Accounting · head to head
Netvisor vs Stigg
Netvisor
Accounting
Finnish cloud accounting and payroll with pricing built from a base fee plus per transaction charges
- From
- Free
- Rated
- -
The short version
- Each has a real cost: Netvisor pricing is a base fee plus a charge per sales invoice, per purchase invoice, per payslip and per other transaction, so a company with high document volumes pays a bill that scales with trading activity and cannot be budgeted as a fixed monthly cost.; Stigg free tier limited to 10,000 entities and 5M events per month
- They diverge on capability: Netvisor covers Finnish general ledger, Stigg covers Real-time credit enforcement.
- Prices and features above were last checked on 30 August 2026.
Where they differ
Only the attributes on which Netvisor and Stigg actually diverge.
Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (Accounting).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Netvisor
- Finnish general ledger
- Value added tax reporting
- Bank connections
- Electronic invoicing
- Purchase invoice workflow
- Sales invoicing
- Payroll
- Incomes register reporting
Only in Stigg
- Real-time credit enforcement
- Financial-grade credits
- High-scale metering
- Budget governance
- Flexible deployment
- Billing platform integration
- Data warehouse integration
- CRM integration
What people use each for
The jobs each tool is most often brought in to do.
Netvisor
- A Finnish company whose accounting firm works in Netvisor and wants the client approving purchase invoices in the same systemnot Stigg
- A Finnish employer needing payroll that handles collective agreement terms and reports to the incomes register on timenot Stigg
- A business receiving and sending structured e-invoices with Finnish counterparties that require themnot Stigg
- A Finnish accounting practice standardising clients on one system with a shared role model rather than one instance per clientnot Stigg
Stigg
- Managing token and credit usage for AI productsnot Netvisor
- Enforcing spending caps and budget controlsnot Netvisor
- Implementing prepaid credit systems with expirynot Netvisor
- Real-time entitlement verification for feature accessnot Netvisor
- Scaling billing infrastructure for high-volume eventsnot Netvisor
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Netvisor
- Pricing is a base fee plus a charge per sales invoice, per purchase invoice, per payslip and per other transaction, so a company with high document volumes pays a bill that scales with trading activity and cannot be budgeted as a fixed monthly cost.
- It serves Finland, so the tax and payroll logic is useless to entities filing elsewhere, and a Nordic group ends up running a different system in each country even where they belong to the same corporate family.
- The interface, help material and support operate in Finnish, so a foreign owned subsidiary needs a Finnish speaking bookkeeper or accounting firm to operate it and cannot supervise it directly from head office.
- Finnish payroll requires collective agreement terms to be configured correctly, and getting holiday pay, supplements and shift rules right is specialist work usually done by a partner, so payroll implementation is a paid project rather than a setup wizard.
- Because most deployments come through an accounting firm, the practical service you receive depends on that firm's competence with the product, and changing accountant can mean changing system or inheriting a configuration nobody documented.
Stigg
- Free tier limited to 10,000 entities and 5M events per month
- Pro plan pricing ($399/month) may be high for early-stage companies
- Scale and BYOC plans require custom contracts and sales engagement
- Primarily targets AI and high-scale use cases, not all business models
- Requires integration with separate billing platform (Stripe, Zuora, etc.)
Pricing, plan by plan
Netvisor
Free- Starter$25/month
- Basic accounting, 1000 transactions, invoicing, payroll for 1 person
- Basic$25/month
- Basic accounting plus invoicing, 2.06 euros per invoice item, unlimited users, email support
- Core$25/month
- All Basic features, invoices included in monthly cost
- Professional$25/month
- All Core features, broadest software interface, budgeting, reporting, forecasting, purchase and sales orders
Stigg
Free- Build (Free Forever)Free
- 10,000 managed entities per month
- 5M usage events per month
- 1K events per second rate limit
- Pro$399/month
- 10,000 entities included (graduated pricing to 100K)
- 25M usage events included (to 500M with graduated rates)
- 10K events per second (upgradeable to 100K)
- Scale$null/custom
- Custom entity and event volumes
- 50K events per second (upgradeable to 100K)
- RBAC and SSO (SAML)
- BYOC$40000/year
- Deploy in customer VPC
- Unlimited entities and events
- No event billing
Which should you pick?
Choose Netvisor if
- You need finnish general ledger.
- You want to start without paying.
- You also want value added tax reporting.
Choose Stigg if
- You need real-time credit enforcement.
- You want to start without paying.
- You work on Web, Cloud, BYOC, BYODB, API.
- You also want financial-grade credits.
Questions people ask
- Is Netvisor or Stigg better?
- Neither clearly leads. Netvisor starts at Free and Stigg at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Netvisor or Stigg?
- Netvisor starts at Free and Stigg at Free.
- Does Netvisor or Stigg run on more platforms?
- Netvisor runs on Web. Stigg runs on Web, Cloud, BYOC, BYODB, API.
