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Cybersecurity · head to head

Transmit Security vs Trulioo

Transmit Security logo

Transmit Security

Cybersecurity

Customer identity platform built around passwordless and fraud signals

From
On request
Rated
-
Trulioo logo

Trulioo

Cybersecurity

Identity and business verification against national data sources in nearly 200 countries

From
On request
Rated
-

The short version

  • Each has a real cost: Transmit Security pricing is not published, so it cannot be compared early against competitors that post per monthly active user rates, and the eventual quote often mixes per-user and per-transaction units.; Trulioo per-check rates vary widely by country and data source, so a blended average from the sales conversation misleads if your volume concentrates in expensive markets.
  • They diverge on capability: Transmit Security covers Passwordless authentication, Trulioo covers Person match.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Transmit Security and Trulioo actually diverge.

Attributes where Transmit Security and Trulioo differ
AttributeTransmit SecurityTrulioo
PlatformsWeb, iOS, AndroidWeb, API

Identical on both: starting price (On request), pricing model (quote), free tier (No), user rating (Not yet rated), category (Cybersecurity).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Transmit Security

  • Passwordless authentication
  • Detection and response
  • Identity verification
  • Orchestration
  • Account recovery
  • Bot and automation detection
  • Composable APIs

Only in Trulioo

  • Person match
  • Business verification
  • Watchlist screening
  • Document and biometric
  • Single API
  • Workflow orchestration

What people use each for

The jobs each tool is most often brought in to do.

Transmit Security

  • A bank moving a consumer base off passwords to passkeys without losing customers at the migration stepnot Trulioo
  • An insurer whose account recovery flow is the main account takeover route and needs risk scoring inside itnot Trulioo
  • A retailer that wants bot detection at login rather than only at checkoutnot Trulioo
  • An organisation replacing an in-house customer login system that has become an unfunded engineering liabilitynot Trulioo

Trulioo

  • A payments firm onboarding across dozens of countries where building a data-source integration per market is impracticalnot Transmit Security
  • A marketplace verifying business sellers and needing beneficial ownership rather than just a company numbernot Transmit Security
  • A fintech wanting a cheap frictionless first check and reserving document scanning for the minority that fail itnot Transmit Security
  • A bank expanding into a market where document upload completion rates are poor and registry matching works betternot Transmit Security

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Transmit Security

  • Pricing is not published, so it cannot be compared early against competitors that post per monthly active user rates, and the eventual quote often mixes per-user and per-transaction units.
  • Migrating a live consumer identity base is a high risk project, and credential migration constraints mean some users must re-register, which shows up as measurable churn.
  • The vendor is smaller than the identity incumbents, so the partner and systems integrator pool is thinner and staffing a large programme is harder.
  • Workforce identity is not the focus, so an organisation wanting one vendor for employees and customers will still run two platforms.
  • The fraud detection value depends on traffic volume feeding the models, so a smaller deployment gets less benefit from exactly the capability that justified choosing it over a plain identity provider.

Trulioo

  • Per-check rates vary widely by country and data source, so a blended average from the sales conversation misleads if your volume concentrates in expensive markets.
  • Coverage breadth is real but depth is uneven; a country on the map may be served by one thin source with low match rates, which you only discover in a live test.
  • You are charged per query including no-match results, so a market with poor source coverage burns budget producing nothing usable.
  • Because it aggregates third-party data, data residency and consent handling depend on the underlying provider terms, which complicates GDPR assessments in some jurisdictions.
  • Document and biometric capability is competent but not the strongest in the market, so buyers whose primary need is document fraud detection usually pair it with a specialist.

Pricing, plan by plan

Transmit Security

On request
  • Transmit Security Platform$undefined/year
    • Priced per monthly active user or per transaction by service
    • Services licensed individually or as a platform
    • Free developer tier for evaluation

Trulioo

On request
  • Trulioo Platform$undefined/year
    • Priced per check with rates varying by country and data source
    • Person, business and watchlist checks charged separately
    • Volume commitment negotiated annually

Which should you pick?

Choose Transmit Security if

  • You need passwordless authentication.
  • You work on Web, iOS, Android.
  • You also want detection and response.

Choose Trulioo if

  • You need person match.
  • You work on Web, API.
  • You also want business verification.

Questions people ask

Is Transmit Security or Trulioo better?
Neither clearly leads. Transmit Security starts at On request and Trulioo at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Transmit Security or Trulioo?
Transmit Security starts at On request and Trulioo at On request.
Does Transmit Security or Trulioo run on more platforms?
Transmit Security runs on Web, iOS, Android. Trulioo runs on Web, API.
What is Transmit Security best used for?
Transmit Security is most often used for a bank moving a consumer base off passwords to passkeys without losing customers at the migration step, an insurer whose account recovery flow is the main account takeover route and needs risk scoring inside it, a retailer that wants bot detection at login rather than only at checkout, an organisation replacing an in-house customer login system that has become an unfunded engineering liability. Of those, a bank moving a consumer base off passwords to passkeys without losing customers at the migration step and an insurer whose account recovery flow is the main account takeover route and needs risk scoring inside it are not what Trulioo is typically brought in for.
What can Transmit Security do that Trulioo cannot?
Transmit Security covers Passwordless authentication, Detection and response, Identity verification, Orchestration. Trulioo covers Person match, Business verification, Watchlist screening, Document and biometric.

Answered from the vendors’ own pages

Transmit Security: Do we have to replace our existing identity provider?

No. The services are composable, so detection and response or verification can be adopted alongside an existing provider such as Okta or Entra ID.

Trulioo: Does it need a document?

Not for the core product. Data-source matching uses name, address and date of birth, which is why completion rates are higher than document flows.

Transmit Security: Is fraud detection an extra licence?

It is a separate service, but it is designed to run inside the authentication flow rather than as a bolted-on second vendor. Confirm which services are in your quote.

Trulioo: Are unmatched queries billed?

Yes, in general you pay per query rather than per successful match. Negotiate this explicitly if you are entering markets with thin coverage.

Transmit Security: Is there a way to try it?

Yes, a free developer tier exists for evaluation, though production use is an enterprise agreement.

Trulioo: Can it verify companies as well as people?

Yes. Business verification including beneficial ownership is a distinct product line and a common reason to choose Trulioo over document-first vendors.

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