All industries · head to head
Bill.com vs Workday
Workday
All industries
Enterprise cloud applications for finance and HR
- From
- On request
- Rated
- -
The short version
- Only Bill.com has a free tier, so it costs nothing to try first.
- Each has a real cost: Bill.com limited customization of approval workflows and user permissions for complex business needs; Workday high implementation costs equal to or exceeding annual software fees
- They diverge on capability: Bill.com covers AP automation, Workday covers Human capital management.
Where they differ
Only the attributes on which Bill.com and Workday actually diverge.
Identical on both: user rating (Not yet rated), category (All industries).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Bill.com
- AP automation
- AR automation
- Payment processing
- Approval workflows
- Document management
- Vendor management
- Cash flow insights
- Mobile approvals
Only in Workday
- Human capital management
- Financial management
- Planning
- Analytics
- Payroll
- Time tracking
- Talent management
- Procurement
Both cover
- Salesforce
- SOC2
- Cloud deployment
What people use each for
The jobs each tool is most often brought in to do.
Bill.com
- Invoice processingnot Workday
- Bill paymentsnot Workday
- Vendor paymentsnot Workday
- Cash flow managementnot Workday
- Financial automationnot Workday
Workday
- HR managementnot Bill.com
- Financial planningnot Bill.com
- Workforce planningnot Bill.com
- Compliancenot Bill.com
- Analyticsnot Bill.com
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Bill.com
- Limited customization of approval workflows and user permissions for complex business needs
- Limited international payment capabilities compared to specialists like Tipalti
- Customer support response times are slow, with agents often lacking product expertise
Workday
- High implementation costs equal to or exceeding annual software fees
- Long deployment timelines (12-18 months standard) before ROI
- Steep per-employee pricing at enterprise scale ($408-504 PEPM)
- Limited pre-built templates and customization; often requires extensive configuration
- Requires significant IT and change management resources during implementation
Pricing, plan by plan
Bill.com
Free- Essentials$49/month
- Core AP and AR functionality
- Manual CSV import/export
- Team$65/month
- Automatic 2-way sync with QuickBooks Online, Xero
- Corporate$89/month
- Procurement features
- Custom approval policies
- Sync with NetSuite, Dynamics
Workday
On request- Small Business$undefined/month
- Core HR
- Payroll
- Time tracking
- Medium Enterprise$undefined/month
- Full HCM suite
- Financial management
- Advanced analytics
- Large Enterprise$undefined/month
- Complete platform
- Custom configurations
- Dedicated support
Which should you pick?
Choose Bill.com if
- You need ap automation.
- You want to start without paying.
- You also want ar automation.
Choose Workday if
- You need human capital management.
- You work on Cloud/Web.
- You also want financial management.
Questions people ask
- Is Bill.com or Workday better?
- Neither clearly leads. Bill.com starts at Free and Workday at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Bill.com or Workday?
- Bill.com has a free tier; the other does not. Paid plans start at Free for Bill.com and On request for Workday.
- Does Bill.com or Workday run on more platforms?
- Bill.com runs on Web. Workday runs on Cloud/Web.
- Can I use Bill.com for free?
- Yes. Bill.com has a free tier, so you can try it without paying. Workday starts at On request.
- What is Bill.com best used for?
- Bill.com is most often used for invoice processing, bill payments, vendor payments, cash flow management. Of those, invoice processing and bill payments are not what Workday is typically brought in for.
- What can Bill.com do that Workday cannot?
- Bill.com covers AP automation, AR automation, Payment processing, Approval workflows. Workday covers Human capital management, Financial management, Planning, Analytics. Both handle Salesforce, SOC2, Cloud deployment.
Answered from the vendors’ own pages
Bill.com: What payment methods does Bill.com support?
Bill.com supports ACH transfers, checks, corporate cards, and international transfers. ACH payments cost $0.59 per transaction, checks cost $1.99, and card payments incur a 2.9% fee.
SourceWorkday: What is Workday GO and what market is it designed for?
Workday GO is a product designed for small and midsize organizations, bringing together HR and finance solutions with transparent pricing and fast activation in 30 to 60 days. It includes HCM, benefits, payroll, talent, and more at a lower price point than standard Workday.
SourceBill.com: Does Bill.com offer a free tier?
Yes. Bill.com offers a free Spend & Expense plan for access to credit lines from $1,000-$5M with corporate cards, budgets, and expense tracking.
SourceWorkday: What is Workday Skills Cloud and how does it fit into HCM?
Workday Skills Cloud is an intelligent skills foundation built into Workday HCM. It is described as the world's most open intelligent skills foundation and fuels data-driven talent strategies across recruiting, learning, and workforce planning.
SourceBill.com: Which accounting systems does Bill.com integrate with?
Bill.com integrates with QuickBooks Online, QuickBooks Enterprise, Oracle NetSuite, Sage Intacct, Microsoft Dynamics, and Xero, with automatic two-way syncing on most plans.
SourceWorkday: Does Workday include payroll and benefits management?
Yes. Workday HCM includes benefits administration and payroll capabilities as part of its core suite. Global payroll processing is available across multiple countries and tax jurisdictions.
SourceWorkday: What is the typical pricing model for Workday HCM?
Workday HCM uses per-employee (PEPM) annual subscription pricing. Companies at scale typically pay $34-42 PEPM. Enterprise organizations with 5,000+ employees typically pay $408-504 per employee annually. Pricing decreases with larger commitments and longer contract terms.
SourceWorkday: How long does Workday implementation typically take?
Standard implementations are lengthy, often taking 12-18 months. Workday GO promises faster activation in 30-60 days. Implementation costs typically equal 100-150% of the first year's software subscription fees.
Source