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Cybersecurity · head to head

Trulioo vs TunnelBear

Trulioo logo

Trulioo

Cybersecurity

Identity and business verification against national data sources in nearly 200 countries

From
On request
Rated
-
T

TunnelBear

Cybersecurity

Consumer VPN with a limited free tier and a bear-themed, beginner-friendly app

From
Free
Rated
-

The short version

  • Only TunnelBear has a free tier, so it costs nothing to try first.
  • Each has a real cost: Trulioo per-check rates vary widely by country and data source, so a blended average from the sales conversation misleads if your volume concentrates in expensive markets.; TunnelBear free plan's data cap is small compared to competitors offering more generous free allowances.
  • They diverge on capability: Trulioo covers Person match, TunnelBear covers Encrypted VPN tunnel.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Trulioo and TunnelBear actually diverge.

Attributes where Trulioo and TunnelBear differ
AttributeTruliooTunnelBear
Starting priceOn requestFree
Pricing modelquotefreemium
Free tierNoYes
PlatformsWeb, APIwindows, mac, linux, ios, android

Identical on both: user rating (Not yet rated), category (Cybersecurity).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Trulioo

  • Person match
  • Business verification
  • Watchlist screening
  • Document and biometric
  • Single API
  • Workflow orchestration

Only in TunnelBear

  • Encrypted VPN tunnel
  • Server location switching
  • GhostBear obfuscation
  • Browser extensions
  • Teams account management

What people use each for

The jobs each tool is most often brought in to do.

Trulioo

  • A payments firm onboarding across dozens of countries where building a data-source integration per market is impracticalnot TunnelBear
  • A marketplace verifying business sellers and needing beneficial ownership rather than just a company numbernot TunnelBear
  • A fintech wanting a cheap frictionless first check and reserving document scanning for the minority that fail itnot TunnelBear
  • A bank expanding into a market where document upload completion rates are poor and registry matching works betternot TunnelBear

TunnelBear

  • Casual browsing protection on public Wi-Finot Trulioo
  • Occasional geo-unblocking with a light free allowancenot Trulioo
  • Bypassing network-level VPN blocking via obfuscationnot Trulioo
  • Managing VPN access for a small team with centralized billingnot Trulioo

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Trulioo

  • Per-check rates vary widely by country and data source, so a blended average from the sales conversation misleads if your volume concentrates in expensive markets.
  • Coverage breadth is real but depth is uneven; a country on the map may be served by one thin source with low match rates, which you only discover in a live test.
  • You are charged per query including no-match results, so a market with poor source coverage burns budget producing nothing usable.
  • Because it aggregates third-party data, data residency and consent handling depend on the underlying provider terms, which complicates GDPR assessments in some jurisdictions.
  • Document and biometric capability is competent but not the strongest in the market, so buyers whose primary need is document fraud detection usually pair it with a specialist.

TunnelBear

  • Free plan's data cap is small compared to competitors offering more generous free allowances.
  • Lacks advanced features like dedicated IP addresses or split-tunneling controls found in some rival VPNs.
  • Server network is smaller than large competitors like NordVPN or ExpressVPN.
  • No standalone router-level app, limiting whole-network protection options.

Pricing, plan by plan

Trulioo

On request
  • Trulioo Platform$undefined/year
    • Priced per check with rates varying by country and data source
    • Person, business and watchlist checks charged separately
    • Volume commitment negotiated annually

TunnelBear

Free
  • FreeFree
    • 2GB of data per month
    • Access to VPN servers
    • Unlimited devices
  • Unlimited$9.99/month
    • Unlimited monthly data
    • All server locations
    • Cheaper on annual/3-year billing
  • Teams$undefined/month
    • Unlimited data
    • 5 connected devices per user
    • Dedicated account manager

Which should you pick?

Choose Trulioo if

  • You need person match.
  • You work on Web, API.
  • You also want business verification.

Choose TunnelBear if

  • You need encrypted vpn tunnel.
  • You want to start without paying.
  • You work on windows, mac, linux, ios, android.
  • You also want server location switching.

Questions people ask

Is Trulioo or TunnelBear better?
Neither clearly leads. Trulioo starts at On request and TunnelBear at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Trulioo or TunnelBear?
TunnelBear has a free tier; the other does not. Paid plans start at On request for Trulioo and Free for TunnelBear.
Does Trulioo or TunnelBear run on more platforms?
Trulioo runs on Web, API. TunnelBear runs on windows, mac, linux, ios, android.
Can I use TunnelBear for free?
Yes. TunnelBear has a free tier, so you can try it without paying. Trulioo starts at On request.
What is Trulioo best used for?
Trulioo is most often used for a payments firm onboarding across dozens of countries where building a data-source integration per market is impractical, a marketplace verifying business sellers and needing beneficial ownership rather than just a company number, a fintech wanting a cheap frictionless first check and reserving document scanning for the minority that fail it, a bank expanding into a market where document upload completion rates are poor and registry matching works better. Of those, a payments firm onboarding across dozens of countries where building a data-source integration per market is impractical and a marketplace verifying business sellers and needing beneficial ownership rather than just a company number are not what TunnelBear is typically brought in for.
What can Trulioo do that TunnelBear cannot?
Trulioo covers Person match, Business verification, Watchlist screening, Document and biometric. TunnelBear covers Encrypted VPN tunnel, Server location switching, GhostBear obfuscation, Browser extensions.

Answered from the vendors’ own pages

Trulioo: Does it need a document?

Not for the core product. Data-source matching uses name, address and date of birth, which is why completion rates are higher than document flows.

Trulioo: Are unmatched queries billed?

Yes, in general you pay per query rather than per successful match. Negotiate this explicitly if you are entering markets with thin coverage.

Trulioo: Can it verify companies as well as people?

Yes. Business verification including beneficial ownership is a distinct product line and a common reason to choose Trulioo over document-first vendors.

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