Software · head to head
Copilot Money vs Tiller Money
The short version
- Only Copilot Money has a free tier, so it costs nothing to try first.
- Each has a real cost: Copilot Money apple only: web, iPhone, iPad and Mac, with no Android app; Tiller Money no native mobile app means mobile access limited to Google Sheets or Excel apps
- They diverge on capability: Copilot Money covers AI-powered insights, Tiller Money covers Auto-populates financial data.
Where they differ
Only the attributes on which Copilot Money and Tiller Money actually diverge.
| Attribute | Copilot Money | Tiller Money |
|---|---|---|
| Starting price | Free | $79/year |
| Pricing model | freemium | Unknown |
| Free tier | Yes | No |
| Platforms | Web, IOS, Android | Web, Google Sheets, Microsoft Excel |
| Founded | 2020 | 2015 |
Identical on both: user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Copilot Money
- AI-powered insights
- Spending analysis
- Budget optimization
- Financial planning
- Credit cards
- IOS support
- Android support
Only in Tiller Money
- Auto-populates financial data
- Customizable spreadsheets
- Budget tracking
- Financial templates
- Google Sheets
- Excel
Both cover
- Bank accounts
- Web support
What people use each for
The jobs each tool is most often brought in to do.
Copilot Money
- Tracking spending across connected accountsnot Tiller Money
- Budgeting by category with automatic transaction taggingnot Tiller Money
- Investment and net worth trackingnot Tiller Money
- Reviewing recurring subscriptionsnot Tiller Money
Tiller Money
- Budget Managementnot Copilot Money
- Expense Trackingnot Copilot Money
- Investment Trackingnot Copilot Money
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Copilot Money
- Apple only: web, iPhone, iPad and Mac, with no Android app
- No free tier; $95 a year billed annually, which works out at $7.92 a month
- The trial only starts once accounts are connected
Tiller Money
- No native mobile app means mobile access limited to Google Sheets or Excel apps
- Spreadsheet-based interface can be intimidating for non-technical users unfamiliar with formulas
- Requires manual customization and setup of templates and formulas for advanced features
- No built-in investment performance tracking or analysis at the depth some competitors offer
- Customer support is email and community-based, not real-time chat or phone support
Pricing, plan by plan
Copilot Money
Free- FreeFree
- Basic budgeting
- Spending tracking
- Premium$12.99/month
- AI insights
- Advanced analytics
- Financial planning
Tiller Money
$79/year- Annual Subscription$79/year
- Unlimited transaction import
- Up to 5 connected spreadsheets
- AutoCat categorization
Which should you pick?
Choose Copilot Money if
- You need ai-powered insights.
- You want to start without paying.
- You work on Web, IOS, Android.
- You also want spending analysis.
Choose Tiller Money if
- You need auto-populates financial data.
- You work on Web, Google Sheets, Microsoft Excel.
- You also want customizable spreadsheets.
Questions people ask
- Is Copilot Money or Tiller Money better?
- Neither clearly leads. Copilot Money starts at Free and Tiller Money at $79/year, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Copilot Money or Tiller Money?
- Copilot Money has a free tier; the other does not. Paid plans start at Free for Copilot Money and $79/year for Tiller Money.
- Does Copilot Money or Tiller Money run on more platforms?
- Copilot Money runs on Web, IOS, Android. Tiller Money runs on Web, Google Sheets, Microsoft Excel.
- Can I use Copilot Money for free?
- Yes. Copilot Money has a free tier, so you can try it without paying. Tiller Money starts at $79/year.
- What is Copilot Money best used for?
- Copilot Money is most often used for tracking spending across connected accounts, budgeting by category with automatic transaction tagging, investment and net worth tracking, reviewing recurring subscriptions. Of those, tracking spending across connected accounts and budgeting by category with automatic transaction tagging are not what Tiller Money is typically brought in for.
- What can Copilot Money do that Tiller Money cannot?
- Copilot Money covers AI-powered insights, Spending analysis, Budget optimization, Financial planning. Tiller Money covers Auto-populates financial data, Customizable spreadsheets, Budget tracking, Financial templates. Both handle Bank accounts, Web support.
Answered from the vendors’ own pages
Tiller Money: How much does Tiller Money cost?
Tiller Money costs $79 per year with no free tier. A 30-day free trial is available. The annual subscription includes 5 connected spreadsheets and unlimited categories.
SourceTiller Money: Does Tiller work with Google Sheets and Excel?
Yes. Tiller automatically feeds daily bank transactions and account balances to Google Sheets or Microsoft Excel spreadsheets you own. Your data remains yours permanently.
SourceTiller Money: How many banks and financial institutions does Tiller connect to?
Tiller connects to 21,000+ US banks, credit card accounts, brokerages, and loan servicers via Yodlee and MX data providers. New banks are added weekly.
SourceTiller Money: What is AutoCat in Tiller?
AutoCat is Tiller's 100% customizable automatic categorization feature that learns your spending patterns. You can set rules like 'file all grocery store transactions above $10 as groceries and below $10 as snacks.'
SourceTiller Money: Does Tiller have a mobile app?
Tiller does not have a dedicated mobile app. Instead, it uses Google Sheets and Excel apps on mobile devices to access your spreadsheets. Mobile access is primarily for viewing, not transaction entry.
Source