Softwr

Accounting · head to head

Ottimate vs Stigg

Ottimate logo

Ottimate

Accounting

Invoice capture and accounts payable automation trained on food and beverage distributor formats

From
On request
Rated
-
Full reviewWebsite
Stigg logo

Stigg

Accounting

Usage runtime platform for credits and entitlements

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Stigg has a free tier, so it costs nothing to try first.
  • Each has a real cost: Ottimate nothing is published about price, and quotes are structured by location and invoice volume, so a group with a few high-volume sites and one with many low-volume sites can receive very different numbers for the same total spend; Stigg free tier limited to 10,000 entities and 5M events per month
  • They diverge on capability: Ottimate covers Line-item invoice capture, Stigg covers Real-time credit enforcement.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Ottimate and Stigg actually diverge.

Attributes where Ottimate and Stigg differ
AttributeOttimateStigg
Starting priceOn requestFree
Pricing modelquoteFreemium with usage-based and custom tiers
Free tierNoYes
PlatformsWeb, iOS, AndroidWeb, Cloud, BYOC, BYODB, API

Identical on both: user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Ottimate

  • Line-item invoice capture
  • GL coding
  • Approval routing
  • Supplier payments
  • Price change alerts
  • Purchase order matching
  • Digital invoice retrieval

Only in Stigg

  • Real-time credit enforcement
  • Financial-grade credits
  • High-scale metering
  • Budget governance
  • Flexible deployment
  • Billing platform integration
  • Data warehouse integration
  • CRM integration

What people use each for

The jobs each tool is most often brought in to do.

Ottimate

  • A 40 site restaurant group whose bookkeepers key distributor invoices line by line to track food costnot Stigg
  • An operator that wants to know within a week when a supplier raises the price of an item outside the contracted schedulenot Stigg
  • A hotel group standardising accounts payable approvals across properties that each have their own general manager sign-off rulesnot Stigg
  • A finance team migrating from paper invoice files that needs digital retrieval from supplier portals rather than chasing branches for copiesnot Stigg

Stigg

  • Managing token and credit usage for AI productsnot Ottimate
  • Enforcing spending caps and budget controlsnot Ottimate
  • Implementing prepaid credit systems with expirynot Ottimate
  • Real-time entitlement verification for feature accessnot Ottimate
  • Scaling billing infrastructure for high-volume eventsnot Ottimate

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Ottimate

  • Nothing is published about price, and quotes are structured by location and invoice volume, so a group with a few high-volume sites and one with many low-volume sites can receive very different numbers for the same total spend
  • The line-item extraction advantage is trained on food and beverage distributor formats, so accuracy on long-tail suppliers, service invoices and one-off vendors falls back to general OCR and needs human review
  • It is an accounts payable layer, not an inventory or recipe costing system, so operators still need Restaurant365 or an equivalent for true plate costing and the value depends on that integration behaving
  • The company has rebranded once already from Plate IQ, and much of the third party comparison material still uses the old name or wrongly attributes it to AvidXchange, which makes independent due diligence unusually hard
  • Payment execution through the platform introduces a dependency on Ottimate for supplier relationships, and moving away later means re-establishing payment details with every vendor rather than simply exporting data

Stigg

  • Free tier limited to 10,000 entities and 5M events per month
  • Pro plan pricing ($399/month) may be high for early-stage companies
  • Scale and BYOC plans require custom contracts and sales engagement
  • Primarily targets AI and high-scale use cases, not all business models
  • Requires integration with separate billing platform (Stripe, Zuora, etc.)

Pricing, plan by plan

Ottimate

On request
  • Ottimate$undefined/year
    • Quoted by location count and invoice volume
    • Payment rails may carry separate transaction charges
    • Implementation and accounting system integration scoped separately

Stigg

Free
  • Build (Free Forever)Free
    • 10,000 managed entities per month
    • 5M usage events per month
    • 1K events per second rate limit
  • Pro$399/month
    • 10,000 entities included (graduated pricing to 100K)
    • 25M usage events included (to 500M with graduated rates)
    • 10K events per second (upgradeable to 100K)
  • Scale$null/custom
    • Custom entity and event volumes
    • 50K events per second (upgradeable to 100K)
    • RBAC and SSO (SAML)
  • BYOC$40000/year
    • Deploy in customer VPC
    • Unlimited entities and events
    • No event billing

Which should you pick?

Choose Ottimate if

  • You need line-item invoice capture.
  • You work on Web, iOS, Android.
  • You also want gl coding.
Ottimate review

Choose Stigg if

  • You need real-time credit enforcement.
  • You want to start without paying.
  • You work on Web, Cloud, BYOC, BYODB, API.
  • You also want financial-grade credits.
Stigg review

Questions people ask

Is Ottimate or Stigg better?
Neither clearly leads. Ottimate starts at On request and Stigg at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Ottimate or Stigg?
Stigg has a free tier; the other does not. Paid plans start at On request for Ottimate and Free for Stigg.
Does Ottimate or Stigg run on more platforms?
Ottimate runs on Web, iOS, Android. Stigg runs on Web, Cloud, BYOC, BYODB, API.
Can I use Stigg for free?
Yes. Stigg has a free tier, so you can try it without paying. Ottimate starts at On request.
What is Ottimate best used for?
Ottimate is most often used for a 40 site restaurant group whose bookkeepers key distributor invoices line by line to track food cost, an operator that wants to know within a week when a supplier raises the price of an item outside the contracted schedule, a hotel group standardising accounts payable approvals across properties that each have their own general manager sign-off rules, a finance team migrating from paper invoice files that needs digital retrieval from supplier portals rather than chasing branches for copies. Of those, a 40 site restaurant group whose bookkeepers key distributor invoices line by line to track food cost and an operator that wants to know within a week when a supplier raises the price of an item outside the contracted schedule are not what Stigg is typically brought in for.
What can Ottimate do that Stigg cannot?
Ottimate covers Line-item invoice capture, GL coding, Approval routing, Supplier payments. Stigg covers Real-time credit enforcement, Financial-grade credits, High-scale metering, Budget governance.

Answered from the vendors’ own pages

Ottimate: Is Ottimate owned by AvidXchange?

No. Ottimate is the rebranded Plate IQ and operates as an independent venture-backed company. AvidXchange is a competitor, not the parent.

Stigg: How quickly does Stigg check entitlements?

Stigg makes entitlement checks in under 10 milliseconds, enabling real-time enforcement of spending decisions before token consumption.

Source
Ottimate: What was it called before?

Plate IQ. The company kept the same product and renamed it Ottimate.

Stigg: Can I use Stigg with my existing billing platform?

Yes, Stigg integrates with major billing platforms including Stripe, Zuora, Chargebee, Metronome, and Orb to manage entitlements and credits.

Source
Ottimate: Does it work outside restaurants?

It will process any invoice, but the line-item extraction accuracy that justifies the price is tuned to food and beverage distributors. Other industries should test carefully before committing.

Stigg: What deployment options does Stigg offer?

Stigg offers cloud API, BYOC (Bring Your Own Cloud) for VPC deployment, and BYODB options for customers who want to manage their own database.

Source
Ottimate: Does it replace Restaurant365?

No. It handles invoice capture, approval and payment. Recipe costing and restaurant-specific inventory stay in Restaurant365 or an equivalent.

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