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Software · head to head

Google Pay vs Wally

Google Pay logo

Google Pay

Software

Fast, simple and secure payments

From
Free
Rated
-
Full reviewWebsite
W

Wally

Software

Smart expense tracking for travel and daily life

From
Free
Rated
-
Full review

The short version

  • Each has a real cost: Google Pay limited to Android devices and Chrome browser; lacks native support for iOS devices; Wally the Internet Archive's capture of wally.me on 2 January 2019 stated the app is free ('Control your money seamlessly. And, it's free.'), and claimed rankings as the #1 finance app in 22 countries and top 10 in 52 countries at that time.
  • They diverge on capability: Google Pay covers Digital wallet, Wally covers Receipt OCR scanning.

Where they differ

Only the attributes on which Google Pay and Wally actually diverge.

Attributes where Google Pay and Wally differ
AttributeGoogle PayWally
Pricing modelfreefreemium
PlatformsAndroid, Chrome browserIOS, Android
Founded20152009

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Google Pay

  • Digital wallet
  • Contactless payments
  • Online shopping
  • P2P money transfers
  • Credit cards
  • Debit cards
  • Bank accounts

Only in Wally

  • Receipt OCR scanning
  • Expense tracking
  • Receipt storage
  • Category management
  • Cloud storage

Both cover

  • Android support
  • IOS support

What people use each for

The jobs each tool is most often brought in to do.

Google Pay

  • Android users making contactless payments at supported retailersnot Wally
  • Chrome browser users utilising payment autofill at checkoutnot Wally

Wally

  • Budget Managementnot Google Pay
  • Expense Trackingnot Google Pay
  • Investment Trackingnot Google Pay

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Google Pay

  • Limited to Android devices and Chrome browser; lacks native support for iOS devices
  • International money transfer through third-party provider (Wise Inc.) with limited details on coverage

Wally

  • The Internet Archive's capture of wally.me on 2 January 2019 stated the app is free ('Control your money seamlessly. And, it's free.'), and claimed rankings as the #1 finance app in 22 countries and top 10 in 52 countries at that time.

Pricing, plan by plan

Google Pay

Free

No published plan breakdown. See the Google Pay review.

Wally

Free
  • FreeFree
    • Receipt scanning
    • Expense tracking
    • Basic reports
  • Premium$9.99/month
    • Advanced analytics
    • Unlimited storage
    • Cloud sync

Which should you pick?

Choose Google Pay if

  • You need digital wallet.
  • You want to start without paying.
  • You work on Android, Chrome browser.
  • You also want contactless payments.
Google Pay review

Choose Wally if

  • You need receipt ocr scanning.
  • You want to start without paying.
  • You work on IOS, Android.
  • You also want expense tracking.
Wally review

Questions people ask

Is Google Pay or Wally better?
Neither clearly leads. Google Pay starts at Free and Wally at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Google Pay or Wally?
Google Pay starts at Free and Wally at Free.
Does Google Pay or Wally run on more platforms?
Google Pay runs on Android, Chrome browser. Wally runs on IOS, Android.
Can I use Google Pay for free?
Both have a free tier, so you can try either at no cost before committing.
What is Google Pay best used for?
Google Pay is most often used for android users making contactless payments at supported retailers, chrome browser users utilising payment autofill at checkout. Of those, android users making contactless payments at supported retailers and chrome browser users utilising payment autofill at checkout are not what Wally is typically brought in for.
What can Google Pay do that Wally cannot?
Google Pay covers Digital wallet, Contactless payments, Online shopping, P2P money transfers. Wally covers Receipt OCR scanning, Expense tracking, Receipt storage, Category management. Both handle Android support, IOS support.
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