Softwr

Accounting · head to head

Creem vs Hnry

Creem logo

Creem

Accounting

All-in-one payment and compliance platform for software companies

From
$3.9/percent
Rated
-
Full reviewWebsite
Hnry logo

Hnry

Accounting

Accounting for sole traders and the self-employed

From
1/per $100 income
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Creem per-transaction fee model scales with volume, potentially expensive for high-frequency transactions; Hnry service limited to self-employed sole traders in New Zealand only
  • Prices and features above were last checked on 29 August 2026.

Where they differ

Only the attributes on which Creem and Hnry actually diverge.

Attributes where Creem and Hnry differ
AttributeCreemHnry
Starting price$3.9/percent1/per $100 income
Pricing modelPer-transaction flat rateusage-based
PlatformsWeb, iOS, AndroidWeb

Identical on both: free tier (No), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Creem

  • Global payments processing
  • Automated tax compliance
  • Subscription billing
  • Revenue distribution
  • Digital product support
  • Fraud protection
  • AI business assistant
  • Affiliate platform

Only in Hnry

Nothing recorded that Creem does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Creem

  • SaaS subscription billing and managementnot Hnry
  • Digital product distribution with license keysnot Hnry
  • Global payment processing across 100+ countriesnot Hnry
  • Revenue sharing among co-founders and affiliatesnot Hnry
  • Automated tax compliance for international salesnot Hnry

Hnry

  • Calculating quarterly tax without manual bookkeepingnot Creem
  • Logging expenses via photo instantlynot Creem
  • Sending unlimited invoices with auto-follow-upnot Creem
  • Automatically withholding income taxes year-roundnot Creem

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Creem

  • Per-transaction fee model scales with volume, potentially expensive for high-frequency transactions
  • Limited to software and digital product companies, not suitable for physical goods
  • AI business assistant availability and capabilities not fully detailed
  • Requires using Creem as Merchant of Record, limiting white-label options
  • Mobile app only available in beta for iOS and Android

Hnry

  • Service limited to self-employed sole traders in New Zealand only
  • 1% + GST fee with $1,500 annual maximum cap
  • Minimum $0.50 fee per transaction for payments under $50

Pricing, plan by plan

Creem

$3.9/percent
  • StandardFree
    • 3.9% + $0.40 per transaction
    • No setup fees
    • No monthly fees

Hnry

1/per $100 income

No published plan breakdown. See the Hnry review.

Which should you pick?

Choose Creem if

  • You need global payments processing.
  • You work on Web, iOS, Android.
  • You also want automated tax compliance.
Creem review

Choose Hnry if

Nothing in the data separates Hnry from Creem on the points above - pick on price and on how each one feels to use.

Hnry review

Questions people ask

Is Creem or Hnry better?
Neither clearly leads. Creem starts at $3.9/percent and Hnry at 1/per $100 income, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Creem or Hnry?
Creem starts at $3.9/percent and Hnry at 1/per $100 income.
Does Creem or Hnry run on more platforms?
Creem runs on Web, iOS, Android. Hnry runs on Web.
What is Creem best used for?
Creem is most often used for saas subscription billing and management, digital product distribution with license keys, global payment processing across 100+ countries, revenue sharing among co-founders and affiliates. Of those, saas subscription billing and management and digital product distribution with license keys are not what Hnry is typically brought in for.
What can Creem do that Hnry cannot?
Creem covers Global payments processing, Automated tax compliance, Subscription billing, Revenue distribution.

Answered from the vendors’ own pages

Creem: What are Creem's transaction fees compared to competitors?

Creem charges a flat 3.9% plus 40 cents per successful transaction with no additional setup, monthly, or hidden fees. For a $5,000 transaction volume, Creem estimates $235 in fees compared to Lemon Squeezy at $565 ($400 + $165).

Source
Hnry: How much does Hnry charge?

Hnry charges 1% plus GST of independent income paid into your Hnry Bank Account, with a maximum annual fee of $1,500. Minimum fee is $0.50 per payment for transactions under $50.

Source
Creem: Does Creem handle international tax compliance?

Yes. Creem automatically handles VAT, GST, and sales tax filing and remittance as a Merchant of Record across 50+ countries, eliminating manual tax compliance work.

Source
Hnry: Are there joining fees for Hnry?

No, Hnry has no joining fees, upfront payments, or credit card required to sign up.

Source
Creem: Can I use Creem for subscription billing?

Yes. Creem provides subscription management with billing, dunning, and a customer portal. Revenue splits are included for distributing earnings to co-founders and affiliates.

Source
Hnry: Is the Hnry fee tax deductible?

Yes, Hnry automatically claims its fees as a business expense on your behalf, making them tax-deductible.

Source
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