Cybersecurity · head to head
Trulioo vs TunnelBear

Trulioo
Cybersecurity
Identity and business verification against national data sources in nearly 200 countries
- From
- On request
- Rated
- -
TunnelBear
Cybersecurity
Consumer VPN with a limited free tier and a bear-themed, beginner-friendly app
- From
- Free
- Rated
- -
The short version
- Only TunnelBear has a free tier, so it costs nothing to try first.
- Each has a real cost: Trulioo per-check rates vary widely by country and data source, so a blended average from the sales conversation misleads if your volume concentrates in expensive markets.; TunnelBear free plan's data cap is small compared to competitors offering more generous free allowances.
- They diverge on capability: Trulioo covers Person match, TunnelBear covers Encrypted VPN tunnel.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Trulioo and TunnelBear actually diverge.
| Attribute | Trulioo | TunnelBear |
|---|---|---|
| Starting price | On request | Free |
| Pricing model | quote | freemium |
| Free tier | No | Yes |
| Platforms | Web, API | windows, mac, linux, ios, android |
Identical on both: user rating (Not yet rated), category (Cybersecurity).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Trulioo
- Person match
- Business verification
- Watchlist screening
- Document and biometric
- Single API
- Workflow orchestration
Only in TunnelBear
- Encrypted VPN tunnel
- Server location switching
- GhostBear obfuscation
- Browser extensions
- Teams account management
What people use each for
The jobs each tool is most often brought in to do.
Trulioo
- A payments firm onboarding across dozens of countries where building a data-source integration per market is impracticalnot TunnelBear
- A marketplace verifying business sellers and needing beneficial ownership rather than just a company numbernot TunnelBear
- A fintech wanting a cheap frictionless first check and reserving document scanning for the minority that fail itnot TunnelBear
- A bank expanding into a market where document upload completion rates are poor and registry matching works betternot TunnelBear
TunnelBear
- Casual browsing protection on public Wi-Finot Trulioo
- Occasional geo-unblocking with a light free allowancenot Trulioo
- Bypassing network-level VPN blocking via obfuscationnot Trulioo
- Managing VPN access for a small team with centralized billingnot Trulioo
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Trulioo
- Per-check rates vary widely by country and data source, so a blended average from the sales conversation misleads if your volume concentrates in expensive markets.
- Coverage breadth is real but depth is uneven; a country on the map may be served by one thin source with low match rates, which you only discover in a live test.
- You are charged per query including no-match results, so a market with poor source coverage burns budget producing nothing usable.
- Because it aggregates third-party data, data residency and consent handling depend on the underlying provider terms, which complicates GDPR assessments in some jurisdictions.
- Document and biometric capability is competent but not the strongest in the market, so buyers whose primary need is document fraud detection usually pair it with a specialist.
TunnelBear
- Free plan's data cap is small compared to competitors offering more generous free allowances.
- Lacks advanced features like dedicated IP addresses or split-tunneling controls found in some rival VPNs.
- Server network is smaller than large competitors like NordVPN or ExpressVPN.
- No standalone router-level app, limiting whole-network protection options.
Pricing, plan by plan
Trulioo
On request- Trulioo Platform$undefined/year
- Priced per check with rates varying by country and data source
- Person, business and watchlist checks charged separately
- Volume commitment negotiated annually
TunnelBear
Free- FreeFree
- 2GB of data per month
- Access to VPN servers
- Unlimited devices
- Unlimited$9.99/month
- Unlimited monthly data
- All server locations
- Cheaper on annual/3-year billing
- Teams$undefined/month
- Unlimited data
- 5 connected devices per user
- Dedicated account manager
Which should you pick?
Choose Trulioo if
- You need person match.
- You work on Web, API.
- You also want business verification.
Choose TunnelBear if
- You need encrypted vpn tunnel.
- You want to start without paying.
- You work on windows, mac, linux, ios, android.
- You also want server location switching.
Questions people ask
- Is Trulioo or TunnelBear better?
- Neither clearly leads. Trulioo starts at On request and TunnelBear at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Trulioo or TunnelBear?
- TunnelBear has a free tier; the other does not. Paid plans start at On request for Trulioo and Free for TunnelBear.
- Does Trulioo or TunnelBear run on more platforms?
- Trulioo runs on Web, API. TunnelBear runs on windows, mac, linux, ios, android.
- Can I use TunnelBear for free?
- Yes. TunnelBear has a free tier, so you can try it without paying. Trulioo starts at On request.
- What is Trulioo best used for?
- Trulioo is most often used for a payments firm onboarding across dozens of countries where building a data-source integration per market is impractical, a marketplace verifying business sellers and needing beneficial ownership rather than just a company number, a fintech wanting a cheap frictionless first check and reserving document scanning for the minority that fail it, a bank expanding into a market where document upload completion rates are poor and registry matching works better. Of those, a payments firm onboarding across dozens of countries where building a data-source integration per market is impractical and a marketplace verifying business sellers and needing beneficial ownership rather than just a company number are not what TunnelBear is typically brought in for.
- What can Trulioo do that TunnelBear cannot?
- Trulioo covers Person match, Business verification, Watchlist screening, Document and biometric. TunnelBear covers Encrypted VPN tunnel, Server location switching, GhostBear obfuscation, Browser extensions.
Answered from the vendors’ own pages
Trulioo: Does it need a document?
Not for the core product. Data-source matching uses name, address and date of birth, which is why completion rates are higher than document flows.
Trulioo: Are unmatched queries billed?
Yes, in general you pay per query rather than per successful match. Negotiate this explicitly if you are entering markets with thin coverage.
Trulioo: Can it verify companies as well as people?
Yes. Business verification including beneficial ownership is a distinct product line and a common reason to choose Trulioo over document-first vendors.
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