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Software · head to head

Spendee vs Wally

Spendee logo

Spendee

Software

Budget and money management made easy

From
Free
Rated
-
Full reviewWebsite
W

Wally

Software

Smart expense tracking for travel and daily life

From
Free
Rated
-
Full review

The short version

  • Each has a real cost: Spendee the free Basic plan allows one cash wallet and one budget; Wally the Internet Archive's capture of wally.me on 2 January 2019 stated the app is free ('Control your money seamlessly. And, it's free.'), and claimed rankings as the #1 finance app in 22 countries and top 10 in 52 countries at that time.
  • They diverge on capability: Spendee covers Budget management, Wally covers Receipt OCR scanning.

Where they differ

Only the attributes on which Spendee and Wally actually diverge.

Attributes where Spendee and Wally differ
AttributeSpendeeWally
PlatformsWeb, IOS, AndroidIOS, Android
Founded20132009

Identical on both: starting price (Free), pricing model (freemium), free tier (Yes), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Spendee

  • Budget management
  • Shared wallets
  • Financial analytics
  • Bank accounts
  • Web support

Only in Wally

  • Receipt OCR scanning
  • Receipt storage
  • Category management
  • Cloud storage

Both cover

  • Expense tracking
  • IOS support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Spendee

  • Tracking personal spending across cash and bank accountsnot Wally
  • Sharing a budget or wallet with a partner or householdnot Wally

Wally

  • Budget Managementnot Spendee
  • Expense Trackingnot Spendee
  • Investment Trackingnot Spendee

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Spendee

  • The free Basic plan allows one cash wallet and one budget
  • Shared wallets are excluded from the free plan
  • Premium at $5.99 a month is triple the $1.99 Plus plan, and the pricing page does not quantify what separates them beyond shared wallets
  • Bank sync depends on a supported bank list rather than being universal

Wally

  • The Internet Archive's capture of wally.me on 2 January 2019 stated the app is free ('Control your money seamlessly. And, it's free.'), and claimed rankings as the #1 finance app in 22 countries and top 10 in 52 countries at that time.

Pricing, plan by plan

Spendee

Free
  • FreeFree
    • Expense tracking
    • Budget creation
    • 3 wallets
  • Premium$6.99/month
    • Unlimited wallets
    • Advanced analytics
    • Investment tracking

Wally

Free
  • FreeFree
    • Receipt scanning
    • Expense tracking
    • Basic reports
  • Premium$9.99/month
    • Advanced analytics
    • Unlimited storage
    • Cloud sync

Which should you pick?

Choose Spendee if

  • You need budget management.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want shared wallets.
Spendee review

Choose Wally if

  • You need receipt ocr scanning.
  • You want to start without paying.
  • You work on IOS, Android.
  • You also want receipt storage.
Wally review

Questions people ask

Is Spendee or Wally better?
Neither clearly leads. Spendee starts at Free and Wally at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Spendee or Wally?
Spendee starts at Free and Wally at Free.
Does Spendee or Wally run on more platforms?
Spendee runs on Web, IOS, Android. Wally runs on IOS, Android.
Can I use Spendee for free?
Both have a free tier, so you can try either at no cost before committing.
What is Spendee best used for?
Spendee is most often used for tracking personal spending across cash and bank accounts, sharing a budget or wallet with a partner or household. Of those, tracking personal spending across cash and bank accounts and sharing a budget or wallet with a partner or household are not what Wally is typically brought in for.
What can Spendee do that Wally cannot?
Spendee covers Budget management, Shared wallets, Financial analytics, Bank accounts. Wally covers Receipt OCR scanning, Receipt storage, Category management, Cloud storage. Both handle Expense tracking, IOS support, Android support.
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