- Can I use Netvisor for free?
- Both have a free tier, so you can try either at no cost before committing.
- What is Netvisor best used for?
- Netvisor is most often used for a finnish company whose accounting firm works in netvisor and wants the client approving purchase invoices in the same system, a finnish employer needing payroll that handles collective agreement terms and reports to the incomes register on time, a business receiving and sending structured e-invoices with finnish counterparties that require them, a finnish accounting practice standardising clients on one system with a shared role model rather than one instance per client. Of those, a finnish company whose accounting firm works in netvisor and wants the client approving purchase invoices in the same system and a finnish employer needing payroll that handles collective agreement terms and reports to the incomes register on time are not what Stigg is typically brought in for.
- What can Netvisor do that Stigg cannot?
- Netvisor covers Finnish general ledger, Value added tax reporting, Bank connections, Electronic invoicing. Stigg covers Real-time credit enforcement, Financial-grade credits, High-scale metering, Budget governance.
Answered from the vendors’ own pages
Netvisor: Is Netvisor usable outside Finland?
Not as a compliance system. The value is the Finnish tax, banking, e-invoicing and payroll logic. Companies filing elsewhere should look at the local product in the Visma range or another local vendor.
Stigg: How quickly does Stigg check entitlements?
Stigg makes entitlement checks in under 10 milliseconds, enabling real-time enforcement of spending decisions before token consumption.
SourceNetvisor: Why is the pricing structured per transaction?
It reflects a Finnish market convention where the accounting firm's fee also scales with document volume. It means a low volume company pays very little and a high volume one pays a great deal, so estimate your annual invoice and payslip counts before comparing headline prices.
Stigg: Can I use Stigg with my existing billing platform?
Yes, Stigg integrates with major billing platforms including Stripe, Zuora, Chargebee, Metronome, and Orb to manage entitlements and credits.
SourceNetvisor: Can my accounting firm work in it with me?
Yes, that is the intended model. The practice and the client share one instance with different roles, so the firm does the bookkeeping while you approve purchase invoices and issue sales invoices.
Stigg: What deployment options does Stigg offer?
Stigg offers cloud API, BYOC (Bring Your Own Cloud) for VPC deployment, and BYODB options for customers who want to manage their own database.
SourceNetvisor: Does it handle payroll for collective agreements?
It supports Finnish collective agreement based payroll, but configuring the specific agreement terms correctly is expert work normally done during a paid implementation. Do not assume payroll is switched on the same week as accounting.
Netvisor: What about the incomes register?
Reporting earnings to the national incomes register within the statutory deadline is built in, which is one of the main reasons Finnish employers use a local product rather than an international one.
Netvisor: Is it a full ERP?
It includes inventory and fixed assets alongside the ledger, which covers a good deal of a small distributor's needs, but it is a financial management system rather than a manufacturing or full supply chain ERP.
Related pages
Other head to heads
- Netvisor vs Airbase
- Netvisor vs QuickBooks
- Netvisor vs Ramp
- Netvisor vs Melio
- Netvisor vs Money Forward Cloud
- Netvisor vs Maxio
- Netvisor vs DATEV
- Netvisor vs Metronome
- Netvisor vs Yooz
- Netvisor vs Causal
- Netvisor vs Bill.com
- Netvisor vs Basware
- Netvisor vs Invoicely
- Netvisor vs Invoicera
- Netvisor vs Lago
- Netvisor vs Modern Treasury
- Netvisor vs Moss
- Netvisor vs Orb
- Netvisor vs Polar
- Netvisor vs Dodo Payments
- Netvisor vs Creem
- Netvisor vs Stampli
- Netvisor vs Zuora
- Netvisor vs Fyle
- Netvisor vs Divvy
- Netvisor vs Tropic
- Netvisor vs Vena Solutions
- Netvisor vs ADP
- Netvisor vs Avalara
- Netvisor vs BlackLine
- Netvisor vs Chargebee
- Stigg vs Airbase
- Stigg vs QuickBooks
- Stigg vs Ramp
- Stigg vs Melio
- Stigg vs Money Forward Cloud
- Stigg vs Maxio
- Stigg vs DATEV
- Stigg vs Metronome
- Stigg vs Yooz
- Stigg vs Causal
- Stigg vs Bill.com
- Stigg vs Basware
- Stigg vs Invoicely
- Stigg vs Invoicera
- Stigg vs Lago
- Stigg vs Modern Treasury
- Stigg vs Moss
- Stigg vs Orb
- Stigg vs Polar
- Stigg vs Dodo Payments
- Stigg vs Creem
- Stigg vs Stampli
- Stigg vs Zuora
- Stigg vs Fyle
- Stigg vs Divvy
- Stigg vs Tropic
- Stigg vs Vena Solutions
- Stigg vs ADP
- Stigg vs Avalara
- Stigg vs BlackLine
- Stigg vs Chargebee