Softwr

Accounting · head to head

freee vs Kodo

freee logo

freee

Accounting

Japanese integrated cloud accounting software for sole proprietors and corporations

From
980/month
Rated
-
Kodo logo

Kodo

Accounting

Corporate cards and intake to pay for Indian businesses

From
On request
Rated
-

The short version

  • Each has a real cost: freee pricing varies significantly across multiple product categories and tiers; Kodo kodo is not a licensed issuer, so card limits, settlement cycles and eligibility come from a partner bank whose terms you do not directly control and which can change the programme.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which freee and Kodo actually diverge.

Attributes where freee and Kodo differ
AttributefreeeKodo
Starting price980/monthOn request
Pricing modelsubscriptionquote
PlatformsWebWeb, iOS, Android

Identical on both: free tier (No), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in freee

Nothing recorded that Kodo does not also cover.

Only in Kodo

  • Corporate cards
  • Purchase requests
  • Invoice capture and matching
  • Vendor payouts
  • GST and TDS handling
  • ERP integration
  • Approval workflows
  • Spend analytics

What people use each for

The jobs each tool is most often brought in to do.

freee

  • Filing Japanese tax documents electronically each yearnot Kodo
  • Calculating payroll and year-end adjustments automaticallynot Kodo
  • Creating opening documents without visiting tax officenot Kodo
  • Tracking company expenses across departments centrallynot Kodo

Kodo

  • An Indian startup replacing founder personal cards with issued cards carrying per employee limitsnot freee
  • A finance team automating vendor payouts across NEFT, RTGS and UPI with maker checker approvalnot freee
  • A company that needs GST compliant invoice coding flowing into Tally without rekeyingnot freee
  • A business enforcing purchase requests and approvals before spend rather than reconciling it afterwardsnot freee

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

freee

  • Pricing varies significantly across multiple product categories and tiers
  • Some corporate tiers (Advance) reach ¥39,780+/month

Kodo

  • Kodo is not a licensed issuer, so card limits, settlement cycles and eligibility come from a partner bank whose terms you do not directly control and which can change the programme.
  • Indian regulatory changes on prepaid instruments and card issuing partnerships have repeatedly disrupted fintech card programmes, so continuity risk is higher here than in equivalent European or United States products.
  • Pricing is not published, so comparing Kodo against Happay, Zoho Expense or a bank corporate card requires a full sales cycle and disclosure of your spend volumes.
  • Coverage is India only, so any group with overseas subsidiaries runs a second card and payables system and loses the consolidated view.
  • The intake to pay workflow is lighter than a dedicated procurement suite, with limited contract management and supplier onboarding, so regulated or heavily audited buyers will find gaps.

Pricing, plan by plan

freee

980/month
  • freee會計 Starter$980/month
    • Individual business owner accounting tier
  • freee會計 Corporate Solo$2980/month
    • Corporate accounting tier
  • freee人事労務$400/month per employee
    • HR and payroll module per-employee pricing
  • freee勤怠管理$300/month per employee
    • Attendance tracking per-employee

Kodo

On request
  • Kodo$undefined/year
    • Quoted per customer, no published rate card
    • Card limits and settlement terms set by the sponsoring partner bank
    • Payout volumes and payment rails may carry per transaction charges

Which should you pick?

Choose freee if

Nothing in the data separates freee from Kodo on the points above - pick on price and on how each one feels to use.

Choose Kodo if

  • You need corporate cards.
  • You work on Web, iOS, Android.
  • You also want purchase requests.

Questions people ask

Is freee or Kodo better?
Neither clearly leads. freee starts at 980/month and Kodo at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, freee or Kodo?
freee starts at 980/month and Kodo at On request.
Does freee or Kodo run on more platforms?
freee runs on Web. Kodo runs on Web, iOS, Android.
What is freee best used for?
freee is most often used for filing japanese tax documents electronically each year, calculating payroll and year-end adjustments automatically, creating opening documents without visiting tax office, tracking company expenses across departments centrally. Of those, filing japanese tax documents electronically each year and calculating payroll and year-end adjustments automatically are not what Kodo is typically brought in for.
What can freee do that Kodo cannot?
Kodo covers Corporate cards, Purchase requests, Invoice capture and matching, Vendor payouts.

Answered from the vendors’ own pages

freee: What is freee's accounting software pricing?

Individual business owners start at ¥980/month for Starter, while corporate accounting begins at ¥2,980/month for Solo Corp, with prices extending to ¥39,780+/month for Advance plans.

Source
Kodo: Who actually issues the cards?

A partner bank under a card network arrangement, not Kodo. Ask which bank, whether the product is credit or prepaid, and what happens to your limits if the partnership changes.

freee: Does freee charge per employee for HR and payroll?

Yes, freee人事労務 (HR/Payroll) costs ¥400-¥1,100 per employee per month, and freee勤怠管理 (Attendance) costs ¥300 per employee per month.

Source
Kodo: Is pricing published?

No. Kodo quotes per customer, so benchmark against at least two Indian rivals before signing.

freee: Are there free freee products?

Several freee products are completely free, including freee開業 (Business Opening), freee請求書 (Invoicing), freeeカード (Card), and certain features like payroll rules creation.

Source
Kodo: Does Kodo work outside India?

No meaningful coverage outside India for card issuing or payouts.

freee: Does freee offer a free trial?

Freee offers a 30-day free trial for its accounting software and provides annual payment discounts on most plans.

Source
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