Softwr

Accounting · head to head

Creem vs Fiken

Creem logo

Creem

Accounting

All-in-one payment and compliance platform for software companies

From
$3.9/percent
Rated
-
Full reviewWebsite
Fiken logo

Fiken

Accounting

Norwegian accounting software for sole proprietors and small companies

From
219/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Creem per-transaction fee model scales with volume, potentially expensive for high-frequency transactions; Fiken bank integration available only as add-on (69 NOK/month)
  • Prices and features above were last checked on 29 August 2026.

Where they differ

Only the attributes on which Creem and Fiken actually diverge.

Attributes where Creem and Fiken differ
AttributeCreemFiken
Starting price$3.9/percent219/month
Pricing modelPer-transaction flat ratesubscription
PlatformsWeb, iOS, AndroidWeb

Identical on both: free tier (No), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Creem

  • Global payments processing
  • Automated tax compliance
  • Subscription billing
  • Revenue distribution
  • Digital product support
  • Fraud protection
  • AI business assistant
  • Affiliate platform

Only in Fiken

Nothing recorded that Creem does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Creem

  • SaaS subscription billing and managementnot Fiken
  • Digital product distribution with license keysnot Fiken
  • Global payment processing across 100+ countriesnot Fiken
  • Revenue sharing among co-founders and affiliatesnot Fiken
  • Automated tax compliance for international salesnot Fiken

Fiken

  • Solo accounting and invoicing for small businessesnot Creem
  • Multi-user accounting collaboration at no extra costnot Creem
  • Invoice management with EHF e-invoice supportnot Creem
  • Bank integration for transaction trackingnot Creem

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Creem

  • Per-transaction fee model scales with volume, potentially expensive for high-frequency transactions
  • Limited to software and digital product companies, not suitable for physical goods
  • AI business assistant availability and capabilities not fully detailed
  • Requires using Creem as Merchant of Record, limiting white-label options
  • Mobile app only available in beta for iOS and Android

Fiken

  • Bank integration available only as add-on (69 NOK/month)
  • Project accounting requires separate add-on (69 NOK/month)
  • Payroll and employee features cost extra (69 NOK/month)
  • Physical mail invoicing costs 25 NOK per invoice

Pricing, plan by plan

Creem

$3.9/percent
  • StandardFree
    • 3.9% + $0.40 per transaction
    • No setup fees
    • No monthly fees

Fiken

219/month
  • Base Plan$219/month
    • Complete accounting functionality
    • Unlimited invoice sending via email and EHF
    • Unlimited user accounts

Which should you pick?

Choose Creem if

  • You need global payments processing.
  • You work on Web, iOS, Android.
  • You also want automated tax compliance.
Creem review

Choose Fiken if

Nothing in the data separates Fiken from Creem on the points above - pick on price and on how each one feels to use.

Fiken review

Questions people ask

Is Creem or Fiken better?
Neither clearly leads. Creem starts at $3.9/percent and Fiken at 219/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Creem or Fiken?
Creem starts at $3.9/percent and Fiken at 219/month.
Does Creem or Fiken run on more platforms?
Creem runs on Web, iOS, Android. Fiken runs on Web.
What is Creem best used for?
Creem is most often used for saas subscription billing and management, digital product distribution with license keys, global payment processing across 100+ countries, revenue sharing among co-founders and affiliates. Of those, saas subscription billing and management and digital product distribution with license keys are not what Fiken is typically brought in for.
What can Creem do that Fiken cannot?
Creem covers Global payments processing, Automated tax compliance, Subscription billing, Revenue distribution.

Answered from the vendors’ own pages

Creem: What are Creem's transaction fees compared to competitors?

Creem charges a flat 3.9% plus 40 cents per successful transaction with no additional setup, monthly, or hidden fees. For a $5,000 transaction volume, Creem estimates $235 in fees compared to Lemon Squeezy at $565 ($400 + $165).

Source
Fiken: Is there a free trial for Fiken?

Yes, Fiken offers a 30-day free trial with no credit card required. After the trial, the base plan costs 219 NOK per month.

Source
Creem: Does Creem handle international tax compliance?

Yes. Creem automatically handles VAT, GST, and sales tax filing and remittance as a Merchant of Record across 50+ countries, eliminating manual tax compliance work.

Source
Fiken: Do additional users cost more on Fiken?

No, Fiken includes unlimited user accounts at no extra cost on the base plan.

Source
Creem: Can I use Creem for subscription billing?

Yes. Creem provides subscription management with billing, dunning, and a customer portal. Revenue splits are included for distributing earnings to co-founders and affiliates.

Source
Fiken: What add-ons are available and how much do they cost?

Monthly add-ons include bank integration, project accounting, KID number system, and API access (69-99 NOK each). Time tracking, payroll, and expense reimbursements also cost 69 NOK per month. Annual tax filing costs 1,290 NOK for sole proprietors or 1,590 NOK for limited companies.

Source
Fiken: What are the per-transaction costs?

SMS invoicing costs 3 NOK, e-invoicing via Vipps costs 5 NOK, physical mail invoicing costs 25 NOK, and credit checks cost 15 NOK per transaction.

Source
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