Volopayvs
Payhawk
Payhawk: If your spend is concentrated in Europe rather than Asia-Pacific
Volopay
Corporate cards, multi-currency accounts and accounts payable automation for Asia-Pacific businesses
As of 1 September 2026, Volopay's pricing is not published; the vendor quotes on request. A spend management platform combining corporate cards, multi-currency business accounts and payables automation, built around Singapore dollar as the base currency and aimed squarely at Asia-Pacific companies rather than Europe or North America. Softwr lists it under Payroll. Volopay is available on Web, iOS, Android.
Overview
What Volopay does
Volopay issues virtual and physical corporate cards, holds multi-currency business balances, and automates accounts payable and reconciliation into one dashboard, aimed at companies transacting across several Asia-Pacific currencies from a single Singapore-based account structure. Custom card designs and workflow controls are available on its higher tiers. The detail that changes the calculation is currency fee structure: Volopay advertises zero fees on domestic transfers and its Accounts Payable Automation, but charges roughly 1.6 percent on cross-border payments in a non-SGD currency, and around 3.1 percent on cross-currency spend within Singapore itself. That second figure is easy to miss and can materially change total cost for a company whose staff spend across several currencies day to day, which is common in the region it targets. Buyers are Asia-Pacific companies, often Singapore-headquartered with staff or vendors in several regional markets, needing one account structure instead of separate local business banking relationships. The trade-off against a pan-European tool like Payhawk or Mooncard is regional focus: Volopay's strength is APAC currency and payment rail coverage, and companies operating mainly in Europe or North America gain little from that specialisation.
What people use it for
- A Singapore-headquartered company paying vendors and staff across several APAC currencies from one account
- A finance team wanting free domestic transfers with accounts payable automation included
- A regional business consolidating separate local business bank accounts into one multi-currency platform
- A company whose card spend is concentrated in SGD and wants to minimise cross-currency fee exposure
Related searches
The honest half
Where it falls short
Concrete and checkable, so you can decide whether any of them matter to you. This is the half of a review a vendor will not write about Volopay.
- Cross-currency spend within Singapore carries a fee around 3.1%, which is easy to overlook against the advertised free domestic transfers and can dominate total cost for internationally mobile teams.
- Cross-border payments in non-SGD currencies add roughly 1.6%, so a company paying many overseas vendors accumulates a real cost that is not visible on the headline pricing.
- Regional focus on Asia-Pacific means weaker fit for companies whose spend is mainly in Europe or North America, where Payhawk or Extend cover the ground better.
- Pricing is not published, so despite the specific fee percentages that are publicly known, the underlying subscription or platform fee must be obtained by quote.
- As a comparatively young fintech, its card issuing depends on banking partners whose regulatory standing in each APAC market can change, and companies should confirm current licensing in their specific country before committing.
Cross-shopped
What people choose instead of Volopay
Each pairing was judged by two reviewers asking whether a buyer would genuinely weigh the two against each other. The ones that failed were deleted rather than published.
- VolopayvsExtend
Extend: If you want virtual cards on your existing business credit card rather than a new multi-currency account
Pricing
What Volopay costs
Taken from the vendor's own pricing page. Prices move, so check before you buy.
Volopay
On request
- Free domestic SGD transfers and Accounts Payable Automation
- Approximately 1.6% fee on cross-border non-SGD payments
- Approximately 3.1% fee on cross-currency spend within Singapore
- Custom card designs on enterprise tier
Capabilities
Features
Multi-currency business accounts
Balances held and spent across several Asia-Pacific currencies from one account
Virtual and physical corporate cards
Custom card designs with per-card and per-team spend limits
Accounts payable automation
Invoice capture and payment execution with no domestic transfer fee
Expense management
Receipt matching and categorisation tied to card transactions
Accounting integrations
Sync to common accounting platforms for reconciliation
Approval workflows
Configurable spend approval chains by amount and category
Answered, with sources
Questions people ask
Each answer names the page it came from, so you can check it rather than take our word for it.
What currency is Volopay built around?
Singapore dollar as the base account currency, with support for spend and transfers across several other Asia-Pacific currencies.
Are transfers free?
Domestic SGD transfers and the Accounts Payable Automation product are advertised as free; cross-border and cross-currency transactions carry separate fees.
Is pricing published?
No, subscription pricing requires a quote, though the specific cross-currency fee percentages are disclosed publicly.
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Compare Volopay with
- Payhawk
- EnKash
- Extend
- Mooncard
- Branch App
- PayFit
- Namely
- SalaryFits
- Zenefits
- Payactiv
- Rain Instant Pay
- Refyne
- Jify
- Justworks
- UKG Pro
- Velocity Global
- EnKash
- PayFit
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Softwr does not host reviews and shows no star rating for Volopay, because a rating we did not collect is not ours to publish. What is here is the pricing and platform detail from the vendor’s own pages, limitations we could state concretely, and alternatives a reviewer confirmed people weigh against it. Tell us if any of it is wrong.
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