Payroll · head to head
Mooncard vs RemoFirst
Mooncard
Payroll
French corporate card and expense management platform built on the Visa network
- From
- On request
- Rated
- -
RemoFirst
Payroll
Low-cost employer of record and contractor payments across a very wide country list built largely on partner entities
- From
- On request
- Rated
- -
The short version
- Each has a real cost: Mooncard pricing is entirely unpublished, so a company cannot budget or benchmark Mooncard against Payhawk or Extend without starting a sales process.; RemoFirst coverage in most countries runs through partner entities rather than entities RemoFirst owns, which lengthens the liability chain and means a disputed termination is handled by a company you have no direct contract with.
- They diverge on capability: Mooncard covers Configurable Visa cards, RemoFirst covers Employer of record.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Mooncard and RemoFirst actually diverge.
Identical on both: starting price (On request), pricing model (quote), free tier (No), user rating (Not yet rated), category (Payroll).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Mooncard
- Configurable Visa cards
- Automated expense capture
- Multi-entity premium tier
- Accounting export
- Flying Blue miles
- Real-time spend visibility
Only in RemoFirst
- Employer of record
- Contractor management
- Global benefits
- Visa and work permit support
- Equipment provisioning
- Multi-currency payments
- Expense management
- Time off tracking
What people use each for
The jobs each tool is most often brought in to do.
Mooncard
- A French business replacing an Amex corporate card programme with wider Visa merchant acceptancenot RemoFirst
- A finance team automating VAT-compliant receipt capture instead of manual expense reportsnot RemoFirst
- A group with several legal entities wanting consolidated card and expense visibilitynot RemoFirst
- A company whose travellers want Flying Blue miles on corporate card spendnot RemoFirst
RemoFirst
- A startup hiring two or three people each in several countries where opening entities makes no sensenot Mooncard
- A company paying an established vendor a high per-contractor fee for administration it could buy far cheapernot Mooncard
- An employer that needs a country outside the coverage of the major EOR providersnot Mooncard
- A team that wants equipment procured and shipped to remote hires without setting up local logisticsnot Mooncard
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Mooncard
- Pricing is entirely unpublished, so a company cannot budget or benchmark Mooncard against Payhawk or Extend without starting a sales process.
- Its strongest support, integrations and merchant relationships are concentrated in France, and companies with most spend outside France or Europe get a thinner experience.
- Being built specifically to displace Amex corporate cards, it has less of a track record and feature depth outside the expense and card niche compared with broader spend platforms like Payhawk.
- Group and multi-entity functionality sits behind a separate premium tier, so a growing company may need to renegotiate its plan as it adds entities.
- Marketing-driven positioning, including stunts such as the stratospheric payment demo, does not substitute for third-party benchmarking of actual transaction reliability at scale.
RemoFirst
- Coverage in most countries runs through partner entities rather than entities RemoFirst owns, which lengthens the liability chain and means a disputed termination is handled by a company you have no direct contract with.
- Statutory deposits, typically one or more months of salary and employer contributions held in advance, are quoted separately from the per employee fee and materially change the cash cost of the first year.
- Currency conversion on payroll runs carries a spread that is not in the headline price, and on a large multi-country payroll that spread can exceed the platform fee itself.
- Benefits quality varies sharply by country because it is sourced through local partners, so two employees on the same contract in different countries can receive very different cover.
- The company is young and holds client payroll funds in transit, which is a counterparty risk that larger competitors with longer trading histories and audited entity networks present less of.
Pricing, plan by plan
Mooncard
On request- Mooncard$undefined/month
- Original offer with cards and expense management software
- Premium tier for groups and multi-entity structures
- Custom quote required, no published rate card
RemoFirst
On request- Employer of Record$undefined/year
- Priced per employee per month
- Statutory deposit held separately from the platform fee
- Currency conversion spread applied on each payroll run
- Contractor Management$undefined/year
- Priced per contractor per month
- Compliant contract templates by country
- Multi-currency payments
Which should you pick?
Choose Mooncard if
- You need configurable visa cards.
- You work on Web, iOS, Android.
- You also want automated expense capture.
Questions people ask
- Is Mooncard or RemoFirst better?
- Neither clearly leads. Mooncard starts at On request and RemoFirst at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Mooncard or RemoFirst?
- Mooncard starts at On request and RemoFirst at On request.
- Does Mooncard or RemoFirst run on more platforms?
- Mooncard runs on Web, iOS, Android. RemoFirst runs on Web.
- What is Mooncard best used for?
- Mooncard is most often used for a french business replacing an amex corporate card programme with wider visa merchant acceptance, a finance team automating vat-compliant receipt capture instead of manual expense reports, a group with several legal entities wanting consolidated card and expense visibility, a company whose travellers want flying blue miles on corporate card spend. Of those, a french business replacing an amex corporate card programme with wider visa merchant acceptance and a finance team automating vat-compliant receipt capture instead of manual expense reports are not what RemoFirst is typically brought in for.
- What can Mooncard do that RemoFirst cannot?
- Mooncard covers Configurable Visa cards, Automated expense capture, Multi-entity premium tier, Accounting export. RemoFirst covers Employer of record, Contractor management, Global benefits, Visa and work permit support.
Answered from the vendors’ own pages
Mooncard: Is Mooncard only for France?
No, but its content, support and market presence are strongest in France; other European markets are served but less deeply.
RemoFirst: Does RemoFirst own entities in every country it lists?
No. It owns entities in a minority of its coverage and uses in-country partners elsewhere. Ask per country, because the answer determines who the legal employer is.
Mooncard: Does Mooncard publish pricing?
No, quotes are provided directly by the Mooncard sales team based on company size and needs.
RemoFirst: What does the headline per employee price exclude?
Statutory deposits, currency conversion spread on payroll runs, and country-specific charges such as mandatory insurance or entity fees.
Mooncard: Which card network does it use?
Visa, which the company positions as giving broader merchant acceptance than the Amex network used by many incumbent French corporate cards.
RemoFirst: Is it cheaper than Deel or Remote?
On the headline rate, substantially. Once deposits and FX are included the gap narrows, but it usually remains cheaper.
RemoFirst: Can it convert a contractor into an employee?
Yes, in countries it supports for EOR. This is a common reason buyers start with the contractor product and move up.
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