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Software · head to head

Guidewire PolicyCenter vs Policyholders

Guidewire PolicyCenter logo

Guidewire PolicyCenter

Software

Core system for policy administration

From
On request
Rated
-
P

Policyholders

Software

Insurance platform for brokers and agents

From
$99/month
Rated
-

The short version

  • They diverge on capability: Guidewire PolicyCenter covers Policy lifecycle management, Policyholders covers Policy management.

Where they differ

Only the attributes on which Guidewire PolicyCenter and Policyholders actually diverge.

Attributes where Guidewire PolicyCenter and Policyholders differ
AttributeGuidewire PolicyCenterPolicyholders
Starting priceOn request$99/month
Pricing modelquotesubscription
PlatformsWebWeb, Ios, Android
Founded20012010

Identical on both: free tier (No), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Guidewire PolicyCenter

  • Policy lifecycle management
  • Underwriting workbench
  • Rating engine
  • Product model framework
  • Forms management
  • Reinsurance management
  • Multi-line support
  • Real-time quoting

Only in Policyholders

  • Policy management
  • Client management
  • Commission tracking
  • Document storage
  • Task management
  • Calendar integration
  • Reporting and analytics
  • Mobile app

Both cover

  • SOC2
  • Role-based access
  • Cloud deployment

What people use each for

The jobs each tool is most often brought in to do.

Guidewire PolicyCenter

  • Policy administration
  • Underwritingnot Policyholders
  • Product configurationnot Policyholders
  • Rate managementnot Policyholders

Policyholders

  • Policy administration
  • Client managementnot Guidewire PolicyCenter
  • Commission trackingnot Guidewire PolicyCenter
  • Agency operationsnot Guidewire PolicyCenter

Both are used for policy administration, on those jobs the choice comes down to price and fit rather than capability.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Guidewire PolicyCenter

  • Pricing is not published; sold by quote through a sales process

Policyholders

Nothing recorded yet. See the Policyholders review.

Pricing, plan by plan

Guidewire PolicyCenter

On request

No published plan breakdown. See the Guidewire PolicyCenter review.

Policyholders

$99/month
  • Starter$99/month
    • Policy management
    • Client tracking
    • Basic reporting
  • Professional$299/month
    • All Starter features
    • Commission tracking
    • Advanced analytics

Which should you pick?

Choose Guidewire PolicyCenter if

  • You need policy lifecycle management.
  • You also want underwriting workbench.

Choose Policyholders if

  • You need policy management.
  • You work on Web, Ios, Android.
  • You also want client management.

Questions people ask

Is Guidewire PolicyCenter or Policyholders better?
Neither clearly leads. Guidewire PolicyCenter starts at On request and Policyholders at $99/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Guidewire PolicyCenter or Policyholders?
Guidewire PolicyCenter starts at On request and Policyholders at $99/month.
Does Guidewire PolicyCenter or Policyholders run on more platforms?
Guidewire PolicyCenter runs on Web. Policyholders runs on Web, Ios, Android.
What is Guidewire PolicyCenter best used for?
Guidewire PolicyCenter is most often used for policy administration, underwriting, product configuration, rate management. Of those, underwriting and product configuration are not what Policyholders is typically brought in for.
What can Guidewire PolicyCenter do that Policyholders cannot?
Guidewire PolicyCenter covers Policy lifecycle management, Underwriting workbench, Rating engine, Product model framework. Policyholders covers Policy management, Client management, Commission tracking, Document storage. Both handle SOC2, Role-based access, Cloud deployment.

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