Softwr

Insurance · head to head

EIS Group vs Root Insurance

EIS Group logo

EIS Group

Insurance

Coretech platform for insurers, strongest in group and voluntary benefits

From
On request
Rated
-
Full reviewWebsite
Root Insurance logo

Root Insurance

Insurance

Car insurance priced primarily on driving behavior measured through an app test drive

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: EIS Group implementations run for years and the integrator you choose determines whether the programme lands, so a strong software evaluation with a weak partner selection still fails.; Root Insurance no specific pricing rates published on website
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which EIS Group and Root Insurance actually diverge.

Attributes where EIS Group and Root Insurance differ
AttributeEIS GroupRoot Insurance
PlatformsWeb, APIWeb

Identical on both: starting price (On request), pricing model (quote), free tier (No), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in EIS Group

  • Group and voluntary benefits
  • OneSuite core applications
  • Open API layer
  • Cloud-native deployment
  • Multi-line support
  • Digital engagement

Only in Root Insurance

Nothing recorded that EIS Group does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

EIS Group

  • A carrier launching worksite or voluntary benefits products that need employer group and enrolment modellingnot Root Insurance
  • A multi-line insurer consolidating property, life and benefits books onto one core vendornot Root Insurance
  • A mainframe replacement where the target architecture must run in the carrier own cloud accountnot Root Insurance
  • An insurer that needs core services callable individually rather than one monolithic suitenot Root Insurance

Root Insurance

  • Obtaining lower premiums through telematics-based driving behavior assessmentnot EIS Group
  • Stabilizing insurance costs for budget-conscious and single-parent driversnot EIS Group
  • Filing claims through mobile app within three minutesnot EIS Group
  • Accessing roadside assistance for towing and emergency lockout servicesnot EIS Group
  • Earning referral rewards by recommending to other driversnot EIS Group

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

EIS Group

  • Implementations run for years and the integrator you choose determines whether the programme lands, so a strong software evaluation with a weak partner selection still fails.
  • The name recognition gap against Guidewire and Duck Creek means your reinsurers, auditors and incoming executives will ask you to justify the choice repeatedly over the life of the system.
  • Benefits strength does not transfer to personal lines, where you are comparing on general capability and the incumbents have more comparable references.
  • The microservices architecture that makes the platform flexible also raises the operational bar; carriers without a mature platform engineering function end up paying the vendor or an integrator to run it.
  • Licence costs are quoted per programme and scale with premium or policy volume, so a book that grows faster than forecast produces a renewal conversation you have little leverage in.

Root Insurance

  • No specific pricing rates published on website
  • Quote-based model requires app download and test drive completion
  • Rates calculated primarily on driving habits with telematics data
  • Geographic restrictions apply (California and Maryland residents cannot use telematics-based pricing)

Pricing, plan by plan

EIS Group

On request
  • EIS OneSuite$undefined/year
    • Policy, billing, claims and customer applications
    • Cloud deployment
    • API access

Root Insurance

On request

No published plan breakdown. See the Root Insurance review.

Which should you pick?

Choose EIS Group if

  • You need group and voluntary benefits.
  • You work on Web, API.
  • You also want onesuite core applications.
EIS Group review

Choose Root Insurance if

Nothing in the data separates Root Insurance from EIS Group on the points above - pick on price and on how each one feels to use.

Root Insurance review

Questions people ask

Is EIS Group or Root Insurance better?
Neither clearly leads. EIS Group starts at On request and Root Insurance at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, EIS Group or Root Insurance?
EIS Group starts at On request and Root Insurance at On request.
Does EIS Group or Root Insurance run on more platforms?
EIS Group runs on Web, API. Root Insurance runs on Web.
What is EIS Group best used for?
EIS Group is most often used for a carrier launching worksite or voluntary benefits products that need employer group and enrolment modelling, a multi-line insurer consolidating property, life and benefits books onto one core vendor, a mainframe replacement where the target architecture must run in the carrier own cloud account, an insurer that needs core services callable individually rather than one monolithic suite. Of those, a carrier launching worksite or voluntary benefits products that need employer group and enrolment modelling and a multi-line insurer consolidating property, life and benefits books onto one core vendor are not what Root Insurance is typically brought in for.
What can EIS Group do that Root Insurance cannot?
EIS Group covers Group and voluntary benefits, OneSuite core applications, Open API layer, Cloud-native deployment.

Answered from the vendors’ own pages

EIS Group: Who is EIS actually best for?

Carriers writing group or voluntary benefits, where the alternative is heavy customisation of a property and casualty platform that was never designed to model an employer group.

Root Insurance: How much does Root Insurance cost?

Root Insurance does not publish specific rates. Customers receive personalized quotes after completing a test drive period (several weeks) in the Root app. Savings up to $1,300 per year mentioned for best drivers.

Source
EIS Group: Can it run in our own cloud account?

Yes. It is container-based and is deployed in customer-controlled cloud tenancies as well as the vendor cloud, which matters for carriers with data residency obligations.

Root Insurance: How does Root determine insurance rates?

Root primarily bases rates on driving habits analyzed through smartphone sensor data and telematics collected during the app-based test drive period. Safe drivers receive lower personalized quotes.

Source
EIS Group: How much of the outcome depends on the integrator?

Most of it. Budget for the delivery partner as the larger line item and check references for the specific practice team, not the firm.

Root Insurance: What is the Root Insurance pricing model?

Root uses a quote-based model where customers download the app, complete a test drive, and receive a personalized insurance quote. Rates vary by individual driving behavior and geographic location.

Source
Share

Related pages

More on EIS Group

More on Root Insurance

Keep looking

Other head to heads