Is Conta or RazorpayX better?

Neither clearly leads. Conta starts at Free and RazorpayX at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.

Which is cheaper, Conta or RazorpayX?

Conta has a free tier; the other does not. Paid plans start at Free for Conta and On request for RazorpayX.

Does Conta or RazorpayX run on more platforms?

Both run on Web, so platform support will not decide this one for you.

Can I use Conta for free?

Yes. Conta has a free tier, so you can try it without paying. RazorpayX starts at On request.

What is Conta best used for?

Conta is most often used for norwegian small business accounting and invoicing, project and department cost tracking, ehf/einvoice generation for norwegian regulatory compliance. Of those, norwegian small business accounting and invoicing and project and department cost tracking are not what RazorpayX is typically brought in for.

What can Conta do that RazorpayX cannot?

RazorpayX covers Current account, Payout API, Bulk payouts, Payout links.

Accounting · head to head

Conta vs RazorpayX

Conta

Accounting

Norwegian accounting software for small and growing businesses

From: Free
Rated: -

Full review Website

RazorpayX

Accounting

Indian business banking layer for current accounts, automated payouts, vendor payments and payroll

From: On request
Rated: -

Full review Website

The short version

Only Conta has a free tier, so it costs nothing to try first.
Each has a real cost: Conta norwegian pricing only: displayed in NOK without multi-currency support for international comparisons; RazorpayX everything is India specific, the rails, the currency, the statutory deductions and the filings, so a company that redomiciles or expands abroad gets no reuse and has to run a second banking and payroll stack in the new jurisdiction.
Prices and features above were last checked on 2 September 2026.

Where they differ

Only the attributes on which Conta and RazorpayX actually diverge.

Attributes where Conta and RazorpayX differ
Attribute	Conta	RazorpayX
Starting price	Free	On request
Pricing model	subscription	usage-based
Free tier	Yes	No

Identical on both: platforms (Web), user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Conta

Nothing recorded that RazorpayX does not also cover.

Only in RazorpayX

Current account
Payout API
Bulk payouts
Payout links
Vendor payments
Payroll
Statutory filing support
Corporate cards

What people use each for

The jobs each tool is most often brought in to do.

Conta

Norwegian small business accounting and invoicingnot RazorpayX
Project and department cost trackingnot RazorpayX
EHF/eInvoice generation for Norwegian regulatory compliancenot RazorpayX

RazorpayX

An Indian marketplace settling thousands of seller payouts on a schedule that no bank portal can supportnot Conta
A startup running payroll for a growing team that needs provident fund, employee state insurance and tax deduction handled without an in house specialistnot Conta
A company paying many vendors monthly that needs tax deducted at source calculated and recorded against each paymentnot Conta
A product team that needs disbursements to happen from application code with webhook confirmation rather than from a treasury spreadsheetnot Conta

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Conta

Norwegian pricing only: displayed in NOK without multi-currency support for international comparisons
Annual billing required: no monthly-pay option for either tier, forcing yearly commitment
Pro tier vaporware: listed as 'coming soon' with no pricing or feature roadmap provided
Limited feature differentiation: Smart tier is 'most selected' by customers but does not clearly explain what additional business value justifies 62% price premium over Standard

RazorpayX

Everything is India specific, the rails, the currency, the statutory deductions and the filings, so a company that redomiciles or expands abroad gets no reuse and has to run a second banking and payroll stack in the new jurisdiction.
The current account is held with a partner bank while the interface and the relationship belong to Razorpay, so an escalation about the account itself can fall between two organisations and the deposit protection you have depends on the bank, not on the fintech.
Indian payment fintechs are subject to active central bank intervention, and Razorpay itself spent a period unable to onboard new merchants following a regulatory direction, so single provider concentration for both collections and payouts is a live continuity risk rather than a theoretical one.
Payouts carry per transaction charges beyond an included allowance and payroll is charged per employee, so a high volume settlement business or a company hiring quickly finds the running cost scales directly with the activity that made the product attractive.
Support is largely ticket based and account management is reserved for larger accounts, so a failed high value payout or a payroll run that does not credit becomes a queue rather than a call, which is a poor position to be in on a salary date.

