Personal Finance · pricing
Wally pricing
Wally publishes 2 tiers. Below is each one, what it adds over the tier beneath it, and where the ladder stops being worth climbing for most people.
As of 30 August 2026, Wally pricing is free across 2 published tiers. Figures are the vendor's list prices as recorded on this page's last check; the vendor's site is the final word.
- Entry price
- Free
- Model
- Freemium
- Tiers
- 2
- Free tier
- Yes
Wally plans, side by side
Every published tier in ascending order of price, with the number of features each one lists. An absence here means the record does not itemise it, not that the tier lacks it.
| Plan | Price | Features listed | Step up from the tier below |
|---|---|---|---|
| Free | Free | 3 | Entry tier |
| Premium | $9.99/month | 3 | +$9.99/month, 3 more features |
What each tier adds
The set difference between each tier's feature list and the one beneath it. Where a tier lists nothing new, the vendor has either stopped repeating the inherited list or the tier raises limits rather than adding capability, the record does not distinguish the two, so this page does not either.
Free
FreeThe entry tier. It covers receipt scanning, expense tracking, basic reports.
Premium
$9.99/monthOver Free, this tier adds:
- Advanced analytics
- Unlimited storage
- Cloud sync
Where Wally stops being free
Free, Free
- Receipt scanning
- Expense tracking
- Basic reports
Premium, $9.99/month
The first thing you pay for:
- Advanced analytics
- Unlimited storage
- Cloud sync
What the product covers
The full Wally feature record, grouped as the catalogue groups it. This is the product as a whole; the record does not map every feature onto a specific tier.
Other
- Receipt OCR scanning
- Expense tracking
- Receipt storage
- Category management
Integrations
- Cloud storage
Platform
- IOS support
- Android support
People bring Wally in for budget management, expense tracking, investment tracking. If that is not the job you are buying for, the alternatives to Wally are worth a look before you commit to a tier.
How that compares in Personal Finance
Too few personal finance tools in this directory publish a starting price to quote a meaningful median, so the table below is a like-for-like list rather than a ranking.
| Tool | Entry price | Model | Rated | Head to head |
|---|---|---|---|---|
| Wally (this page) | Free | freemium | - | |
| Monzo | Free | Free core current account; paid Plus and Premium tiers add features | - | vs Wally |
| Revolut | Free | Free standard tier; paid plans add higher limits, insurance and perks | - | vs Wally |
| Strands | On request | quote | - | vs Wally |
| Affirm | Free | Free for short Pay in 4 plans; longer plans carry a disclosed APR up to roughly 36 percent, merchant pays a transaction fee | - | vs Wally |
| Firefly III | Free | Open source, no licence fee | - | vs Wally |
| Lunch Money | $60/year | Pay what you want, annual, above a published minimum | - | vs Wally |
Ratings are aggregated from third-party sources and imported with each catalogue entry, they are not reviews hosted on Softwr. How each figure is used is set out on the Wally badges page.
Before you pay for Wally
Three things this page cannot tell you, and all three change the bill. The record carries a price and a billing period but not the unit - per-seat and flat-rate pricing are indistinguishable in this data, so a five-person team may be looking at five times the figure above. It carries no annual rate, so any discount for paying yearly is not something this page can quote. And it carries no trial length.
What it can tell you is the shape of the ladder: 2 tiers between Free and $9.99/month, with the jump itemised above. Because there is a free tier, the cheapest way to answer the rest is to use it before paying anything.
Wally runs on ios, android, and is published by Wally Inc. of Berlin, Germany. The full record is on the Wally review, and the rest of the category is under best personal finance tools.
Wally pricing questions
- How much does Wally cost?
- Wally publishes 2 tiers, from Free for Free up to $9.99/month for Premium. The entry tier costs nothing.
- Does Wally have a free plan?
- Yes. The Free tier costs nothing and covers receipt scanning, expense tracking, basic reports. Paying starts at $9.99/month for Premium.
- What is the difference between Free and Premium on Wally?
- Premium costs $9.99/month against Free, and adds advanced analytics, unlimited storage, cloud sync.
- Which personal finance tools can I use without paying?
- 6 of the 8 personal finance tools listed alongside Wally have a free tier: Monzo, Revolut, Affirm, Firefly III, Starling Bank.
- What am I actually paying for with Wally?
- The record lists 7 features across 3 areas: other, integrations, platform. In practice it is brought in for budget management, expense tracking, investment tracking.
- Does Wally charge per user?
- The record carries a price and a billing period for each of its 2 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.
- Are these Wally prices current?
- They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.
- What should I compare Wally against before paying?
- The closest personal finance tools in this directory are Monzo, Revolut, Strands, Affirm. Each has a side-by-side comparison with Wally covering price, platforms and features.