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Software · head to head

Maxio vs Pleo

Maxio logo

Maxio

Software

Billing and financial reporting platform for B2B SaaS companies

From
$599/month
Rated
-
Pleo logo

Pleo

Software

Smart company cards for forward-thinking teams

From
£9.5/month
Rated
-

The short version

  • Each has a real cost: Maxio entry-level Grow plan starts at $599/month, making it costly for very early-stage startups.; Pleo card delays and transaction limits impact usability, with limited regional acceptance in some areas
  • They diverge on capability: Maxio covers Usage-based billing, Pleo covers Company cards.

Where they differ

Only the attributes on which Maxio and Pleo actually diverge.

Attributes where Maxio and Pleo differ
AttributeMaxioPleo
Starting price$599/month£9.5/month
Pricing modelsubscriptionUnknown
Platformsweb, apiiOS, Android, Web
FoundedUnknown2015

Identical on both: free tier (No), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Maxio

  • Usage-based billing
  • Subscription management
  • Revenue recognition
  • SaaS metrics dashboards
  • Dunning and collections
  • Accounting and CRM integrations

Only in Pleo

  • Company cards
  • Receipt capture
  • Expense categorization
  • Spend limits
  • Accounting sync
  • Xero
  • QuickBooks
  • Sage

What people use each for

The jobs each tool is most often brought in to do.

Maxio

  • Billing for B2B SaaS companies with complex contractsnot Pleo
  • Usage-based and hybrid pricing meteringnot Pleo
  • GAAP/IFRS revenue recognition for finance teamsnot Pleo
  • SaaS metrics reporting for investors and boardsnot Pleo

Pleo

  • Employee expensesnot Maxio
  • Spending autonomynot Maxio
  • Expense automationnot Maxio

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Maxio

  • Entry-level Grow plan starts at $599/month, making it costly for very early-stage startups.
  • Pricing above the Grow tier requires a custom quote rather than transparent self-serve pricing.
  • Focused specifically on B2B SaaS billing, so it lacks general e-commerce checkout or consumer payment features found in platforms like FastSpring.
  • Advanced features like multi-entity support and expense amortization are gated behind paid add-ons.

Pleo

  • Card delays and transaction limits impact usability, with limited regional acceptance in some areas
  • Receipt capture OCR inaccuracies and upload lag/glitches complicate expense categorization
  • Limited expense categories and tags reduce flexibility for complex accounting structures
  • Transaction approval workflows have minimal customization options
  • Lacks in-built forecasting tools and reporting is basic, providing limited insights into trends

Pricing, plan by plan

Maxio

$599/month
  • Grow$599/month
    • For businesses up to $100k in monthly billings
    • Usage-based and recurring billing
    • Automated invoicing and dunning
  • Scale$undefined/month
    • For businesses over $100k in monthly billings
    • Advanced revenue management add-ons
    • Multi-entity support

Pleo

£9.5/month
  • Starter$9.5/month
    • Company cards
    • Real-time expense tracking
    • Automated reports
  • Essential$39/month
    • Reimbursements
    • Mileage and per diem
    • Vendor cards
  • Advanced$89/month
    • Cashback
    • Budgets
    • Multi-entity management
  • Beyond$179/month
    • Spending insights
    • Sub-wallets
    • Dedicated success manager

Which should you pick?

Choose Maxio if

  • You need usage-based billing.
  • You work on web, api.
  • You also want subscription management.

Choose Pleo if

  • You need company cards.
  • You work on iOS, Android, Web.
  • You also want receipt capture.

Questions people ask

Is Maxio or Pleo better?
Neither clearly leads. Maxio starts at $599/month and Pleo at £9.5/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Maxio or Pleo?
Maxio starts at $599/month and Pleo at £9.5/month.
Does Maxio or Pleo run on more platforms?
Maxio runs on web, api. Pleo runs on iOS, Android, Web.
What is Maxio best used for?
Maxio is most often used for billing for b2b saas companies with complex contracts, usage-based and hybrid pricing metering, gaap/ifrs revenue recognition for finance teams, saas metrics reporting for investors and boards. Of those, billing for b2b saas companies with complex contracts and usage-based and hybrid pricing metering are not what Pleo is typically brought in for.
What can Maxio do that Pleo cannot?
Maxio covers Usage-based billing, Subscription management, Revenue recognition, SaaS metrics dashboards. Pleo covers Company cards, Receipt capture, Expense categorization, Spend limits.

Answered from the vendors’ own pages

Maxio: What does Maxio cost?

Maxio's Grow plan costs $599/month for businesses with up to $100k in monthly billings. Businesses above that threshold need the Scale plan, which requires a custom quote from Maxio's sales team.

Source
Pleo: What are Pleo's pricing tiers?

Pleo offers four pricing tiers: Starter (GBP 9.50/month), Essential (GBP 39.00/month), Advanced (GBP 89.00/month), and Beyond (GBP 179.00/month). Annual billing provides equivalent of two free months.

Source
Maxio: Is there a free plan?

No, Maxio does not offer a free plan. The Grow plan at $599/month is the entry point, with unlimited users included at no extra cost.

Source
Pleo: Does Pleo have a free tier?

No, Pleo does not offer a free tier or permanent free plan. All plans require payment with a free trial available for evaluation.

Source
Maxio: What does Maxio integrate with?

Maxio integrates with accounting systems like QuickBooks, Xero, and NetSuite, CRMs including Salesforce, HubSpot, and Pipedrive, and 20+ payment gateways alongside its own Maxio Payments.

Source
Pleo: What integrations does Pleo support for accounting?

Pleo integrates directly with Xero and QuickBooks, plus Sage 200, Sage 50, Microsoft Dynamics 365 Business Central, Datev, and Visma e-conomic. Zapier integrations are also available.

Source
Pleo: What platforms can access Pleo?

Pleo is accessible via iOS and Android mobile apps, and through a web interface. Physical and virtual cards are issued for spending.

Source
Pleo: Does Pleo support multiple currencies?

Yes, Pleo supports multi-currency spending and transactions. The platform is particularly strong for European teams with local payment methods.

Source
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