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Software · head to head

Banktivity vs Wally

Banktivity logo

Banktivity

Software

Personal finance for Mac and iOS

From
On request
Rated
-
Full reviewWebsite
W

Wally

Software

Smart expense tracking for travel and daily life

From
Free
Rated
-
Full review

The short version

  • Only Wally has a free tier, so it costs nothing to try first.
  • Each has a real cost: Banktivity runs on macOS, iPhone and iPad only, with no Windows, Android or web version; Wally the Internet Archive's capture of wally.me on 2 January 2019 stated the app is free ('Control your money seamlessly. And, it's free.'), and claimed rankings as the #1 finance app in 22 countries and top 10 in 52 countries at that time.
  • They diverge on capability: Banktivity covers Account tracking, Wally covers Receipt OCR scanning.

Where they differ

Only the attributes on which Banktivity and Wally actually diverge.

Attributes where Banktivity and Wally differ
AttributeBanktivityWally
Starting priceOn requestFree
Pricing modelsubscriptionfreemium
Free tierNoYes
PlatformsMac, IOSIOS, Android
Founded20072009

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Banktivity

  • Account tracking
  • Bill management
  • Investment tracking
  • Budget forecasting
  • Bank accounts
  • Investment accounts
  • Mac support

Only in Wally

  • Receipt OCR scanning
  • Expense tracking
  • Receipt storage
  • Category management
  • Cloud storage
  • Android support

Both cover

  • IOS support

What people use each for

The jobs each tool is most often brought in to do.

Banktivity

  • Personal budgeting and money management on a Macnot Wally
  • Investment and net worth trackingnot Wally
  • Retirement planning projectionsnot Wally
  • Connecting to over 14,000 financial institutionsnot Wally

Wally

  • Budget Managementnot Banktivity
  • Expense Trackingnot Banktivity
  • Investment Trackingnot Banktivity

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Banktivity

  • Runs on macOS, iPhone and iPad only, with no Windows, Android or web version
  • Pricing is not shown on the product page and sits behind a separate plans page

Wally

  • The Internet Archive's capture of wally.me on 2 January 2019 stated the app is free ('Control your money seamlessly. And, it's free.'), and claimed rankings as the #1 finance app in 22 countries and top 10 in 52 countries at that time.

Pricing, plan by plan

Banktivity

On request
  • Monthly$4.99/month
    • Full feature access
    • Cloud sync
  • Annual$39.99/month
    • All monthly features
    • Discounted rate

Wally

Free
  • FreeFree
    • Receipt scanning
    • Expense tracking
    • Basic reports
  • Premium$9.99/month
    • Advanced analytics
    • Unlimited storage
    • Cloud sync

Which should you pick?

Choose Banktivity if

  • You need account tracking.
  • You work on Mac, IOS.
  • You also want bill management.
Banktivity review

Choose Wally if

  • You need receipt ocr scanning.
  • You want to start without paying.
  • You work on IOS, Android.
  • You also want expense tracking.
Wally review

Questions people ask

Is Banktivity or Wally better?
Neither clearly leads. Banktivity starts at On request and Wally at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Banktivity or Wally?
Wally has a free tier; the other does not. Paid plans start at On request for Banktivity and Free for Wally.
Does Banktivity or Wally run on more platforms?
Banktivity runs on Mac, IOS. Wally runs on IOS, Android.
Can I use Wally for free?
Yes. Wally has a free tier, so you can try it without paying. Banktivity starts at On request.
What is Banktivity best used for?
Banktivity is most often used for personal budgeting and money management on a mac, investment and net worth tracking, retirement planning projections, connecting to over 14,000 financial institutions. Of those, personal budgeting and money management on a mac and investment and net worth tracking are not what Wally is typically brought in for.
What can Banktivity do that Wally cannot?
Banktivity covers Account tracking, Bill management, Investment tracking, Budget forecasting. Wally covers Receipt OCR scanning, Expense tracking, Receipt storage, Category management. Both handle IOS support.
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