Insurance · head to head
Guidewire PolicyCenter vs Haven Life
Guidewire PolicyCenter
Insurance
Core system for policy administration
- From
- On request
- Rated
- -
The short version
- Only Haven Life has a free tier, so it costs nothing to try first.
- Each has a real cost: Guidewire PolicyCenter pricing is not published; sold by quote through a sales process; Haven Life stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs
- They diverge on capability: Guidewire PolicyCenter covers Policy lifecycle management, Haven Life covers Instant quotes.
Where they differ
Only the attributes on which Guidewire PolicyCenter and Haven Life actually diverge.
| Attribute | Guidewire PolicyCenter | Haven Life |
|---|---|---|
| Starting price | On request | Free |
| Pricing model | quote | freemium |
| Free tier | No | Yes |
| Platforms | Web | Web, Ios, Android |
| Founded | 2001 | 2016 |
Identical on both: user rating (Not yet rated), category (Insurance).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Guidewire PolicyCenter
- Policy lifecycle management
- Underwriting workbench
- Rating engine
- Product model framework
- Forms management
- Reinsurance management
- Multi-line support
- Real-time quoting
Only in Haven Life
- Instant quotes
- No medical exam
- Fast underwriting
- Multiple term options
- Online application
- Digital policy delivery
- Policy management portal
- 24/7 accessibility
Both cover
- Data encryption
- Cloud deployment
What people use each for
The jobs each tool is most often brought in to do.
Guidewire PolicyCenter
- Policy administrationnot Haven Life
- Underwritingnot Haven Life
- Product configurationnot Haven Life
- Rate managementnot Haven Life
Haven Life
- Life insurance shoppingnot Guidewire PolicyCenter
- Family protectionnot Guidewire PolicyCenter
- Quick policy purchasenot Guidewire PolicyCenter
- Financial securitynot Guidewire PolicyCenter
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Guidewire PolicyCenter
- Pricing is not published; sold by quote through a sales process
Haven Life
- Stopped accepting new applications on 12 January 2024. MassMutual wound the business down, citing low consumer adoption and high customer acquisition costs
- havenlife.com now redirects to massmutual.com
- Existing policies remain valid and are administered by MassMutual, but the product cannot be bought
Pricing, plan by plan
Guidewire PolicyCenter
On requestNo published plan breakdown. See the Guidewire PolicyCenter review.
Haven Life
Free- Quote ToolFree
- Instant quotes
- No medical exam
- Coverage customization
- Term Life Insurance$undefined/month
- 10, 20, or 30-year terms
- Fast underwriting
- Guaranteed rates
Which should you pick?
Choose Guidewire PolicyCenter if
- You need policy lifecycle management.
- You also want underwriting workbench.
Choose Haven Life if
- You need instant quotes.
- You want to start without paying.
- You work on Web, Ios, Android.
- You also want no medical exam.
Questions people ask
- Is Guidewire PolicyCenter or Haven Life better?
- Neither clearly leads. Guidewire PolicyCenter starts at On request and Haven Life at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Guidewire PolicyCenter or Haven Life?
- Haven Life has a free tier; the other does not. Paid plans start at On request for Guidewire PolicyCenter and Free for Haven Life.
- Does Guidewire PolicyCenter or Haven Life run on more platforms?
- Guidewire PolicyCenter runs on Web. Haven Life runs on Web, Ios, Android.
- Can I use Haven Life for free?
- Yes. Haven Life has a free tier, so you can try it without paying. Guidewire PolicyCenter starts at On request.
- What is Guidewire PolicyCenter best used for?
- Guidewire PolicyCenter is most often used for policy administration, underwriting, product configuration, rate management. Of those, policy administration and underwriting are not what Haven Life is typically brought in for.
- What can Guidewire PolicyCenter do that Haven Life cannot?
- Guidewire PolicyCenter covers Policy lifecycle management, Underwriting workbench, Rating engine, Product model framework. Haven Life covers Instant quotes, No medical exam, Fast underwriting, Multiple term options. Both handle Data encryption, Cloud deployment.