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Religion · head to head

Overflow vs The Church App

Overflow logo

Overflow

Religion

Stock, crypto and donor-advised fund giving for churches and nonprofits, priced per gift type

From
$50/month
Rated
-
Full reviewWebsite
The Church App logo

The Church App

Religion

Branded church app and digital engagement platform

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Overflow crypto carries a 3 percent fee on top of the base rate, which makes it the most expensive channel on the platform at exactly the point where donors expect it to be cheap.; The Church App specific pricing is not published on the public website
  • They diverge on capability: Overflow covers Stock donation flow, The Church App covers Custom Branding.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Overflow and The Church App actually diverge.

Attributes where Overflow and The Church App differ
AttributeOverflowThe Church App
Starting price$50/monthOn request
Pricing modelPer month plus a published fee per asset typesubscription
PlatformsWeb, iOS, AndroidIOS, Android
FoundedUnknown2012

Identical on both: free tier (No), user rating (Not yet rated), category (Religion).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Overflow

  • Stock donation flow
  • Cryptocurrency giving
  • Donor-advised fund grants
  • Card and ACH giving
  • RoundUps
  • Tax receipting

Only in The Church App

  • Custom Branding
  • Sermon Streaming
  • Giving Integration
  • Event Management
  • Giving Platforms
  • Sermon Storage
  • Analytics
  • Push Notifications

What people use each for

The jobs each tool is most often brought in to do.

Overflow

  • A church wanting to accept appreciated stock without the finance team processing each transfer by handnot The Church App
  • A capital campaign where major donors are more likely to give assets than cashnot The Church App
  • A nonprofit that keeps being offered donor-advised fund grants and has no clean way to receive and attribute themnot The Church App
  • Adding crypto giving for a younger donor base without holding the asset or managing a walletnot The Church App

The Church App

  • Church and faith community management and engagementnot Overflow
  • Giving and donation management (mentioned 10% or more increase in giving)not Overflow
  • Member and volunteer coordinationnot Overflow

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Overflow

  • Crypto carries a 3 percent fee on top of the base rate, which makes it the most expensive channel on the platform at exactly the point where donors expect it to be cheap.
  • Card processing at 2.75 percent plus 30 cents on the entry plan is above what a church can get from a dedicated church giving processor, so using Overflow for routine weekly giving costs more than it should.
  • It is a giving channel, not a church management system, so contributions must be reconciled into your existing ChMS and finance software, adding a second monthly close step.
  • Stock and DAF fees are quoted as a 1 to 3 percent range with the actual rate depending on transfer route, so an organisation cannot forecast net proceeds precisely before the gift settles.
  • Non-cash gifts settle over days rather than instantly, and the amount received depends on the price at liquidation, so the receipted value and the cash landed will not match.

The Church App

  • Specific pricing is not published on the public website
  • Requires contacting sales team or booking a demo to obtain pricing information

Pricing, plan by plan

Overflow

$50/month
  • Foundation$50/month
    • All giving methods including stock, crypto and DAF
    • Cards from 2.75 percent plus 0.30 USD
    • ACH at 0.50 percent plus 0.20 USD
  • Growth$undefined/month
    • Reduced processing rates by volume
    • Dedicated onboarding and account management
    • Token vaulting for recurring donors
  • Enterprise$undefined/month
    • Custom rate structure for multi-site organisations
    • Strategic support
    • Custom pricing

The Church App

On request
  • Starter$99/month
    • Basic app
    • Core features
  • Premium$299/month
    • Custom branding
    • Advanced features
    • Analytics

Which should you pick?

Choose Overflow if

  • You need stock donation flow.
  • You work on Web, iOS, Android.
  • You also want cryptocurrency giving.
Overflow review

Choose The Church App if

  • You need custom branding.
  • You work on IOS, Android.
  • You also want sermon streaming.
The Church App review

Questions people ask

Is Overflow or The Church App better?
Neither clearly leads. Overflow starts at $50/month and The Church App at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Overflow or The Church App?
Overflow starts at $50/month and The Church App at On request.
Does Overflow or The Church App run on more platforms?
Overflow runs on Web, iOS, Android. The Church App runs on IOS, Android.
What is Overflow best used for?
Overflow is most often used for a church wanting to accept appreciated stock without the finance team processing each transfer by hand, a capital campaign where major donors are more likely to give assets than cash, a nonprofit that keeps being offered donor-advised fund grants and has no clean way to receive and attribute them, adding crypto giving for a younger donor base without holding the asset or managing a wallet. Of those, a church wanting to accept appreciated stock without the finance team processing each transfer by hand and a capital campaign where major donors are more likely to give assets than cash are not what The Church App is typically brought in for.
What can Overflow do that The Church App cannot?
Overflow covers Stock donation flow, Cryptocurrency giving, Donor-advised fund grants, Card and ACH giving. The Church App covers Custom Branding, Sermon Streaming, Giving Integration, Event Management.

Answered from the vendors’ own pages

Overflow: What does Overflow cost?

Foundation is 50 USD a month. Cards start at 2.75 percent plus 0.30, ACH at 0.50 percent plus 0.20, stock and DAF at 1 to 3 percent, and crypto adds 3 percent.

The Church App: How much does The Church App cost?

Specific pricing is not published on The Church App website. Contact sales at 469-564-3922, [email protected], or use the contact form to request pricing information.

Source
Overflow: Why give stock instead of cash?

Transferring appreciated shares avoids the capital gains tax the donor would pay on selling first, so the same after-tax cost produces a larger gift.

The Church App: Is there a free trial or demo available?

The Church App offers the ability to book a demo to learn about their platform and pricing. Visit their website and click the 'Book a Demo' link to connect with a sales representative.

Source
Overflow: Does Overflow replace our church management system?

No. It handles giving only and integrates with your existing ChMS.

Overflow: Do we hold the cryptocurrency?

No. Crypto gifts are liquidated and remitted as cash, so the organisation does not carry price risk after settlement.

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