is a project with a lead time rather than a configuration change.
Availability is tied to the national schemes, meaning an outage at BankID or MitID stops your onboarding entirely and there is no vendor-side mitigation for it.

Pricing, plan by plan

Sardine

On request

Sardine$undefined/year
- Priced per user session or per monthly active user
- Annual contract with volume commitment
- SDK for web, iOS and Android

Signicat

On request

Signicat Platform$undefined/year
- Priced per transaction with national scheme fees passed through
- Signature and verification products licensed separately
- Setup fee per eID scheme connected

Which should you pick?

Choose Sardine if

You need device intelligence.
You work on Web, iOS, Android.
You also want behaviour biometrics.

Sardine review

Choose Signicat if

You need eid scheme brokering.
You work on Web, iOS, Android.
You also want qualified electronic signatures.

Signicat review

Questions people ask

Is Sardine or Signicat better?: Neither clearly leads. Sardine starts at On request and Signicat at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Sardine or Signicat?: Sardine starts at On request and Signicat at On request.
Does Sardine or Signicat run on more platforms?: Both run on Web, iOS, Android, so platform support will not decide this one for you.
What is Sardine best used for?: Sardine is most often used for a neobank losing money to authorised push payment scams where the customer genuinely approved the transfer, a crypto exchange trying to detect accounts being operated by remote access rather than by their owner, a fintech seeing synthetic identity signups that pass document verification but share device characteristics, a lender wanting first party fraud signals at application time that a credit bureau file does not contain. Of those, a neobank losing money to authorised push payment scams where the customer genuinely approved the transfer and a crypto exchange trying to detect accounts being operated by remote access rather than by their owner are not what Signicat is typically brought in for.
What can Sardine do that Signicat cannot?: Sardine covers Device intelligence, Behaviour biometrics, Scam detection, Onboarding risk scoring. Signicat covers eID scheme brokering, Qualified electronic signatures, Document verification, AML screening.

Answered from the vendors’ own pages

Sardine: Does Sardine do document verification?

It focuses on device, behavioural and transaction signals, and integrates identity verification providers rather than being one. Treat it as complementary to a KYC vendor.

Signicat: Is this an alternative to a document verification vendor?

Only where national eID exists. In markets with a mature bank ID scheme it is better; elsewhere you fall back to document checks, which Signicat also provides.

Sardine: What does it need from us to work?

An SDK in your web and mobile applications plus transaction feeds. Without the client side collector you lose the signals that differentiate it.

Signicat: Do we still pay the eID schemes?

Yes. Scheme fees are passed through in addition to Signicat charges. Ask for the split when comparing to a direct integration.

Sardine: Is pricing published?

No. It is quoted, typically per session or per monthly active user with an annual volume commitment.

Signicat: Are signatures legally qualified?

Signicat supports eIDAS qualified electronic signatures, which carry the highest legal standing in the EU, as well as advanced signatures.

Sardine vs Signicat

Sardine

Signicat

The short version

Where they differ

What each one covers

Only in Sardine

Only in Signicat

What people use each for

Sardine

Signicat

Where each one falls short

Sardine

Signicat

Pricing, plan by plan

Sardine

Signicat

Which should you pick?

Choose Sardine if

Choose Signicat if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Sardine

More on Signicat

Keep looking

Other head to heads