Is Basware or Divvy better?

Neither clearly leads. Basware starts at On request and Divvy at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Basware or Divvy?

Divvy has a free tier; the other does not. Paid plans start at On request for Basware and Free for Divvy.

Does Basware or Divvy run on more platforms?

Basware runs on Web, iOS, Android. Divvy runs on Web, Ios, Android.

Can I use Divvy for free?

Yes. Divvy has a free tier, so you can try it without paying. Basware starts at On request.

What is Basware best used for?

Basware is most often used for a multinational needing compliant electronic invoicing across italy, poland, france and mexico without building each mandate itself, a shared service centre processing hundreds of thousands of invoices a year that needs touchless processing rates measured and improved, a group standardising accounts payable across subsidiaries running different erp systems, a finance function trying to capture early payment discounts that are currently lost to slow approval cycles. Of those, a multinational needing compliant electronic invoicing across italy, poland, france and mexico without building each mandate itself and a shared service centre processing hundreds of thousands of invoices a year that needs touchless processing rates measured and improved are not what Divvy is typically brought in for.

What can Basware do that Divvy cannot?

Basware covers Invoice capture, Matching, Approval workflow, E-invoicing compliance. Divvy covers Corporate cards, Budget management, Expense tracking, Real-time visibility.

Accounting · head to head

Basware vs Divvy

Basware

Accounting

Invoice automation and e-invoicing compliance across a large number of national mandates

From: On request
Rated: -

Full review Website

Divvy

Accounting

Free expense management and corporate cards

From: Free
Rated: -

Full review Website

The short version

Only Divvy has a free tier, so it costs nothing to try first.
Each has a real cost: Basware the e-invoicing compliance breadth that justifies the price is worthless to a company operating in a single country, where cheaper AP automation tools will do the same work.; Divvy divvy is now sold as BILL Spend & Expense and getdivvy.com redirects to bill.com
They diverge on capability: Basware covers Invoice capture, Divvy covers Corporate cards.
Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Basware and Divvy actually diverge.

Attributes where Basware and Divvy differ
Attribute	Basware	Divvy
Starting price	On request	Free
Pricing model	quote	free
Free tier	No	Yes
Founded	Unknown	2016

Identical on both: platforms (Web, iOS, Android), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Basware

Invoice capture
Matching
Approval workflow
E-invoicing compliance
Supplier network
Payment execution
Spend analytics
ERP integration

Only in Divvy

Corporate cards
Budget management
Expense tracking
Real-time visibility
Accounting sync
QuickBooks
NetSuite
Oracle

What people use each for

The jobs each tool is most often brought in to do.

Basware

A multinational needing compliant electronic invoicing across Italy, Poland, France and Mexico without building each mandate itselfnot Divvy
A shared service centre processing hundreds of thousands of invoices a year that needs touchless processing rates measured and improvednot Divvy
A group standardising accounts payable across subsidiaries running different ERP systemsnot Divvy
A finance function trying to capture early payment discounts that are currently lost to slow approval cyclesnot Divvy

Divvy

Issuing corporate cards with pre-set budgets to employeesnot Basware
Automating expense reports and receipt capturenot Basware
Syncing card spend into accounting softwarenot Basware

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Basware

The e-invoicing compliance breadth that justifies the price is worthless to a company operating in a single country, where cheaper AP automation tools will do the same work.
Implementation is a substantial integration project involving ERP connectors, supplier onboarding and country-by-country compliance configuration, and it is priced and timed accordingly.
The user interface is dated next to newer accounts payable products, and approvers outside finance find it unintuitive, which slows the very cycle times the system is bought to improve.
Supplier onboarding onto the network is the hidden effort: the touchless processing rate depends on how many suppliers actually send electronic invoices, and that is a change management programme, not a software setting.
Growth by acquisition, including Glantus, has left overlapping analytics capability and integration work still in progress, so buyers should check which components share a data model today.

