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Personal Finance · head to head

Coinbase vs Wally

Coinbase logo

Coinbase

Personal Finance

Buy, sell, and trade cryptocurrency with ease

From
Free
Rated
-
Full reviewWebsite
W

Wally

Personal Finance

Smart expense tracking for travel and daily life

From
Free
Rated
-
Full review

The short version

  • Each has a real cost: Coinbase the App Store listing states standard Coinbase trades carry fees and that a paid Coinbase One subscription is needed for zero trading fees and boosted staking rewards, and that fractional stock shares start at $1.; Wally the Internet Archive's capture of wally.me on 2 January 2019 stated the app is free ('Control your money seamlessly. And, it's free.'), and claimed rankings as the #1 finance app in 22 countries and top 10 in 52 countries at that time.
  • They diverge on capability: Coinbase covers Cryptocurrency Trading, Wally covers Receipt OCR scanning.

Where they differ

Only the attributes on which Coinbase and Wally actually diverge.

Attributes where Coinbase and Wally differ
AttributeCoinbaseWally
PlatformsWeb, Ios, AndroidIOS, Android
Founded20122009

Identical on both: starting price (Free), pricing model (freemium), free tier (Yes), user rating (Not yet rated), category (Personal Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Coinbase

  • Cryptocurrency Trading
  • Staking
  • Coinbase Wallet
  • Coinbase Card
  • Bank transfers
  • PayPal
  • Apple Pay
  • Web support

Only in Wally

  • Receipt OCR scanning
  • Expense tracking
  • Receipt storage
  • Category management
  • Cloud storage
  • IOS support

Both cover

  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Coinbase

  • Exchangesnot Wally
  • Tradingnot Wally
  • Walletsnot Wally

Wally

  • Budget Managementnot Coinbase
  • Expense Trackingnot Coinbase
  • Investment Trackingnot Coinbase

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Coinbase

  • The App Store listing states standard Coinbase trades carry fees and that a paid Coinbase One subscription is needed for zero trading fees and boosted staking rewards, and that fractional stock shares start at $1.

Wally

  • The Internet Archive's capture of wally.me on 2 January 2019 stated the app is free ('Control your money seamlessly. And, it's free.'), and claimed rankings as the #1 finance app in 22 countries and top 10 in 52 countries at that time.

Pricing, plan by plan

Coinbase

Free
  • FreeFree
    • Buy and sell crypto
    • Coinbase Wallet
    • Staking rewards
  • Coinbase One$29.99/month
    • Zero trading fees
    • Priority support
    • Advanced trading tools

Wally

Free
  • FreeFree
    • Receipt scanning
    • Expense tracking
    • Basic reports
  • Premium$9.99/month
    • Advanced analytics
    • Unlimited storage
    • Cloud sync

Which should you pick?

Choose Coinbase if

  • You need cryptocurrency trading.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want staking.
Coinbase review

Choose Wally if

  • You need receipt ocr scanning.
  • You want to start without paying.
  • You work on IOS, Android.
  • You also want expense tracking.
Wally review

Questions people ask

Is Coinbase or Wally better?
Neither clearly leads. Coinbase starts at Free and Wally at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Coinbase or Wally?
Coinbase starts at Free and Wally at Free.
Does Coinbase or Wally run on more platforms?
Coinbase runs on Web, Ios, Android. Wally runs on IOS, Android.
Can I use Coinbase for free?
Both have a free tier, so you can try either at no cost before committing.
What is Coinbase best used for?
Coinbase is most often used for exchanges, trading, wallets. Of those, exchanges and trading are not what Wally is typically brought in for.
What can Coinbase do that Wally cannot?
Coinbase covers Cryptocurrency Trading, Staking, Coinbase Wallet, Coinbase Card. Wally covers Receipt OCR scanning, Expense tracking, Receipt storage, Category management. Both handle Android support.
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