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Accounting · head to head

freee vs Qonto

freee logo

freee

Accounting

Japanese integrated cloud accounting software for sole proprietors and corporations

From
980/month
Rated
-
Full reviewWebsite
Qonto logo

Qonto

Accounting

French neobank and finance management platform for freelancers, SMEs and businesses

From
€9/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: freee pricing varies significantly across multiple product categories and tiers; Qonto pricing in EUR only, not USD
  • Prices and features above were last checked on 29 August 2026.

Where they differ

Only the attributes on which freee and Qonto actually diverge.

Attributes where freee and Qonto differ
AttributefreeeQonto
Starting price980/month€9/month

Identical on both: pricing model (subscription), free tier (No), platforms (Web), user rating (Not yet rated), category (Accounting).

What people use each for

The jobs each tool is most often brought in to do.

freee

  • Filing Japanese tax documents electronically each yearnot Qonto
  • Calculating payroll and year-end adjustments automaticallynot Qonto
  • Creating opening documents without visiting tax officenot Qonto
  • Tracking company expenses across departments centrallynot Qonto

Qonto

  • Business bankingnot freee
  • Team paymentsnot freee
  • Cash flow managementnot freee
  • Multi-currency transfersnot freee
  • Freelancer paymentsnot freee

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

freee

  • Pricing varies significantly across multiple product categories and tiers
  • Some corporate tiers (Advance) reach ¥39,780+/month

Qonto

  • Pricing in EUR only, not USD
  • Basic tier limited to 30 transfers per month
  • Add-ons for invoice automation and project tracking cost EUR 12-39/month extra
  • Business tier minimum commitment for small team accounts
  • Business plan minimum pricing EUR 49/month vs self-employed EUR 9/month

Pricing, plan by plan

freee

980/month
  • freee會計 Starter$980/month
    • Individual business owner accounting tier
  • freee會計 Corporate Solo$2980/month
    • Corporate accounting tier
  • freee人事労務$400/month per employee
    • HR and payroll module per-employee pricing
  • freee勤怠管理$300/month per employee
    • Attendance tracking per-employee

Qonto

€9/month
  • Basic (Self-Employed)$9/month
    • 30 transfers
    • 1 physical + 2 virtual cards
    • Account remuneration 5% for 2 months
  • Smart (Self-Employed)$19/month
    • 100 transfers
    • 2 physical + 50 virtual cards
    • Account remuneration
  • Premium (Self-Employed)$39/month
    • 200 transfers
    • 2 physical + 50 virtual + 50 Instant cards
  • Essential (Business)$49/month
    • 250 transfers
    • 5 physical + 50 virtual cards
    • Multiple sub-accounts

Which should you pick?

Choose freee if

Nothing in the data separates freee from Qonto on the points above - pick on price and on how each one feels to use.

freee review

Choose Qonto if

Nothing in the data separates Qonto from freee on the points above - pick on price and on how each one feels to use.

Qonto review

Questions people ask

Is freee or Qonto better?
Neither clearly leads. freee starts at 980/month and Qonto at €9/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, freee or Qonto?
freee starts at 980/month and Qonto at €9/month.
Does freee or Qonto run on more platforms?
Both run on Web, so platform support will not decide this one for you.
What is freee best used for?
freee is most often used for filing japanese tax documents electronically each year, calculating payroll and year-end adjustments automatically, creating opening documents without visiting tax office, tracking company expenses across departments centrally. Of those, filing japanese tax documents electronically each year and calculating payroll and year-end adjustments automatically are not what Qonto is typically brought in for.

Answered from the vendors’ own pages

freee: What is freee's accounting software pricing?

Individual business owners start at ¥980/month for Starter, while corporate accounting begins at ¥2,980/month for Solo Corp, with prices extending to ¥39,780+/month for Advance plans.

Source
Qonto: How much does Qonto cost?

Qonto's self-employed plans range from EUR 9/month (Basic) to EUR 39/month (Premium). Business plans range from EUR 49/month (Essential) to EUR 199/month (Enterprise).

Source
freee: Does freee charge per employee for HR and payroll?

Yes, freee人事労務 (HR/Payroll) costs ¥400-¥1,100 per employee per month, and freee勤怠管理 (Attendance) costs ¥300 per employee per month.

Source
Qonto: What is included in Qonto's Basic plan?

The Basic plan costs EUR 9/month and includes 30 monthly transfers, 1 physical card and 2 virtual cards, plus account remuneration at 5% for the first 2 months.

Source
freee: Are there free freee products?

Several freee products are completely free, including freee開業 (Business Opening), freee請求書 (Invoicing), freeeカード (Card), and certain features like payroll rules creation.

Source
Qonto: What is the difference between self-employed and business plans?

Self-employed plans (Basic to Premium) are for individuals and cost EUR 9-39/month. Business plans (Essential to Enterprise) offer more transfers and cards for teams, ranging from EUR 49-199/month.

Source
freee: Does freee offer a free trial?

Freee offers a 30-day free trial for its accounting software and provides annual payment discounts on most plans.

Source
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