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Medusa vs Stripe

Medusa logo

Medusa

Software

Open source Shopify alternative

From
Free
Rated
-
Full reviewWebsite
S

Stripe

Software

Financial infrastructure for the internet

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Medusa the managed cloud meters four separate resources: edge requests, emails, compute hours and database storage; Stripe requires developer setup and API integration for most use cases
  • They diverge on capability: Medusa covers Open source, Stripe covers Payment processing.

Where they differ

Only the attributes on which Medusa and Stripe actually diverge.

Attributes where Medusa and Stripe differ
AttributeMedusaStripe
Pricing modelfreemiumUnknown
PlatformsWebWeb, iOS, Android
Founded20202010

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Medusa

  • Open source
  • Modular architecture
  • Multi-region support
  • Plugin system
  • Admin dashboard
  • Order management
  • Inventory tracking
  • Payment integrations

Only in Stripe

  • Payment processing
  • Subscription billing
  • Invoicing
  • Terminal (in-person payments)
  • Fraud prevention
  • 3D Secure
  • Global payouts
  • Financial reporting

What people use each for

The jobs each tool is most often brought in to do.

Medusa

  • Building a custom ecommerce backend on an open source headless platformnot Stripe
  • Running a self hosted or managed commerce API with a custom storefrontnot Stripe

Stripe

  • Online paymentsnot Medusa
  • Subscription managementnot Medusa
  • Marketplace paymentsnot Medusa
  • Global expansionnot Medusa
  • Platform monetizationnot Medusa

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Medusa

  • The managed cloud meters four separate resources: edge requests, emails, compute hours and database storage
  • The Develop plan at $29 a month applies a hard limit of 1,000 emails, so it stops rather than bills
  • Compute hours are capped at 600 on Develop and 800 on Launch
  • Edge request overage is $0.3 per million and storage $0.5 per GB month above the plan allowance
  • Background workers and priority support require the Scale plan at $299 a month

Stripe

  • Requires developer setup and API integration for most use cases
  • Dispute fee of $15 per chargeback is standard industry cost
  • Limited offline payment capabilities

Pricing, plan by plan

Medusa

Free
  • Open SourceFree
    • Full source code
    • Self-hosted
    • Community support
  • Cloud$50/month
    • Managed hosting
    • Automatic updates
    • Priority support

Stripe

Free

No published plan breakdown. See the Stripe review.

Which should you pick?

Choose Medusa if

  • You need open source.
  • You want to start without paying.
  • You also want modular architecture.
Medusa review

Choose Stripe if

  • You need payment processing.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want subscription billing.
Stripe review

Questions people ask

Is Medusa or Stripe better?
Neither clearly leads. Medusa starts at Free and Stripe at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Medusa or Stripe?
Medusa starts at Free and Stripe at Free.
Does Medusa or Stripe run on more platforms?
Medusa runs on Web. Stripe runs on Web, iOS, Android.
Can I use Medusa for free?
Both have a free tier, so you can try either at no cost before committing.
What is Medusa best used for?
Medusa is most often used for building a custom ecommerce backend on an open source headless platform, running a self hosted or managed commerce api with a custom storefront. Of those, building a custom ecommerce backend on an open source headless platform and running a self hosted or managed commerce api with a custom storefront are not what Stripe is typically brought in for.
What can Medusa do that Stripe cannot?
Medusa covers Open source, Modular architecture, Multi-region support, Plugin system. Stripe covers Payment processing, Subscription billing, Invoicing, Terminal (in-person payments).

Answered from the vendors’ own pages

Stripe: What are Stripe's transaction fees?

Standard US rates are 2.9% plus 30 cents for online card payments, 2.7% plus 5 cents for in-person, 3.4% plus 30 cents for keyed/phone transactions, and 0.8% capped at $5 for ACH payments.

Source
Stripe: How many currencies and countries does it support?

Stripe accepts 135+ currencies and supports payment acceptance in 40+ countries through Stripe Connect, enabling sellers to onboard and receive payouts in minutes.

Source
Stripe: What payment methods are supported?

Stripe supports dozens of payment methods including credit/debit cards, ACH transfers, and local payment options, with additional support through partnerships with Meta and Google.

Source
Stripe: Are there monthly fees or contracts?

No. Stripe charges no monthly fees or contracts, only per-transaction fees and dispute fees, making costs fully transparent and variable.

Source
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