E-Commerce · head to head
Medusa vs Melio
The short version
- Only Melio has a free tier, so it costs nothing to try first.
- Each has a real cost: Medusa the managed cloud meters four separate resources: edge requests, emails, compute hours and database storage; Melio card payments incur flat 2.9% fee on all plans
- They diverge on capability: Medusa covers Open source, Melio covers Vendor payments.
Where they differ
Only the attributes on which Medusa and Melio actually diverge.
Identical on both: user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Medusa
- Open source
- Modular architecture
- Multi-region support
- Plugin system
- Admin dashboard
- Order management
- Inventory tracking
- Payment integrations
Only in Melio
- Vendor payments
- Card to check
- Payment scheduling
- Approval workflows
- QuickBooks sync
- QuickBooks
- Xero
- FreshBooks
What people use each for
The jobs each tool is most often brought in to do.
Medusa
- Building a custom ecommerce backend on an open source headless platformnot Melio
- Running a self hosted or managed commerce API with a custom storefrontnot Melio
Melio
- Accounts payable automationnot Medusa
- Bill management and payment schedulingnot Medusa
- Multi-vendor payment processingnot Medusa
- Invoice receivables and payment collectionnot Medusa
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Medusa
- The managed cloud meters four separate resources: edge requests, emails, compute hours and database storage
- The Develop plan at $29 a month applies a hard limit of 1,000 emails, so it stops rather than bills
- Compute hours are capped at 600 on Develop and 800 on Launch
- Edge request overage is $0.3 per million and storage $0.5 per GB month above the plan allowance
- Background workers and priority support require the Scale plan at $299 a month
Melio
- Card payments incur flat 2.9% fee on all plans
- International payments charged $20 flat fee or 2.9% conversion rate plus international fees
- Paper checks cost $1.50 per check
- Wire transfers cost $10 standard or up to 1% plus $10 for same-day processing
- Core and Boost plans charged $10/month per additional user beyond base
Pricing, plan by plan
Medusa
$29/month- Develop$29/month
- Base cloud hosting
- Commerce features included
- No GMV-tax
- Launch$99/month
- Enhanced features
- No GMV-tax
- Scale$299/month
- Advanced features
- No GMV-tax
- Enterprise$null/custom
- Custom configuration
Melio
Free- GoFree
- 5 free ACH payments per month
- Pay by card, wire, or check
- Basic invoicing
- Core$25/month
- 20 free ACH payments per month
- $20/month with annual billing
- QuickBooks Online and Xero sync
- Boost$55/month
- 50 free ACH payments per month
- $44/month with annual billing
- QuickBooks Desktop sync
- Unlimited$80/month
- Unlimited free ACH payments
- $64/month with annual billing
- NetSuite sync
Which should you pick?
Choose Melio if
- You need vendor payments.
- You want to start without paying.
- You work on Web, Mobile app.
- You also want card to check.
Questions people ask
- Is Medusa or Melio better?
- Neither clearly leads. Medusa starts at $29/month and Melio at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Medusa or Melio?
- Melio has a free tier; the other does not. Paid plans start at $29/month for Medusa and Free for Melio.
- Does Medusa or Melio run on more platforms?
- Medusa runs on Web. Melio runs on Web, Mobile app.
- Can I use Melio for free?
- Yes. Melio has a free tier, so you can try it without paying. Medusa starts at $29/month.
- What is Medusa best used for?
- Medusa is most often used for building a custom ecommerce backend on an open source headless platform, running a self hosted or managed commerce api with a custom storefront. Of those, building a custom ecommerce backend on an open source headless platform and running a self hosted or managed commerce api with a custom storefront are not what Melio is typically brought in for.
- What can Medusa do that Melio cannot?
- Medusa covers Open source, Modular architecture, Multi-region support, Plugin system. Melio covers Vendor payments, Card to check, Payment scheduling, Approval workflows.
Answered from the vendors’ own pages
Medusa: What does Medusa charge for additional team members?
Additional seats on the Medusa Cloud development platform cost $30 per seat per month. Unlimited users can access the Medusa Admin Dashboard at no additional cost for commerce operations.
SourceMelio: What does Melio charge for ACH payments?
Melio's free Go tier includes 5 free ACH payments per month. Core tier provides 20 free ACH payments per month at $25/month. Boost offers 50 free ACH payments at $55/month. Unlimited tier at $80/month includes unlimited free ACH payments.
SourceMedusa: Are there usage-based charges beyond the base Medusa plan price?
Yes. Beyond base plan costs, Medusa charges for edge request overages at $0.30 per 1M requests, email overages at $0.70 per 1,000 emails, data transfer at $0.125 per GB, and database storage at $0.50 per GB-month.
SourceMelio: Does Melio charge fees for card payments?
Yes, Melio charges a flat 2.9% fee on all card payments. International card payments also include currency conversion charges and international fees beyond the base 2.9%.
SourceMedusa: Can I cancel my Medusa subscription at any time?
Yes, users can cancel their Medusa subscription anytime. Plans are billed monthly in advance, with flex usage charges from the previous month added to the next invoice.
SourceMelio: Can I use Melio for free?
Yes, Melio's free Go tier allows 5 free ACH payments per month with no subscription cost. Users can pay by card, wire, or check and access basic invoicing and payment link features.
SourceRelated pages
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- Melio vs Wise Business
- Melio vs Orb
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