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Software · head to head

Divvy vs Stampli

Divvy logo

Divvy

Software

Free expense management and corporate cards

From
Free
Rated
-
Full reviewWebsite
Stampli logo

Stampli

Software

AI-powered accounts payable automation

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • Only Divvy has a free tier, so it costs nothing to try first.
  • Each has a real cost: Divvy divvy is now sold as BILL Spend & Expense and getdivvy.com redirects to bill.com; Stampli pricing is by quote only: the pricing page publishes no rate, no minimum and no cost driver, offering only a Request a Quote form
  • They diverge on capability: Divvy covers Corporate cards, Stampli covers AI invoice processing.

Where they differ

Only the attributes on which Divvy and Stampli actually diverge.

Attributes where Divvy and Stampli differ
AttributeDivvyStampli
Starting priceFree$29/month
Pricing modelfreesubscription
Free tierYesNo
Founded20162014

Identical on both: platforms (Web, Ios, Android), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Divvy

  • Corporate cards
  • Budget management
  • Expense tracking
  • Real-time visibility
  • Accounting sync
  • SOC 2
  • PCI DSS

Only in Stampli

  • AI invoice processing
  • Approval workflows
  • Vendor management
  • Payment processing
  • Audit trails
  • Sage Intacct
  • Microsoft Dynamics
  • SOC 2 Type II

Both cover

  • QuickBooks
  • NetSuite
  • Oracle
  • Web support
  • Ios support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Divvy

  • Issuing corporate cards with pre-set budgets to employeesnot Stampli
  • Automating expense reports and receipt capturenot Stampli
  • Syncing card spend into accounting softwarenot Stampli

Stampli

  • Automating accounts payable invoice capture and codingnot Divvy
  • Routing invoice approvals with discussion held against each invoicenot Divvy
  • Paying suppliers and issuing virtual cards from the AP workflownot Divvy

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Divvy

  • Divvy is now sold as BILL Spend & Expense and getdivvy.com redirects to bill.com
  • No standalone pricing is published for the spend and expense product; the site routes to a trial signup and sales contact
  • Signup is gated behind selecting a business type and accounting software rather than being open self-serve

Stampli

  • Pricing is by quote only: the pricing page publishes no rate, no minimum and no cost driver, offering only a Request a Quote form
  • Payments and card products are sold alongside the core AP automation rather than being separately priced on the public site

Pricing, plan by plan

Divvy

Free
  • FreeFree
    • Unlimited cards
    • Expense management
    • Budget controls

Stampli

$29/month
  • Essential$undefined/month
    • Invoice processing
    • Basic approvals
    • Email notifications
  • Professional$undefined/month
    • AI-powered coding
    • Advanced workflows
    • ERP integrations
  • Enterprise$undefined/month
    • Custom workflows
    • API access
    • Dedicated support

Which should you pick?

Choose Divvy if

  • You need corporate cards.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want budget management.
Divvy review

Choose Stampli if

  • You need ai invoice processing.
  • You work on Web, Ios, Android.
  • You also want approval workflows.
Stampli review

Questions people ask

Is Divvy or Stampli better?
Neither clearly leads. Divvy starts at Free and Stampli at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Divvy or Stampli?
Divvy has a free tier; the other does not. Paid plans start at Free for Divvy and $29/month for Stampli.
Does Divvy or Stampli run on more platforms?
Both run on Web, Ios, Android, so platform support will not decide this one for you.
Can I use Divvy for free?
Yes. Divvy has a free tier, so you can try it without paying. Stampli starts at $29/month.
What is Divvy best used for?
Divvy is most often used for issuing corporate cards with pre-set budgets to employees, automating expense reports and receipt capture, syncing card spend into accounting software. Of those, issuing corporate cards with pre-set budgets to employees and automating expense reports and receipt capture are not what Stampli is typically brought in for.
What can Divvy do that Stampli cannot?
Divvy covers Corporate cards, Budget management, Expense tracking, Real-time visibility. Stampli covers AI invoice processing, Approval workflows, Vendor management, Payment processing. Both handle QuickBooks, NetSuite, Oracle, Web support.
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