Pricing, plan by plan

Conta

Free

Conta Regnskap Standard$209/month (billed annually)
Conta Regnskap Smart$339/month (billed annually)
Conta Regnskap Pro$undefined/mo

RazorpayX

On request

No published plan breakdown. See the RazorpayX review.

Which should you pick?

Choose Conta if

You want to start without paying.

Conta review

Choose RazorpayX if

You need current account.
You also want payout api.

RazorpayX review

Questions people ask

Is Conta or RazorpayX better?: Neither clearly leads. Conta starts at Free and RazorpayX at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Conta or RazorpayX?: Conta has a free tier; the other does not. Paid plans start at Free for Conta and On request for RazorpayX.
Does Conta or RazorpayX run on more platforms?: Both run on Web, so platform support will not decide this one for you.
Can I use Conta for free?: Yes. Conta has a free tier, so you can try it without paying. RazorpayX starts at On request.
What is Conta best used for?: Conta is most often used for norwegian small business accounting and invoicing, project and department cost tracking, ehf/einvoice generation for norwegian regulatory compliance. Of those, norwegian small business accounting and invoicing and project and department cost tracking are not what RazorpayX is typically brought in for.
What can Conta do that RazorpayX cannot?: RazorpayX covers Current account, Payout API, Bulk payouts, Payout links.

Answered from the vendors’ own pages

Conta: How much does Conta cost per month?

Conta Regnskap Standard costs 209 NOK/month and Smart costs 339 NOK/month, billed annually. Both exclude VAT and include a 30-day free trial option.

Source

RazorpayX: Is RazorpayX a bank?

No. The current account is provided by partner banks. RazorpayX supplies the interface, the payout automation and the payroll and compliance layer on top of it.

Conta: Can I pay monthly instead of annually?

No. Both Standard and Smart tiers require annual billing at a fixed monthly rate. Monthly-payment options are not available.

Source

RazorpayX: Can a company registered outside India use it?

No. It serves Indian registered entities, rupee accounts and Indian statutory requirements.

Conta: What is included in the Standard vs. Smart plan?

Standard includes accounting, invoicing, unlimited receipts, mobile app, and EHF/eInvoice. Smart adds KID numbers, unlimited EHF, project/department management, free chat/phone support, and exclusive equipment discounts.

Source

RazorpayX: Does the payroll module handle statutory compliance?

It calculates and supports the main statutory items, provident fund, employee state insurance, professional tax and income tax deduction, and assists with the periodic filings. Confirm the scope against your state specific obligations, since professional tax in particular varies.

Conta: When will the Pro plan be available and what will it cost?

The Pro tier is listed as 'coming soon' on the pricing page with no published pricing or launch date provided.

Source

RazorpayX: What happens to my payouts if there is a regulatory action against Razorpay?

That has happened before in the form of a restriction on onboarding new merchants. Existing customers continued, but the episode is the reason many businesses keep a bank relationship and a second payout route alive alongside it.

RazorpayX: Does it connect to accounting software?

It integrates with the Indian accounting tools most of its customers use, so payouts and payroll postings do not have to be rekeyed. Check your specific product rather than assuming, because coverage is narrower than for global ledgers.

RazorpayX: How is it priced?

A plan fee with included payout volumes, per transaction charges beyond that, and a per employee charge for payroll. Model your actual payout count rather than the plan headline, because that is where the cost lands.

Conta vs RazorpayX

Conta

RazorpayX

The short version

Where they differ

What each one covers

Only in Conta

Only in RazorpayX

What people use each for

Conta

RazorpayX

Where each one falls short

Conta

RazorpayX

Pricing, plan by plan

Conta

RazorpayX

Which should you pick?

Choose Conta if

Choose RazorpayX if

Questions people ask

Answered from the vendors’ own pages

Related pages

More on Conta

More on RazorpayX

Keep looking

Other head to heads