Insurance · head to head
Better Agency vs Semsee
Better Agency
Insurance
Agency management for digital-first agencies
- From
- $199/month
- Rated
- -

Semsee
Insurance
Small commercial insurance quoting that sends one submission to many carriers
- From
- Free
- Rated
- -
The short version
- Only Semsee has a free tier, so it costs nothing to try first.
- Each has a real cost: Better Agency better Agency's own vendor domain is betteragency.io, not betteragency.com as listed in the catalogue; betteragency.com is an unrelated web design firm (archived pricing captured at 4 April 2025); Semsee the free tier only quotes Semsee's own carrier panel, so the workflow consolidation most agencies actually want, running their own appointments through one form, costs fifty dollars per user per month on top.
- They diverge on capability: Better Agency covers Policy management, Semsee covers Single submission to many carriers.
- Prices and features above were last checked on 31 August 2026.
Where they differ
Only the attributes on which Better Agency and Semsee actually diverge.
| Attribute | Better Agency | Semsee |
|---|---|---|
| Starting price | $199/month | Free |
| Pricing model | subscription | Per user per month |
| Free tier | No | Yes |
| Platforms | Web, Ios, Android | Web |
| Founded | 2018 | Unknown |
Identical on both: user rating (Not yet rated), category (Insurance).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Better Agency
- Policy management
- Client portal
- Workflow automation
- Reporting
- Document management
- Mobile app
- API access
- Integration library
Only in Semsee
- Single submission to many carriers
- Appetite checker
- Class code finder
- Direct appointment quoting
- ACORD forms
- Auto-fill
- Proposal generation
- Wholesale and MGA access
What people use each for
The jobs each tool is most often brought in to do.
Better Agency
- Automationnot Semsee
- Customer engagementnot Semsee
Semsee
- A personal lines agency starting to write small commercial that has no commercial appointments and needs market access without meeting carrier production requirementsnot Better Agency
- A retail agency quoting twenty BOP submissions a month that is losing hours retyping the same risk into six carrier portalsnot Better Agency
- A wholesaler that wants a structured intake form so retail agents stop sending incomplete submissions by emailnot Better Agency
- An agency checking appetite before spending time on a submission that no carrier on its panel will writenot Better Agency
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Better Agency
- Better Agency's own vendor domain is betteragency.io, not betteragency.com as listed in the catalogue; betteragency.com is an unrelated web design firm (archived pricing captured at 4 April 2025)
- Base plan is $149 USD monthly and includes only 3 users; each additional user costs $35 USD per month on top (archived pricing page, 4 April 2025)
- Paying annually is required to get a 10 percent discount off the monthly rate, with no other discount tier published (archived pricing page, 4 April 2025)
Semsee
- The free tier only quotes Semsee's own carrier panel, so the workflow consolidation most agencies actually want, running their own appointments through one form, costs fifty dollars per user per month on top.
- Carrier coverage is concentrated in small commercial lines such as BOP, general liability and workers compensation, so anything with real complexity still goes to the carrier portal or the underwriter by email.
- Quotes returned are indicative for many carriers and still subject to underwriting referral, so an agent can present a number to a client and see it change at bind, which damages trust.
- The March 2026 acquisition by iBynd puts the product inside a wider distribution platform, and buyers should expect priority to shift towards iBynd's end-to-end ambitions rather than incremental improvements to standalone quoting.
- Agency management system integration is limited, so quote and policy data frequently has to be re-entered into the AMS after binding, which reintroduces the duplicate entry the product exists to remove.
Pricing, plan by plan
Better Agency
$199/month- Starter$199/month
- Policy management
- Client portal
- Automation
Semsee
Free- EssentialFree
- Access to the Semsee carrier panel
- Appetite checker
- ACORD form generation
- Professional$50/month
- Everything in Essential
- Quote your own direct appointed carriers
- Class code finder
- Enterprise$undefined/month
- White labelled deployment
- Advanced workflow
- Carrier and MGA distribution features
Which should you pick?
Choose Better Agency if
- You need policy management.
- You work on Web, Ios, Android.
- You also want client portal.
Choose Semsee if
- You need single submission to many carriers.
- You want to start without paying.
- You also want appetite checker.
Questions people ask
- Is Better Agency or Semsee better?
- Neither clearly leads. Better Agency starts at $199/month and Semsee at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Better Agency or Semsee?
- Semsee has a free tier; the other does not. Paid plans start at $199/month for Better Agency and Free for Semsee.
- Does Better Agency or Semsee run on more platforms?
- Better Agency runs on Web, Ios, Android. Semsee runs on Web.
- Can I use Semsee for free?
- Yes. Semsee has a free tier, so you can try it without paying. Better Agency starts at $199/month.
- What is Better Agency best used for?
- Better Agency is most often used for automation, customer engagement. Of those, automation and customer engagement are not what Semsee is typically brought in for.
- What can Better Agency do that Semsee cannot?
- Better Agency covers Policy management, Client portal, Workflow automation, Reporting. Semsee covers Single submission to many carriers, Appetite checker, Class code finder, Direct appointment quoting.
Answered from the vendors’ own pages
Semsee: Is Semsee free?
The Essential tier is genuinely free and gives access to Semsee's own carrier panel. Quoting your own direct appointments requires the Professional tier at fifty dollars per user per month.
Semsee: Do I need carrier appointments to use it?
No. That is the main reason small agencies sign up, since Semsee's panel provides market access without production commitments.
Semsee: Is Semsee still independent?
No. iBynd acquired Semsee in March 2026, though the product is still sold under the Semsee name.
Semsee: Which lines does it cover?
Small commercial: business owners policy, general liability, workers compensation, commercial auto and some professional liability, depending on carrier.
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