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Religion · head to head

OnlineGiving vs Overflow

O

OnlineGiving

Religion

Online and mobile giving solution for churches

From
On request
Rated
-
Full reviewWebsite
Overflow logo

Overflow

Religion

Stock, crypto and donor-advised fund giving for churches and nonprofits, priced per gift type

From
$50/month
Rated
-
Full reviewWebsite

The short version

  • They diverge on capability: OnlineGiving covers Online Giving Page, Overflow covers Stock donation flow.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which OnlineGiving and Overflow actually diverge.

Attributes where OnlineGiving and Overflow differ
AttributeOnlineGivingOverflow
Starting priceOn request$50/month
Pricing modeltransactionPer month plus a published fee per asset type
PlatformsWeb, Mobile-responsiveWeb, iOS, Android
Founded2008Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (Religion).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in OnlineGiving

  • Online Giving Page
  • Mobile Donations
  • Recurring Gifts
  • Fund Selection
  • Payment Processing
  • Church Management
  • Email Integration
  • Accounting Sync

Only in Overflow

  • Stock donation flow
  • Cryptocurrency giving
  • Donor-advised fund grants
  • Card and ACH giving
  • RoundUps
  • Tax receipting

What people use each for

The jobs each tool is most often brought in to do.

OnlineGiving

  • Member managementnot Overflow
  • Donation trackingnot Overflow
  • Event planningnot Overflow
  • Volunteer schedulingnot Overflow
  • Communicationnot Overflow

Overflow

  • A church wanting to accept appreciated stock without the finance team processing each transfer by handnot OnlineGiving
  • A capital campaign where major donors are more likely to give assets than cashnot OnlineGiving
  • A nonprofit that keeps being offered donor-advised fund grants and has no clean way to receive and attribute themnot OnlineGiving
  • Adding crypto giving for a younger donor base without holding the asset or managing a walletnot OnlineGiving

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

OnlineGiving

Nothing recorded yet. See the OnlineGiving review.

Overflow

  • Crypto carries a 3 percent fee on top of the base rate, which makes it the most expensive channel on the platform at exactly the point where donors expect it to be cheap.
  • Card processing at 2.75 percent plus 30 cents on the entry plan is above what a church can get from a dedicated church giving processor, so using Overflow for routine weekly giving costs more than it should.
  • It is a giving channel, not a church management system, so contributions must be reconciled into your existing ChMS and finance software, adding a second monthly close step.
  • Stock and DAF fees are quoted as a 1 to 3 percent range with the actual rate depending on transfer route, so an organisation cannot forecast net proceeds precisely before the gift settles.
  • Non-cash gifts settle over days rather than instantly, and the amount received depends on the price at liquidation, so the receipted value and the cash landed will not match.

Pricing, plan by plan

OnlineGiving

On request
  • StandardFree
    • Online giving
    • Transaction fees (2.49% + $0.30)

Overflow

$50/month
  • Foundation$50/month
    • All giving methods including stock, crypto and DAF
    • Cards from 2.75 percent plus 0.30 USD
    • ACH at 0.50 percent plus 0.20 USD
  • Growth$undefined/month
    • Reduced processing rates by volume
    • Dedicated onboarding and account management
    • Token vaulting for recurring donors
  • Enterprise$undefined/month
    • Custom rate structure for multi-site organisations
    • Strategic support
    • Custom pricing

Which should you pick?

Choose OnlineGiving if

  • You need online giving page.
  • You work on Web, Mobile-responsive.
  • You also want mobile donations.
OnlineGiving review

Choose Overflow if

  • You need stock donation flow.
  • You work on Web, iOS, Android.
  • You also want cryptocurrency giving.
Overflow review

Questions people ask

Is OnlineGiving or Overflow better?
Neither clearly leads. OnlineGiving starts at On request and Overflow at $50/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, OnlineGiving or Overflow?
OnlineGiving starts at On request and Overflow at $50/month.
Does OnlineGiving or Overflow run on more platforms?
OnlineGiving runs on Web, Mobile-responsive. Overflow runs on Web, iOS, Android.
What is OnlineGiving best used for?
OnlineGiving is most often used for member management, donation tracking, event planning, volunteer scheduling. Of those, member management and donation tracking are not what Overflow is typically brought in for.
What can OnlineGiving do that Overflow cannot?
OnlineGiving covers Online Giving Page, Mobile Donations, Recurring Gifts, Fund Selection. Overflow covers Stock donation flow, Cryptocurrency giving, Donor-advised fund grants, Card and ACH giving.

Answered from the vendors’ own pages

Overflow: What does Overflow cost?

Foundation is 50 USD a month. Cards start at 2.75 percent plus 0.30, ACH at 0.50 percent plus 0.20, stock and DAF at 1 to 3 percent, and crypto adds 3 percent.

Overflow: Why give stock instead of cash?

Transferring appreciated shares avoids the capital gains tax the donor would pay on selling first, so the same after-tax cost produces a larger gift.

Overflow: Does Overflow replace our church management system?

No. It handles giving only and integrates with your existing ChMS.

Overflow: Do we hold the cryptocurrency?

No. Crypto gifts are liquidated and remitted as cash, so the organisation does not carry price risk after settlement.

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