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E-Commerce · head to head

Razorpay vs UnoPIM

Razorpay logo

Razorpay

E-Commerce

Indian payment gateway for domestic and international card, UPI and wallet acceptance

From
On request
Rated
-
Full reviewWebsite
UnoPIM logo

UnoPIM

E-Commerce

Automate and scale your product data with an AI-powered open-source PIM.

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only UnoPIM has a free tier, so it costs nothing to try first.
  • Each has a real cost: Razorpay it requires an Indian legal entity and settles only to Indian bank accounts, so it is not an option for a business incorporated elsewhere no matter how many Indian customers it has.; UnoPIM self-hosted. There is no vendor-run cloud option, so somebody has to run PHP 8.4, a supported MariaDB, MySQL or PostgreSQL, and keep them patched.
  • They diverge on capability: Razorpay covers Domestic payment methods, UnoPIM covers Product Infromation Management System.
  • Prices and features above were last checked on 15 September 2026.

Where they differ

Only the attributes on which Razorpay and UnoPIM actually diverge.

Attributes where Razorpay and UnoPIM differ
AttributeRazorpayUnoPIM
Starting priceOn requestFree
Pricing modeltransactionopen-source
Free tierNoYes
PlatformsWebweb, linux
FoundedUnknown2024

Identical on both: user rating (Not yet rated), category (E-Commerce).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Razorpay

  • Domestic payment methods
  • International cards
  • Payment links and pages
  • Route
  • RazorpayX
  • Subscriptions
  • Smart Collect
  • Dashboard and reporting

Only in UnoPIM

  • Product Infromation Management System
  • Digital Asset Management
  • Enterprise-Scale Performance
  • Bulk Import/Export (CSV & XLSX)
  • Multi-Channel & Multi-Language Distribution

What people use each for

The jobs each tool is most often brought in to do.

Razorpay

  • An Indian D2C brand needing UPI acceptance alongside cards in a single checkoutnot UnoPIM
  • An Indian SaaS business billing domestic customers on recurring mandatesnot UnoPIM
  • A marketplace that must split each payment between the platform and its sellersnot UnoPIM
  • A business that needs to take payment without building a website, using links and pagesnot UnoPIM

UnoPIM

  • Centralising product data across multiple sales channelsnot Razorpay
  • Enriching catalogue attributes before a channel launchnot Razorpay
  • Migrating a large catalogue between e-commerce platformsnot Razorpay
  • Managing product copy and assets in multiple languagesnot Razorpay
  • Publishing consistent product data to marketplaces and storefrontsnot Razorpay

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Razorpay

  • It requires an Indian legal entity and settles only to Indian bank accounts, so it is not an option for a business incorporated elsewhere no matter how many Indian customers it has.
  • The transaction percentage applies to the full order value including shipping and tax rather than to the product price, so low margin categories with heavy shipping give up more of their margin than the quoted rate suggests.
  • Payment aggregator authorisation sits with the Reserve Bank of India and has been withheld from aggregators before while applications were reviewed, so a dependency exists that no commercial contract term protects you from.
  • Default settlement runs on a delayed cycle with faster settlement sold as a paid add-on, so a business that buys stock from its takings either waits for cash or pays extra for it, and that cost belongs in the effective rate.
  • International card acceptance is priced higher and requires separate approval rather than being a configuration change, so cross-border revenue takes longer to switch on and earns less per order than a domestic sale.

UnoPIM

  • Self-hosted. There is no vendor-run cloud option, so somebody has to run PHP 8.4, a supported MariaDB, MySQL or PostgreSQL, and keep them patched.
  • The stack is specific and recent. Laravel 13 on PHP 8.4.1 or newer rules out shared hosting and older managed PHP environments.
  • Younger than the established PIM tools it competes with, first released in 2024, so there is less third-party tooling and a smaller pool of implementers.
  • Support is community-driven unless you buy it from Webkul. The MIT licence carries no SLA.
  • The AI content generation and AI agent chat depend on third-party model providers you supply and pay for separately.

