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Quicken vs Spendee

Quicken logo

Quicken

Software

Take control of your finances

From
$3.99/month
Rated
-
Full reviewWebsite
Spendee logo

Spendee

Software

Budget and money management made easy

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Spendee has a free tier, so it costs nothing to try first.
  • Each has a real cost: Quicken quicken Simplifi (cloud version) costs $3.99 annually if billed yearly, but renews at full price $6.99/month unless cancelled before renewal; Spendee the free Basic plan allows one cash wallet and one budget
  • They diverge on capability: Quicken covers Budget creation, Spendee covers Expense tracking.

Where they differ

Only the attributes on which Quicken and Spendee actually diverge.

Attributes where Quicken and Spendee differ
AttributeQuickenSpendee
Starting price$3.99/monthFree
Pricing modelsubscriptionfreemium
Free tierNoYes
PlatformsWeb, iOS, Android, Windows, macOSWeb, IOS, Android
Founded19832013

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Quicken

  • Budget creation
  • Bill management
  • Investment tracking
  • Tax planning
  • Investment accounts
  • Credit cards
  • Windows support
  • Mac support

Only in Spendee

  • Expense tracking
  • Budget management
  • Shared wallets
  • Financial analytics
  • Web support
  • Android support

Both cover

  • Bank accounts
  • IOS support

What people use each for

The jobs each tool is most often brought in to do.

Quicken

  • Individuals managing personal finances via Quicken Simplifi cloud app for budgeting and savings trackingnot Spendee
  • Freelancers and self-employed managing business and personal finances via Quicken Business & Personal plannot Spendee
  • Users preferring local data storage via Classic desktop editionsnot Spendee

Spendee

  • Tracking personal spending across cash and bank accountsnot Quicken
  • Sharing a budget or wallet with a partner or householdnot Quicken

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Quicken

  • Quicken Simplifi (cloud version) costs $3.99 annually if billed yearly, but renews at full price $6.99/month unless cancelled before renewal
  • Renewal pricing significantly higher than introductory rate; annual cost jumps from $47.88 (promotional) to $83.88 (regular renewal)

Spendee

  • The free Basic plan allows one cash wallet and one budget
  • Shared wallets are excluded from the free plan
  • Premium at $5.99 a month is triple the $1.99 Plus plan, and the pricing page does not quantify what separates them beyond shared wallets
  • Bank sync depends on a supported bank list rather than being universal

Pricing, plan by plan

Quicken

$3.99/month

No published plan breakdown. See the Quicken review.

Spendee

Free
  • FreeFree
    • Expense tracking
    • Budget creation
    • 3 wallets
  • Premium$6.99/month
    • Unlimited wallets
    • Advanced analytics
    • Investment tracking

Which should you pick?

Choose Quicken if

  • You need budget creation.
  • You work on Web, iOS, Android, Windows, macOS.
  • You also want bill management.
Quicken review

Choose Spendee if

  • You need expense tracking.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want budget management.
Spendee review

Questions people ask

Is Quicken or Spendee better?
Neither clearly leads. Quicken starts at $3.99/month and Spendee at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Quicken or Spendee?
Spendee has a free tier; the other does not. Paid plans start at $3.99/month for Quicken and Free for Spendee.
Does Quicken or Spendee run on more platforms?
Quicken runs on Web, iOS, Android, Windows, macOS. Spendee runs on Web, IOS, Android.
Can I use Spendee for free?
Yes. Spendee has a free tier, so you can try it without paying. Quicken starts at $3.99/month.
What is Quicken best used for?
Quicken is most often used for individuals managing personal finances via quicken simplifi cloud app for budgeting and savings tracking, freelancers and self-employed managing business and personal finances via quicken business & personal plan, users preferring local data storage via classic desktop editions. Of those, individuals managing personal finances via quicken simplifi cloud app for budgeting and savings tracking and freelancers and self-employed managing business and personal finances via quicken business & personal plan are not what Spendee is typically brought in for.
What can Quicken do that Spendee cannot?
Quicken covers Budget creation, Bill management, Investment tracking, Tax planning. Spendee covers Expense tracking, Budget management, Shared wallets, Financial analytics. Both handle Bank accounts, IOS support.
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