Softwr

Accounting · head to head

Divvy vs Metronome

Divvy logo

Divvy

Accounting

Free expense management and corporate cards

From
Free
Rated
-
Full reviewWebsite
Metronome logo

Metronome

Accounting

Infrastructure for usage-based billing and monetization

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Divvy has a free tier, so it costs nothing to try first.
  • Each has a real cost: Divvy divvy is now sold as BILL Spend & Expense and getdivvy.com redirects to bill.com; Metronome no published pricing on homepage, requires sales contact
  • They diverge on capability: Divvy covers Corporate cards, Metronome covers Real-time usage metering.

Where they differ

Only the attributes on which Divvy and Metronome actually diverge.

Attributes where Divvy and Metronome differ
AttributeDivvyMetronome
Starting priceFreeOn request
Pricing modelfreeUsage-based and custom
Free tierYesNo
PlatformsWeb, Ios, AndroidWeb, API
Founded2016Unknown

Identical on both: user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Divvy

  • Corporate cards
  • Budget management
  • Expense tracking
  • Real-time visibility
  • Accounting sync
  • QuickBooks
  • NetSuite
  • Oracle

Only in Metronome

  • Real-time usage metering
  • Multiple pricing models
  • Flexible pricing implementation
  • Customer-facing dashboards
  • Revenue analytics
  • Pricing experimentation
  • Multi-dimensional pricing
  • Stripe integration

What people use each for

The jobs each tool is most often brought in to do.

Divvy

  • Issuing corporate cards with pre-set budgets to employeesnot Metronome
  • Automating expense reports and receipt capturenot Metronome
  • Syncing card spend into accounting softwarenot Metronome

Metronome

  • Implementing usage-based billing for SaaS productsnot Divvy
  • Managing complex enterprise pricing modelsnot Divvy
  • Testing pricing changes and monetization strategiesnot Divvy
  • Real-time revenue analytics and trackingnot Divvy
  • Integration with payment processors and accounting systemsnot Divvy

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Divvy

  • Divvy is now sold as BILL Spend & Expense and getdivvy.com redirects to bill.com
  • No standalone pricing is published for the spend and expense product; the site routes to a trial signup and sales contact
  • Signup is gated behind selecting a business type and accounting software rather than being open self-serve

Metronome

  • No published pricing on homepage, requires sales contact
  • Limited documentation of feature comparison between plans
  • Startup plan pricing is transaction-based and may become expensive at scale
  • Enterprise customers need custom contracts with dedicated support
  • Integration ecosystem appears limited compared to some competitors

Pricing, plan by plan

Divvy

Free
  • FreeFree
    • Unlimited cards
    • Expense management
    • Budget controls

Metronome

On request
  • Startup$null/variable
    • Real-time usage metering
    • Multiple pricing models
    • Flexible pricing implementation
  • Custom$null/custom
    • All Startup features
    • Invoicing integrations with Salesforce, NetSuite
    • Cloud marketplace integration (AWS, Azure, GCP)

Which should you pick?

Choose Divvy if

  • You need corporate cards.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want budget management.
Divvy review

Choose Metronome if

  • You need real-time usage metering.
  • You work on Web, API.
  • You also want multiple pricing models.
Metronome review

Questions people ask

Is Divvy or Metronome better?
Neither clearly leads. Divvy starts at Free and Metronome at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Divvy or Metronome?
Divvy has a free tier; the other does not. Paid plans start at Free for Divvy and On request for Metronome.
Does Divvy or Metronome run on more platforms?
Divvy runs on Web, Ios, Android. Metronome runs on Web, API.
Can I use Divvy for free?
Yes. Divvy has a free tier, so you can try it without paying. Metronome starts at On request.
What is Divvy best used for?
Divvy is most often used for issuing corporate cards with pre-set budgets to employees, automating expense reports and receipt capture, syncing card spend into accounting software. Of those, issuing corporate cards with pre-set budgets to employees and automating expense reports and receipt capture are not what Metronome is typically brought in for.
What can Divvy do that Metronome cannot?
Divvy covers Corporate cards, Budget management, Expense tracking, Real-time visibility. Metronome covers Real-time usage metering, Multiple pricing models, Flexible pricing implementation, Customer-facing dashboards.

Answered from the vendors’ own pages

Divvy: What is the cheapest way to get started with spend and expense management?

BILL's Spend & Expense plan has a free tier with no per-user subscription fee, including corporate cards, budget management, and AI receipt capture. You only pay transaction fees for ACH ($0.59), checks ($1.99), or instant payments (1%).

Source
Metronome: What pricing does Metronome charge for its platform?

Metronome charges based on billing volume (0.8% per transaction) and event ingestion ($0.04 per 1,000 events). Custom plans with dedicated support are available for larger deployments.

Source
Divvy: What transaction costs apply when paying vendors?

ACH payments cost $0.59 per transaction, checks cost $1.99, virtual cards are free, and same-day ACH costs $11.99. International wire transfers cost $19.99. Card payments are 2.9%.

Source
Metronome: Does Metronome work with payment providers other than Stripe?

The Startup plan includes native Stripe integration. Custom plans can integrate with additional payment processors and accounting systems including Salesforce, NetSuite, and cloud marketplaces.

Source
Divvy: Does the free spend and expense tier include business credit lines?

The free Spend & Expense plan includes access to business credit lines ranging from $1,000 to $5 million, but credit lines are not guaranteed and eligibility is determined upon application approval.

Source
Metronome: Can I test pricing changes before deploying them to all customers?

Yes, Metronome provides continuous pricing experimentation capabilities that allow you to test and roll out pricing changes across customer cohorts safely.

Source
Divvy: What is the pricing for accounts payable if I need more than the free tier?

AP plans range from $49/user/month (Essentials) to $89/user/month (Corporate, most popular), with Enterprise at custom pricing. Higher tiers add accounting software integrations, procurement features, and approval controls.

Source
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