Pricing, plan by plan

Razorpay

On request
  • Domestic Payments$undefined/mo
    • 2% platform fee per successful transaction across all payment instruments
    • GST: 18% applies on the platform fee
    • No setup fees, annual maintenance charges, or refund fees
  • Corporate Cards$undefined/mo
    • 2.15% platform fee per transaction
  • International Payments - Cards$undefined/mo
    • Up to 3% per successful transaction
  • International Payments - Bank Transfers$undefined/mo
    • 1% per transaction with zero forex markup

UnoPIM

Free
  • Open Source$undefined/month
    • Unlimited projects
    • Advanced analytics
    • API access

Which should you pick?

Choose Razorpay if

  • You need domestic payment methods.
  • You also want international cards.
Razorpay review

Choose UnoPIM if

  • You need product infromation management system.
  • You want to start without paying.
  • You work on web, linux.
  • You also want digital asset management.
UnoPIM review

Questions people ask

Is Razorpay or UnoPIM better?
Neither clearly leads. Razorpay starts at On request and UnoPIM at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Razorpay or UnoPIM?
UnoPIM has a free tier; the other does not. Paid plans start at On request for Razorpay and Free for UnoPIM.
Does Razorpay or UnoPIM run on more platforms?
Razorpay runs on Web. UnoPIM runs on web, linux.
Can I use UnoPIM for free?
Yes. UnoPIM has a free tier, so you can try it without paying. Razorpay starts at On request.
What is Razorpay best used for?
Razorpay is most often used for an indian d2c brand needing upi acceptance alongside cards in a single checkout, an indian saas business billing domestic customers on recurring mandates, a marketplace that must split each payment between the platform and its sellers, a business that needs to take payment without building a website, using links and pages. Of those, an indian d2c brand needing upi acceptance alongside cards in a single checkout and an indian saas business billing domestic customers on recurring mandates are not what UnoPIM is typically brought in for.
What can Razorpay do that UnoPIM cannot?
Razorpay covers Domestic payment methods, International cards, Payment links and pages, Route. UnoPIM covers Product Infromation Management System, Digital Asset Management, Enterprise-Scale Performance, Bulk Import/Export (CSV & XLSX).

Answered from the vendors’ own pages

Razorpay: Can I use Razorpay if my company is not in India?

No. It requires an Indian entity and an Indian bank account for settlement. Overseas businesses selling into India need a different arrangement.

UnoPIM: Is UnoPIM really free?

Yes. UnoPIM is released under the MIT licence and the source is on GitHub, so there is no licence fee and no seat cost. What you pay for is hosting, and optionally Webkul's commercial support and implementation services.

Source
Razorpay: What is the real effective rate?

The domestic percentage on the full order value including shipping and tax, plus higher international rates, plus any charge for faster settlement and dispute handling. Compute it from a month of settlement reports, not the pricing page.

UnoPIM: What does UnoPIM need to run?

Laravel 13 on PHP 8.4.1 or newer, with MariaDB 10.11 LTS or 11.8 LTS, MySQL 8.0.32 or newer, or PostgreSQL 16. Node 22 LTS is recommended for building assets.

Source
Razorpay: How quickly do I get paid?

On a delayed settlement cycle by default, with faster settlement available as a paid feature. Plan working capital around the default, not the add-on.

UnoPIM: How many products can UnoPIM handle?

The project states it is built to manage, enrich and scale product data beyond 10 million products, with performance tuning aimed at high-volume catalogues.

Source
Razorpay: What is the main structural risk?

Regulatory. Indian payment aggregators operate under RBI authorisation and have previously been barred from onboarding new merchants. Keep a second processor integrated if payments are business-critical.

UnoPIM: Who maintains UnoPIM?

Webkul, an e-commerce software company based in Noida, India. The project is open source with an active community and has passed 11,000 GitHub stars.

Source
Razorpay: Does it support recurring billing?

Yes, built on India's mandate and e-mandate framework, which has its own rules on authentication and notification that differ from card-on-file recurring elsewhere.

UnoPIM: Does UnoPIM include digital asset management?

Yes. Images, videos and documents are stored and organised alongside product data with metadata tagging, rather than needing a separate DAM.

Source
UnoPIM: What AI features does it include?

An AI agent chat for managing products conversationally, and AI content generation with support for more than ten model providers. You supply and pay for the provider.

Source
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