Is Adyen or Mollie better?

Neither clearly leads. Adyen starts at $0.13/per-transaction and Mollie at £0.3/transaction, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Adyen or Mollie?

Adyen starts at $0.13/per-transaction and Mollie at £0.3/transaction.

Does Adyen or Mollie run on more platforms?

Adyen runs on Web, Api, Pos. Mollie runs on Web, iOS, Android, API.

What is Adyen best used for?

Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Mollie is typically brought in for.

What can Adyen do that Mollie cannot?

Adyen covers Payment processing, Risk management, Unified commerce, Issuing. Mollie covers Local payment methods, Published rate card, Hosted checkout and payment links, Subscriptions API.

Accounting · head to head

Adyen vs Mollie

Adyen

Accounting

The payments platform built for growth

From: $0.13/per-transaction
Rated: -

Full review Website

Mollie

E-Commerce

European payment service provider with published per-transaction rates and no monthly fee on the online plan

From: £0.3/transaction
Rated: -

Full review Website

The short version

Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; Mollie non-European cards cost 3.25% plus 20p against 1.20% plus 20p for UK domestic consumer cards, so a merchant with significant traffic from the US or Asia pays close to triple the domestic rate on that revenue.
They diverge on capability: Adyen covers Payment processing, Mollie covers Local payment methods.
Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Adyen and Mollie actually diverge.

Attributes where Adyen and Mollie differ
Attribute	Adyen	Mollie
Starting price	$0.13/per-transaction	£0.3/transaction
Pricing model	usage-based	Per transaction by payment method
Platforms	Web, Api, Pos	Web, iOS, Android, API
Category	Accounting	E-Commerce
Founded	2006	Unknown

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Adyen

Payment processing
Risk management
Unified commerce
Issuing
Platform payments
SAP
Salesforce
Oracle

Only in Mollie

Local payment methods
Published rate card
Hosted checkout and payment links
Subscriptions API
Point of sale terminals
Plugin ecosystem
Multicurrency settlement

What people use each for

The jobs each tool is most often brought in to do.

Adyen

Card acquiring with interchange plus pricing for larger merchantsnot Mollie
Accepting local payment methods across multiple countriesnot Mollie
Settling in several currencies through linked bank accountsnot Mollie
Unified online and in-person paymentsnot Mollie

Mollie

A Dutch or Belgian shop where most customers pay by iDEAL or Bancontact and the flat 30p beats a percentage rate on high-value basketsnot Adyen
A small merchant that wants published pricing rather than a sales call before it can model card costsnot Adyen
A subscription business in the EEA collecting by SEPA Direct Debit mandate instead of cardnot Adyen
A marketplace or platform that needs one integration covering the main European local methodsnot Adyen

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Adyen

There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
Published fees are indicative rather than a rate card, with real pricing negotiated
Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America

Mollie

Non-European cards cost 3.25% plus 20p against 1.20% plus 20p for UK domestic consumer cards, so a merchant with significant traffic from the US or Asia pays close to triple the domestic rate on that revenue.
Coverage is built around European methods, so if you expand into Latin America or Southeast Asia you will need a second processor and a second reconciliation process rather than extending Mollie.
The in-person Pro plan requires a one-year contract and charges 20 pounds a month per additional terminal, so a shop with four tills pays 80 pounds a month in terminal fees before any transaction cost.
Mollie offers no interchange-plus option publicly, so large merchants cannot see or benefit from falling interchange the way they could on a cost-plus contract with an acquirer.
The developer tooling and reporting are lighter than the largest processors, so finance teams that want detailed fee breakdowns or granular reconciliation exports often end up building that layer themselves.

Pricing, plan by plan

Adyen

$0.13/per-transaction

Transaction-Based Pricing$undefined/mo
- Fixed $0.13 USD per transaction
- Variable fee determined by payment method
- No setup fees

Mollie

£0.3/transaction

Online paymentsFree
- No monthly fee
- UK domestic consumer cards 1.20% + 20p
- European and commercial cards 2.90% + 20p
In person, pay as you goFree
- No monthly commitment
- Per-transaction terminal rates
- One terminal
In person, Pro$20/month
- Lower per-transaction terminal rates
- One-year contract required
- Each additional terminal 20 pounds per month

Which should you pick?

Choose Adyen if

You need payment processing.
You work on Web, Api, Pos.
You also want risk management.

Adyen review

Choose Mollie if

You need local payment methods.
You work on Web, iOS, Android, API.
You also want published rate card.

Mollie review

Questions people ask

Is Adyen or Mollie better?: Neither clearly leads. Adyen starts at $0.13/per-transaction and Mollie at £0.3/transaction, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Adyen or Mollie?: Adyen starts at $0.13/per-transaction and Mollie at £0.3/transaction.
Does Adyen or Mollie run on more platforms?: Adyen runs on Web, Api, Pos. Mollie runs on Web, iOS, Android, API.
What is Adyen best used for?: Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Mollie is typically brought in for.
What can Adyen do that Mollie cannot?: Adyen covers Payment processing, Risk management, Unified commerce, Issuing. Mollie covers Local payment methods, Published rate card, Hosted checkout and payment links, Subscriptions API.

Answered from the vendors’ own pages

Adyen: How much does Adyen charge per transaction?

Adyen charges a fixed $0.13 USD per transaction plus a variable fee based on the payment method used. Credit cards typically cost $0.13 + 0.60% + interchange, while digital wallets and BNPL options cost between $0.13 + 0.99% to $0.13 + 4.99%+, depending on the specific method and region.

Source

Mollie: Does Mollie charge a monthly fee?

Not on the online payments plan. You pay only per successful transaction. In-person Pro is 20 pounds a month.

Adyen: Does Adyen have monthly subscription or setup fees?

No, Adyen has no setup fees or monthly recurring charges. You pay only for each transaction processed. The transaction fee structure remains the same regardless of transaction volume or business size.

Source

Mollie: Is iDEAL really a flat fee?

Yes, 30p per transaction regardless of the amount, which is why it is cheaper than cards on high-value baskets.

Adyen: What's Adyen's Interchange++ pricing option?

Adyen offers an Interchange++ transparent pricing model that passes interchange and scheme fees directly to merchants instead of bundling them into a percentage rate. This allows visibility into exact costs for each payment method.

Source

Mollie: Can I use Mollie outside Europe?

You can accept non-European cards but at 3.25% plus 20p, and merchant accounts are aimed at European businesses. It is not a global processor.

Adyen: Can I process payments in multiple currencies with Adyen?

Yes, Adyen supports 100+ payment methods across multiple currencies. You can link multiple bank accounts in different currencies to avoid currency conversion fees on international transactions.

Source

Mollie: Does Mollie do interchange plus?

Not publicly. The published rates are blended, so falling interchange does not flow through to you automatically.

Adyen vs Mollie

Adyen

Mollie

The short version

Where they differ

What each one covers

Only in Adyen

Only in Mollie

What people use each for

Adyen

Mollie

Where each one falls short

Adyen

Mollie

Pricing, plan by plan

Adyen

Mollie

Which should you pick?

Choose Adyen if

Choose Mollie if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Adyen

More on Mollie

Keep looking

Other head to heads