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Copilot Money vs Quicken

Copilot Money logo

Copilot Money

Software

AI-powered personal finance assistant

From
Free
Rated
-
Full reviewWebsite
Quicken logo

Quicken

Software

Take control of your finances

From
$3.99/month
Rated
-
Full reviewWebsite

The short version

  • Only Copilot Money has a free tier, so it costs nothing to try first.
  • Each has a real cost: Copilot Money apple only: web, iPhone, iPad and Mac, with no Android app; Quicken quicken Simplifi (cloud version) costs $3.99 annually if billed yearly, but renews at full price $6.99/month unless cancelled before renewal
  • They diverge on capability: Copilot Money covers AI-powered insights, Quicken covers Budget creation.

Where they differ

Only the attributes on which Copilot Money and Quicken actually diverge.

Attributes where Copilot Money and Quicken differ
AttributeCopilot MoneyQuicken
Starting priceFree$3.99/month
Pricing modelfreemiumsubscription
Free tierYesNo
PlatformsWeb, IOS, AndroidWeb, iOS, Android, Windows, macOS
Founded20201983

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Copilot Money

  • AI-powered insights
  • Spending analysis
  • Budget optimization
  • Financial planning
  • Web support
  • Android support

Only in Quicken

  • Budget creation
  • Bill management
  • Investment tracking
  • Tax planning
  • Investment accounts
  • Windows support
  • Mac support

Both cover

  • Bank accounts
  • Credit cards
  • IOS support

What people use each for

The jobs each tool is most often brought in to do.

Copilot Money

  • Tracking spending across connected accountsnot Quicken
  • Budgeting by category with automatic transaction taggingnot Quicken
  • Investment and net worth trackingnot Quicken
  • Reviewing recurring subscriptionsnot Quicken

Quicken

  • Individuals managing personal finances via Quicken Simplifi cloud app for budgeting and savings trackingnot Copilot Money
  • Freelancers and self-employed managing business and personal finances via Quicken Business & Personal plannot Copilot Money
  • Users preferring local data storage via Classic desktop editionsnot Copilot Money

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Copilot Money

  • Apple only: web, iPhone, iPad and Mac, with no Android app
  • No free tier; $95 a year billed annually, which works out at $7.92 a month
  • The trial only starts once accounts are connected

Quicken

  • Quicken Simplifi (cloud version) costs $3.99 annually if billed yearly, but renews at full price $6.99/month unless cancelled before renewal
  • Renewal pricing significantly higher than introductory rate; annual cost jumps from $47.88 (promotional) to $83.88 (regular renewal)

Pricing, plan by plan

Copilot Money

Free
  • FreeFree
    • Basic budgeting
    • Spending tracking
  • Premium$12.99/month
    • AI insights
    • Advanced analytics
    • Financial planning

Quicken

$3.99/month

No published plan breakdown. See the Quicken review.

Which should you pick?

Choose Copilot Money if

  • You need ai-powered insights.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want spending analysis.
Copilot Money review

Choose Quicken if

  • You need budget creation.
  • You work on Web, iOS, Android, Windows, macOS.
  • You also want bill management.
Quicken review

Questions people ask

Is Copilot Money or Quicken better?
Neither clearly leads. Copilot Money starts at Free and Quicken at $3.99/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Copilot Money or Quicken?
Copilot Money has a free tier; the other does not. Paid plans start at Free for Copilot Money and $3.99/month for Quicken.
Does Copilot Money or Quicken run on more platforms?
Copilot Money runs on Web, IOS, Android. Quicken runs on Web, iOS, Android, Windows, macOS.
Can I use Copilot Money for free?
Yes. Copilot Money has a free tier, so you can try it without paying. Quicken starts at $3.99/month.
What is Copilot Money best used for?
Copilot Money is most often used for tracking spending across connected accounts, budgeting by category with automatic transaction tagging, investment and net worth tracking, reviewing recurring subscriptions. Of those, tracking spending across connected accounts and budgeting by category with automatic transaction tagging are not what Quicken is typically brought in for.
What can Copilot Money do that Quicken cannot?
Copilot Money covers AI-powered insights, Spending analysis, Budget optimization, Financial planning. Quicken covers Budget creation, Bill management, Investment tracking, Tax planning. Both handle Bank accounts, Credit cards, IOS support.
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