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Payroll · head to head

Gusto vs PayFit

Gusto logo

Gusto

Payroll

The people platform for small businesses

From
$49/month
Rated
-
Full reviewWebsite
PayFit logo

PayFit

Payroll

Native payroll and HR for small and mid-sized companies in a small number of European countries

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Gusto customer service can be slow and unresponsive to issues; PayFit coverage is limited to a handful of European countries and the company withdrew from Germany in 2023, so any buyer with expansion plans should assume the country they need next will not be supported.
  • They diverge on capability: Gusto covers Automated payroll, PayFit covers Native payroll engine.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Gusto and PayFit actually diverge.

Attributes where Gusto and PayFit differ
AttributeGustoPayFit
Starting price$49/monthOn request
Pricing modelUnknownquote
PlatformsWebWeb, iOS, Android
Founded2011Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (Payroll).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Gusto

  • Automated payroll
  • Tax filing
  • Benefits administration
  • Time tracking
  • Employee onboarding
  • HR compliance
  • Workers' comp
  • 401(k) management

Only in PayFit

  • Native payroll engine
  • Statutory filing
  • Payslip generation
  • Time off management
  • Expenses
  • Employee records
  • Automated variable pay
  • Accounting export

What people use each for

The jobs each tool is most often brought in to do.

Gusto

  • Payroll processingnot PayFit
  • Benefits administrationnot PayFit
  • Tax compliancenot PayFit
  • Employee onboardingnot PayFit
  • Time trackingnot PayFit

PayFit

  • A French company of 50 people leaving a payroll bureau that charges per payslip and returns work slowlynot Gusto
  • A Spanish or Italian employer that needs payroll calculated in-country rather than routed through an intermediarynot Gusto
  • A UK subsidiary of a European group that wants payroll on the same platform as the parent where the country is supportednot Gusto
  • A finance team that wants payroll journals exported directly into the local accounting system without manual mappingnot Gusto

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Gusto

  • Customer service can be slow and unresponsive to issues
  • Weak reporting capabilities, cannot export data to spreadsheets for analysis
  • Support staff lacks deep payroll expertise and knowledge
  • Rehired employees do not have settings reset, causing manual cleanup work
  • City tax handling requires additional monitoring and monitoring
  • Onboarding can have issues with bank account verification and tax registration

PayFit

  • Coverage is limited to a handful of European countries and the company withdrew from Germany in 2023, so any buyer with expansion plans should assume the country they need next will not be supported.
  • There is no employer of record capability, so hiring one person in an unsupported country means adding a separate vendor and a separate employment model.
  • The HR modules cover time off, expenses and records but do not replace an HRIS, and companies with performance, learning or ATS requirements will run PayFit alongside another system.
  • Pricing is quoted per country as a platform fee plus a per employee charge, which makes cross-border cost comparison awkward and means a small subsidiary can carry a disproportionate fixed cost.
  • The product is built for small and mid-sized employers, and companies past a few hundred employees report hitting limits in complex collective agreement handling and in bulk data correction workflows.

Pricing, plan by plan

Gusto

$49/month

No published plan breakdown. See the Gusto review.

PayFit

On request
  • PayFit$undefined/year
    • Monthly platform fee plus a charge per paid employee
    • Pricing differs by country of employment
    • Payroll calculation and statutory filing

Which should you pick?

Choose Gusto if

  • You need automated payroll.
  • You also want tax filing.
Gusto review

Choose PayFit if

  • You need native payroll engine.
  • You work on Web, iOS, Android.
  • You also want statutory filing.
PayFit review

Questions people ask

Is Gusto or PayFit better?
Neither clearly leads. Gusto starts at $49/month and PayFit at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Gusto or PayFit?
Gusto starts at $49/month and PayFit at On request.
Does Gusto or PayFit run on more platforms?
Gusto runs on Web. PayFit runs on Web, iOS, Android.
What is Gusto best used for?
Gusto is most often used for payroll processing, benefits administration, tax compliance, employee onboarding. Of those, payroll processing and benefits administration are not what PayFit is typically brought in for.
What can Gusto do that PayFit cannot?
Gusto covers Automated payroll, Tax filing, Benefits administration, Time tracking. PayFit covers Native payroll engine, Statutory filing, Payslip generation, Time off management.

Answered from the vendors’ own pages

Gusto: What is Gusto's starting price?

Gusto starts at $49 per month plus $6 per person. The company also offers a Contractor-only plan for $35 per month plus $6 per contractor.

Source
PayFit: Which countries does PayFit actually calculate payroll in?

It runs its own payroll engine for the countries it sells in, currently France, Spain, Italy and the United Kingdom, and it closed its German operation in 2023.

Gusto: Does Gusto include unlimited payroll runs?

Yes, all Gusto plans include unlimited payroll runs at no extra charge, including off-cycle payrolls.

Source
PayFit: Is it native payroll or aggregation through a local partner?

Native. Country rules are written and maintained in the company own domain-specific language, so calculation and filing are PayFit responsibilities rather than a partner obligation.

Gusto: What core features are included in Gusto?

All plans include payroll processing, tax administration, digital onboarding, benefits enrollment, time tracking, performance management, and next-day direct deposit for most plans.

Source
PayFit: Can PayFit employ staff on my behalf?

No. It is payroll software for entities you already have. Employment in a country without your own entity needs an employer of record.

Gusto: Does Gusto support integrations?

Yes, Gusto integrates with accounting software, applicant tracking systems, benefits providers, time-tracking tools, and other business platforms to reduce data entry.

Source
PayFit: Does it handle collective bargaining agreements?

Common French and Spanish agreements are supported, but unusual or heavily negotiated agreements can require manual handling.

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