Divvy

Divvy is now sold as BILL Spend & Expense and getdivvy.com redirects to bill.com
No standalone pricing is published for the spend and expense product; the site routes to a trial signup and sales contact
Signup is gated behind selecting a business type and accounting software rather than being open self-serve

Pricing, plan by plan

Basware

On request

Basware$undefined/year
- Invoice automation, matching and approval
- E-invoicing compliance across national mandates
- Supplier network connectivity

Divvy

Free

FreeFree
- Unlimited cards
- Expense management
- Budget controls

Which should you pick?

Choose Basware if

You need invoice capture.
You work on Web, iOS, Android.
You also want matching.

Basware review

Choose Divvy if

You need corporate cards.
You want to start without paying.
You work on Web, Ios, Android.
You also want budget management.

Divvy review

Questions people ask

Is Basware or Divvy better?: Neither clearly leads. Basware starts at On request and Divvy at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Basware or Divvy?: Divvy has a free tier; the other does not. Paid plans start at On request for Basware and Free for Divvy.
Does Basware or Divvy run on more platforms?: Basware runs on Web, iOS, Android. Divvy runs on Web, Ios, Android.
Can I use Divvy for free?: Yes. Divvy has a free tier, so you can try it without paying. Basware starts at On request.
What is Basware best used for?: Basware is most often used for a multinational needing compliant electronic invoicing across italy, poland, france and mexico without building each mandate itself, a shared service centre processing hundreds of thousands of invoices a year that needs touchless processing rates measured and improved, a group standardising accounts payable across subsidiaries running different erp systems, a finance function trying to capture early payment discounts that are currently lost to slow approval cycles. Of those, a multinational needing compliant electronic invoicing across italy, poland, france and mexico without building each mandate itself and a shared service centre processing hundreds of thousands of invoices a year that needs touchless processing rates measured and improved are not what Divvy is typically brought in for.
What can Basware do that Divvy cannot?: Basware covers Invoice capture, Matching, Approval workflow, E-invoicing compliance. Divvy covers Corporate cards, Budget management, Expense tracking, Real-time visibility.

Answered from the vendors’ own pages

Basware: Should we buy Basware if we only operate in one country?

Probably not. Its main advantage is multi-country e-invoicing compliance. In a single jurisdiction, cheaper AP automation gives you the same result.

Divvy: What is the cheapest way to get started with spend and expense management?

BILL's Spend & Expense plan has a free tier with no per-user subscription fee, including corporate cards, budget management, and AI receipt capture. You only pay transaction fees for ACH ($0.59), checks ($1.99), or instant payments (1%).

Source

Basware: Does it handle mandatory e-invoicing regimes?

Yes, and that is the core reason to choose it. It covers a wide set of national mandates as a service rather than an integration project you run yourself.

Divvy: What transaction costs apply when paying vendors?

ACH payments cost $0.59 per transaction, checks cost $1.99, virtual cards are free, and same-day ACH costs $11.99. International wire transfers cost $19.99. Card payments are 2.9%.

Source

Basware: What drives the price?

Invoice volume, number of countries and modules. It is quoted, and implementation with ERP connectors and supplier onboarding is separate.

Divvy: Does the free spend and expense tier include business credit lines?

The free Spend & Expense plan includes access to business credit lines ranging from $1,000 to $5 million, but credit lines are not guaranteed and eligibility is determined upon application approval.

Source

Basware: What determines the return?

The share of invoices arriving electronically. Touchless rates depend on supplier adoption, so budget for a supplier onboarding programme, not just the software.

Divvy: What is the pricing for accounts payable if I need more than the free tier?

AP plans range from $49/user/month (Essentials) to $89/user/month (Corporate, most popular), with Enterprise at custom pricing. Higher tiers add accounting software integrations, procurement features, and approval controls.

Source

Basware vs Divvy

Basware

Divvy

The short version

Where they differ

What each one covers

Only in Basware

Only in Divvy

What people use each for

Basware

Divvy

Where each one falls short

Basware

Divvy

Pricing, plan by plan

Basware

Divvy

Which should you pick?

Choose Basware if

Choose Divvy if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Basware

More on Divvy

Keep looking

Other head to heads