Personal Finance · head to head
MoneyWiz vs Quicken
The short version
- Only MoneyWiz has a free tier, so it costs nothing to try first.
- Each has a real cost: MoneyWiz there is no free tier; every plan requires a subscription; Quicken promotional pricing available only for annual billing; higher rates apply for monthly billing
- They diverge on capability: MoneyWiz covers Expense tracking, Quicken covers Budget creation.
- Prices and features above were last checked on 30 August 2026.
Where they differ
Only the attributes on which MoneyWiz and Quicken actually diverge.
Identical on both: user rating (Not yet rated), category (Personal Finance).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in MoneyWiz
- Expense tracking
- Budget management
- Multi-currency support
- Financial analytics
- Web support
- Android support
Only in Quicken
- Budget creation
- Bill management
- Investment tracking
- Tax planning
- Investment accounts
- Windows support
- Mac support
Both cover
- Bank accounts
- Credit cards
- IOS support
What people use each for
The jobs each tool is most often brought in to do.
MoneyWiz
- Tracking personal accounts, budgets and bills across iOS, macOS, Windows and Androidnot Quicken
- Syncing one finance database across multiple devices through MoneyWiz Cloudnot Quicken
- Automatically importing transactions through bank syncnot Quicken
Quicken
- Individuals managing personal finances via Quicken Simplifi cloud app for budgeting and savings trackingnot MoneyWiz
- Freelancers and self-employed managing business and personal finances via Quicken Business & Personal plannot MoneyWiz
- Users preferring local data storage via Classic desktop editionsnot MoneyWiz
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
MoneyWiz
- There is no free tier; every plan requires a subscription
- Bank sync with over 40,000 banks is Premium only, at 59.99 USD a year or 5.99 USD a month
- The Standard plan at 29.99 USD a year provides only cloud sync between devices, with no bank sync
- Subscriptions cap usage at 15 devices and two MoneyWiz Cloud accounts
- Priority support is restricted to the Premium tier
Quicken
- Promotional pricing available only for annual billing; higher rates apply for monthly billing
- Subscriptions auto-renew at current rates unless manually cancelled
Pricing, plan by plan
MoneyWiz
Free- FreeFree
- Basic expense tracking
- Multiple accounts
- Premium$4.99/month
- Advanced analytics
- Budget forecasting
- Custom categories
Quicken
$3.99/month- Quicken Simplifi$3.99/month
- Billed annually at promotional rate
- Regular price $6.99/month
- Mobile and web access
- Quicken Business & Personal$4.99/month
- Billed annually at promotional rate
- Regular price $8.99/month
- Mobile and web access
Which should you pick?
Choose MoneyWiz if
- You need expense tracking.
- You want to start without paying.
- You work on Web, IOS, Android.
- You also want budget management.
Choose Quicken if
- You need budget creation.
- You work on Web, iOS, Android, Windows, macOS.
- You also want bill management.
Questions people ask
- Is MoneyWiz or Quicken better?
- Neither clearly leads. MoneyWiz starts at Free and Quicken at $3.99/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, MoneyWiz or Quicken?
- MoneyWiz has a free tier; the other does not. Paid plans start at Free for MoneyWiz and $3.99/month for Quicken.
- Does MoneyWiz or Quicken run on more platforms?
- MoneyWiz runs on Web, IOS, Android. Quicken runs on Web, iOS, Android, Windows, macOS.
- Can I use MoneyWiz for free?
- Yes. MoneyWiz has a free tier, so you can try it without paying. Quicken starts at $3.99/month.
- What is MoneyWiz best used for?
- MoneyWiz is most often used for tracking personal accounts, budgets and bills across ios, macos, windows and android, syncing one finance database across multiple devices through moneywiz cloud, automatically importing transactions through bank sync. Of those, tracking personal accounts, budgets and bills across ios, macos, windows and android and syncing one finance database across multiple devices through moneywiz cloud are not what Quicken is typically brought in for.
- What can MoneyWiz do that Quicken cannot?
- MoneyWiz covers Expense tracking, Budget management, Multi-currency support, Financial analytics. Quicken covers Budget creation, Bill management, Investment tracking, Tax planning. Both handle Bank accounts, Credit cards, IOS support.
Answered from the vendors’ own pages
Quicken: How much does Quicken cost?
Quicken Simplifi starts at $3.99/month (billed annually) or $6.99/month (monthly billing). Quicken Business & Personal costs $4.99/month (annual) or $8.99/month (monthly). Annual billing offers savings versus monthly subscriptions.
SourceQuicken: What is the difference between Quicken Simplifi and Quicken Business & Personal?
Quicken Business & Personal includes the ability to run up to 10 businesses at no extra cost, making it suitable for freelancers and small business owners. Quicken Simplifi is designed for personal finance and couples. Both are available on mobile and web.
SourceQuicken: Can I cancel my Quicken subscription anytime?
Subscriptions auto-renew at then-current rates unless cancelled. The page indicates cancellation is possible but does not specify the cancellation process or any early termination fees.
SourceRelated pages
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