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Payroll · head to head

Branch App vs Velocity Global

Branch App logo

Branch App

Payroll

Digital wallet and Mastercard debit card bundled with fee-free earned wage access for US workers

From
Free
Rated
-
Full reviewWebsite
Velocity Global logo

Velocity Global

Payroll

Work at the speed of tomorrow

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Branch App has a free tier, so it costs nothing to try first.
  • Each has a real cost: Branch App the fee-free promise applies most fully to funds kept in the Branch Wallet; moving money out instantly to an external bank account can carry a fee, which is easy to overlook.; Velocity Global velocity Global has rebranded to Pebl and velocityglobal.com redirects to hellopebl.com
  • They diverge on capability: Branch App covers On-demand pay, Velocity Global covers Global Employment.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Branch App and Velocity Global actually diverge.

Attributes where Branch App and Velocity Global differ
AttributeBranch AppVelocity Global
Starting priceFreeOn request
Pricing modelFree for employers, fee-free standard access for workersquote
Free tierYesNo
PlatformsWeb, iOS, AndroidWeb
FoundedUnknown2014

Identical on both: user rating (Not yet rated), category (Payroll).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Branch App

  • On-demand pay
  • Branch Wallet
  • Branch Card
  • Branch Embedded
  • Cashless tips and mileage tracking
  • Automatic savings

Only in Velocity Global

  • Global Employment
  • Payroll
  • Benefits
  • Compliance
  • Immigration Services
  • Contractor Management
  • Workday
  • SAP

What people use each for

The jobs each tool is most often brought in to do.

Branch App

  • A healthcare, retail or hospitality employer wanting fee-free earned wage access for shift workersnot Velocity Global
  • A gig or shift-scheduling platform wanting to embed pay features under its own brand via Branch Embeddednot Velocity Global
  • An employer wanting cashless tipping and mileage tracking bundled with wage accessnot Velocity Global
  • A worker who wants a dedicated pay-focused wallet and debit card rather than routing advances to a personal bank accountnot Velocity Global

Velocity Global

  • Hiring employees in countries where a company has no legal entitynot Branch App
  • Running global payroll and benefits administration across multiple countriesnot Branch App
  • Immigration and visa support for international hiresnot Branch App

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Branch App

  • The fee-free promise applies most fully to funds kept in the Branch Wallet; moving money out instantly to an external bank account can carry a fee, which is easy to overlook.
  • Because Branch Embedded lets other platforms white-label the same infrastructure, a worker or employer evaluating a differently branded wage access feature may not realise Branch is the underlying processor, complicating vendor due diligence.
  • As with all earned wage access, frequent draws are a symptom of pay not covering living costs between cycles, which the product does not itself remedy.
  • Coverage is US-only, so it does not serve international or multi-country workforces.
  • Adoption value depends on workers actually using the Branch wallet and card day to day; a worker who only wants advances deposited into an existing bank account gets a comparatively thinner experience than one who adopts the full wallet.

Velocity Global

  • Velocity Global has rebranded to Pebl and velocityglobal.com redirects to hellopebl.com
  • No pricing is published for the Employer of Record service; the site routes to a demo request with no published per-employee rate
  • The offering is an Employer of Record arrangement, so the employee is legally employed by the provider rather than the client

Pricing, plan by plan

Branch App

Free
  • BranchFree
    • No employer subscription cost
    • Fee-free earned wage access to the Branch Wallet
    • Instant transfer to external accounts may carry a fee

Velocity Global

On request
  • Employer of Record$undefined/month
    • Global Employment
    • Payroll
    • Benefits

Which should you pick?

Choose Branch App if

  • You need on-demand pay.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want branch wallet.
Branch App review

Choose Velocity Global if

  • You need global employment.
  • You also want payroll.
Velocity Global review

Questions people ask

Is Branch App or Velocity Global better?
Neither clearly leads. Branch App starts at Free and Velocity Global at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Branch App or Velocity Global?
Branch App has a free tier; the other does not. Paid plans start at Free for Branch App and On request for Velocity Global.
Does Branch App or Velocity Global run on more platforms?
Branch App runs on Web, iOS, Android. Velocity Global runs on Web.
Can I use Branch App for free?
Yes. Branch App has a free tier, so you can try it without paying. Velocity Global starts at On request.
What is Branch App best used for?
Branch App is most often used for a healthcare, retail or hospitality employer wanting fee-free earned wage access for shift workers, a gig or shift-scheduling platform wanting to embed pay features under its own brand via branch embedded, an employer wanting cashless tipping and mileage tracking bundled with wage access, a worker who wants a dedicated pay-focused wallet and debit card rather than routing advances to a personal bank account. Of those, a healthcare, retail or hospitality employer wanting fee-free earned wage access for shift workers and a gig or shift-scheduling platform wanting to embed pay features under its own brand via branch embedded are not what Velocity Global is typically brought in for.
What can Branch App do that Velocity Global cannot?
Branch App covers On-demand pay, Branch Wallet, Branch Card, Branch Embedded. Velocity Global covers Global Employment, Payroll, Benefits, Compliance.

Answered from the vendors’ own pages

Branch App: Is it free for employers?

Yes, the core earned wage access offering is free for employers and standard access is fee-free for workers.

Velocity Global: What is Pebl's pricing model for employer of record services?

Pebl charges $399 per employee per month and includes global employment, payroll, compliance support, benefits access, and AI-powered assistant.

Source
Branch App: What is Branch Embedded?

A white-label version of Branch's wage access and paycard infrastructure that other software platforms can build into their own branded product.

Velocity Global: Does Pebl's pricing vary by country?

Yes. Pricing varies by country and customers must get a clear quote to see country-specific rates on the EOR platform.

Source
Branch App: Does it work outside the US?

No, it is a US-only product.

Velocity Global: What integrations and tools are included in Pebl's monthly fee?

The monthly fee includes integrations, API access, reporting and visibility tools, and access to local benefits options across different countries.

Source
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