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Software · head to head

Adyen vs Checkout.com

Adyen logo

Adyen

Software

The payments platform built for growth

From
$29/month
Rated
-
Full reviewWebsite
C

Checkout.com

Software

Your business deserves tailored pricing based on your needs

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; Checkout.com checkout.com/pricing publishes no per-transaction percentage or fixed fee; pricing is set per business profile and risk category through direct sales contact, per the vendor's own pricing page (Aug 2026)

Where they differ

Only the attributes on which Adyen and Checkout.com actually diverge.

Attributes where Adyen and Checkout.com differ
AttributeAdyenCheckout.com
Starting price$29/monthOn request
Pricing modelusage-basedquote
PlatformsWeb, Api, PosWeb
Founded2006Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Adyen

  • Payment processing
  • Risk management
  • Unified commerce
  • Issuing
  • Platform payments
  • SAP
  • Salesforce
  • Oracle

Only in Checkout.com

Nothing recorded that Adyen does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Adyen

  • Card acquiring with interchange plus pricing for larger merchantsnot Checkout.com
  • Accepting local payment methods across multiple countriesnot Checkout.com
  • Settling in several currencies through linked bank accountsnot Checkout.com
  • Unified online and in-person paymentsnot Checkout.com

Checkout.com

No use cases recorded yet. See the Checkout.com review.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Adyen

  • There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
  • Published fees are indicative rather than a rate card, with real pricing negotiated
  • Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
  • Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America

Checkout.com

  • checkout.com/pricing publishes no per-transaction percentage or fixed fee; pricing is set per business profile and risk category through direct sales contact, per the vendor's own pricing page (Aug 2026)
  • Choosing between the flat-rate and Interchange++ pricing models requires contacting the sales team, since neither model's rate is quoted publicly on the page

Pricing, plan by plan

Adyen

$29/month
  • CustomFree
    • Payment processing
    • Risk management
    • Unified commerce

Checkout.com

On request

No published plan breakdown. See the Checkout.com review.

Which should you pick?

Choose Adyen if

  • You need payment processing.
  • You work on Web, Api, Pos.
  • You also want risk management.
Adyen review

Choose Checkout.com if

Nothing in the data separates Checkout.com from Adyen on the points above - pick on price and on how each one feels to use.

Checkout.com review

Questions people ask

Is Adyen or Checkout.com better?
Neither clearly leads. Adyen starts at $29/month and Checkout.com at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Adyen or Checkout.com?
Adyen starts at $29/month and Checkout.com at On request.
Does Adyen or Checkout.com run on more platforms?
Adyen runs on Web, Api, Pos. Checkout.com runs on Web.
What is Adyen best used for?
Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Checkout.com is typically brought in for.
What can Adyen do that Checkout.com cannot?
Adyen covers Payment processing, Risk management, Unified commerce, Issuing.
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