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Personal Finance · head to head

GnuCash vs Quicken

GnuCash logo

GnuCash

Personal Finance

Personal finance and accounting software

From
Free
Rated
-
Quicken logo

Quicken

Personal Finance

Take control of your finances

From
$3.99/month
Rated
-

The short version

  • Only GnuCash has a free tier, so it costs nothing to try first.
  • Each has a real cost: GnuCash desktop only, with no mobile application; Quicken promotional pricing available only for annual billing; higher rates apply for monthly billing
  • They diverge on capability: GnuCash covers Double-entry bookkeeping, Quicken covers Budget creation.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which GnuCash and Quicken actually diverge.

Attributes where GnuCash and Quicken differ
AttributeGnuCashQuicken
Starting priceFree$3.99/month
Pricing modelopen-sourcesubscription
Free tierYesNo
PlatformsWindows, Mac, LinuxWeb, iOS, Android, Windows, macOS
Founded19971983

Identical on both: user rating (Not yet rated), category (Personal Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in GnuCash

  • Double-entry bookkeeping
  • Multi-currency support
  • Reports and graphs
  • Budget tracking
  • Import/Export
  • OFX format
  • Linux support

Only in Quicken

  • Budget creation
  • Bill management
  • Investment tracking
  • Tax planning
  • Bank accounts
  • Investment accounts
  • Credit cards
  • IOS support

Both cover

  • Windows support
  • Mac support

What people use each for

The jobs each tool is most often brought in to do.

GnuCash

  • Personal finance tracking with a checkbook register interfacenot Quicken
  • Double-entry bookkeeping for a small businessnot Quicken
  • Tracking stocks, bonds and mutual fund accountsnot Quicken
  • Importing transactions via QIF, OFX or HBCInot Quicken
  • Scheduled recurring transactions and financial reportsnot Quicken

Quicken

  • Individuals managing personal finances via Quicken Simplifi cloud app for budgeting and savings trackingnot GnuCash
  • Freelancers and self-employed managing business and personal finances via Quicken Business & Personal plannot GnuCash
  • Users preferring local data storage via Classic desktop editionsnot GnuCash

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

GnuCash

  • Desktop only, with no mobile application
  • Version 3.11 is the last release supporting Windows 7 and macOS 10.12 and earlier
  • Uses strict double-entry accounting, so every transaction needs two sides

Quicken

  • Promotional pricing available only for annual billing; higher rates apply for monthly billing
  • Subscriptions auto-renew at current rates unless manually cancelled

Pricing, plan by plan

GnuCash

Free
  • Open SourceFree
    • Double-entry bookkeeping
    • Multi-currency support
    • Reports and graphs

Quicken

$3.99/month
  • Quicken Simplifi$3.99/month
    • Billed annually at promotional rate
    • Regular price $6.99/month
    • Mobile and web access
  • Quicken Business & Personal$4.99/month
    • Billed annually at promotional rate
    • Regular price $8.99/month
    • Mobile and web access

Which should you pick?

Choose GnuCash if

  • You need double-entry bookkeeping.
  • You want to start without paying.
  • You work on Windows, Mac, Linux.
  • You also want multi-currency support.

Choose Quicken if

  • You need budget creation.
  • You work on Web, iOS, Android, Windows, macOS.
  • You also want bill management.

Questions people ask

Is GnuCash or Quicken better?
Neither clearly leads. GnuCash starts at Free and Quicken at $3.99/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, GnuCash or Quicken?
GnuCash has a free tier; the other does not. Paid plans start at Free for GnuCash and $3.99/month for Quicken.
Does GnuCash or Quicken run on more platforms?
GnuCash runs on Windows, Mac, Linux. Quicken runs on Web, iOS, Android, Windows, macOS.
Can I use GnuCash for free?
Yes. GnuCash has a free tier, so you can try it without paying. Quicken starts at $3.99/month.
What is GnuCash best used for?
GnuCash is most often used for personal finance tracking with a checkbook register interface, double-entry bookkeeping for a small business, tracking stocks, bonds and mutual fund accounts, importing transactions via qif, ofx or hbci. Of those, personal finance tracking with a checkbook register interface and double-entry bookkeeping for a small business are not what Quicken is typically brought in for.
What can GnuCash do that Quicken cannot?
GnuCash covers Double-entry bookkeeping, Multi-currency support, Reports and graphs, Budget tracking. Quicken covers Budget creation, Bill management, Investment tracking, Tax planning. Both handle Windows support, Mac support.

Answered from the vendors’ own pages

GnuCash: How much does GnuCash cost?

GnuCash is completely free. The software is licensed under the GNU GPL with no subscription fees, pricing tiers, or paid versions.

Source
Quicken: How much does Quicken cost?

Quicken Simplifi starts at $3.99/month (billed annually) or $6.99/month (monthly billing). Quicken Business & Personal costs $4.99/month (annual) or $8.99/month (monthly). Annual billing offers savings versus monthly subscriptions.

Source
GnuCash: What platforms does GnuCash support?

GnuCash is available free across GNU/Linux, BSD, Solaris, macOS, and Microsoft Windows platforms.

Source
Quicken: What is the difference between Quicken Simplifi and Quicken Business & Personal?

Quicken Business & Personal includes the ability to run up to 10 businesses at no extra cost, making it suitable for freelancers and small business owners. Quicken Simplifi is designed for personal finance and couples. Both are available on mobile and web.

Source
Quicken: Can I cancel my Quicken subscription anytime?

Subscriptions auto-renew at then-current rates unless cancelled. The page indicates cancellation is possible but does not specify the cancellation process or any early termination fees.

Source
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