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Insurance · head to head

Sapiens CoreSuite vs Verisk

Sapiens CoreSuite logo

Sapiens CoreSuite

Insurance

Digital insurance platform for carriers worldwide

From
On request
Rated
-
Full reviewWebsite
Verisk logo

Verisk

Insurance

Insurance data, ISO forms and rating content that most American P&C products are built on

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Sapiens CoreSuite pricing not publicly available, requires contact with sales; Verisk the ISO content has no real substitute for a carrier writing standard lines, so renewal negotiations start from a position where walking away is not credible.
  • They diverge on capability: Sapiens CoreSuite covers Policy administration, Verisk covers ISO forms and rating content.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Sapiens CoreSuite and Verisk actually diverge.

Attributes where Sapiens CoreSuite and Verisk differ
AttributeSapiens CoreSuiteVerisk
Pricing modelsubscriptionquote
PlatformsWeb, Api, MobileWeb, API, Windows
Founded1982Unknown

Identical on both: starting price (On request), free tier (No), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Sapiens CoreSuite

  • Policy administration
  • Claims processing
  • Underwriting automation
  • Product configuration
  • Agent portal
  • Customer self-service
  • Reinsurance
  • Regulatory reporting

Only in Verisk

  • ISO forms and rating content
  • ClaimSearch
  • Extreme event models
  • Property data
  • Xactimate
  • Underwriting analytics

What people use each for

The jobs each tool is most often brought in to do.

Sapiens CoreSuite

  • Core system replacementnot Verisk
  • Digital transformationnot Verisk
  • New product launchnot Verisk
  • Market expansionnot Verisk

Verisk

  • A carrier filing standard commercial lines products that must use recognised forms and loss costsnot Sapiens CoreSuite
  • A claims organisation checking submitted claims against the industry database for prior activitynot Sapiens CoreSuite
  • A property insurer pricing catastrophe exposure for reinsurance placementnot Sapiens CoreSuite
  • An MGA that needs bureau content without building and filing proprietary forms in every statenot Sapiens CoreSuite

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Sapiens CoreSuite

  • Pricing not publicly available, requires contact with sales
  • Smaller user base compared to some competitors in enterprise insurance

Verisk

  • The ISO content has no real substitute for a carrier writing standard lines, so renewal negotiations start from a position where walking away is not credible.
  • Pricing is negotiated separately per product and per line, and large insurers routinely find overlapping agreements across underwriting, claims and actuarial that nobody had counted together.
  • Circular updates to forms and loss costs must be loaded into your policy system on a schedule, which is recurring work that carriers with older platforms do partly by hand.
  • The breadth of the portfolio means account management is spread across product teams, so a problem in one service does not necessarily get attention from the people selling you another.
  • Usage-based components such as data prefill and claims searches make annual spend hard to forecast, and the variance lands in the year you grow fastest.

Pricing, plan by plan

Sapiens CoreSuite

On request
  • Standard$undefined/month
    • Core policy administration
    • Claims management
    • Standard integrations
  • Enterprise$undefined/month
    • All Standard features
    • Advanced analytics
    • Multi-line support

Verisk

On request
  • Verisk Insurance Solutions$undefined/year
    • ISO forms and loss cost licensing
    • Data and analytics services by line
    • API access

Which should you pick?

Choose Sapiens CoreSuite if

  • You need policy administration.
  • You work on Web, Api, Mobile.
  • You also want claims processing.
Sapiens CoreSuite review

Choose Verisk if

  • You need iso forms and rating content.
  • You work on Web, API, Windows.
  • You also want claimsearch.
Verisk review

Questions people ask

Is Sapiens CoreSuite or Verisk better?
Neither clearly leads. Sapiens CoreSuite starts at On request and Verisk at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Sapiens CoreSuite or Verisk?
Sapiens CoreSuite starts at On request and Verisk at On request.
Does Sapiens CoreSuite or Verisk run on more platforms?
Sapiens CoreSuite runs on Web, Api, Mobile. Verisk runs on Web, API, Windows.
What is Sapiens CoreSuite best used for?
Sapiens CoreSuite is most often used for core system replacement, digital transformation, new product launch, market expansion. Of those, core system replacement and digital transformation are not what Verisk is typically brought in for.
What can Sapiens CoreSuite do that Verisk cannot?
Sapiens CoreSuite covers Policy administration, Claims processing, Underwriting automation, Product configuration. Verisk covers ISO forms and rating content, ClaimSearch, Extreme event models, Property data.

Answered from the vendors’ own pages

Sapiens CoreSuite: What insurance lines does Sapiens CoreSuite support?

Sapiens CoreSuite supports multiple insurance lines including Property & Casualty, Life & Annuities, Life & Pensions, and Health Insurance with dedicated platform versions for each.

Source
Verisk: Can a carrier avoid ISO content entirely?

Only by developing and filing proprietary forms and rates, which a handful of large insurers do. For everyone else the filing and legal cost of independence exceeds the licence.

Sapiens CoreSuite: Is Sapiens CoreSuite cloud-based?

Yes. Sapiens CoreSuite is a comprehensive cloud-based insurance software solution designed for modern insurance operations.

Source
Verisk: Is Xactimate part of Verisk?

Yes. It came with the Xactware acquisition and is the dominant property claims estimating tool in North America, used by carriers and by the contractors they pay.

Sapiens CoreSuite: What modules are included in CoreSuite for P&C?

CoreSuite for P&C includes PolicyPro for policy administration, BillingPro for billing management, and ClaimsPro for claims processing.

Source
Verisk: Did Verisk sell off businesses?

Yes. It divested non-insurance units including its energy research business in 2023 and refocused on insurance data and analytics.

Sapiens CoreSuite: When was the latest version of Sapiens CoreSuite released?

In September 2025, Sapiens announced the latest version of Sapiens CoreSuite for Property & Casualty for the North American market with significant performance and usability improvements.

Source
Sapiens CoreSuite: Is Sapiens CoreSuite modular?

Yes. CoreSuite is designed as a modular platform where insurers can select components for their specific business needs including policy, billing, and claims management.

Source
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