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Personal Finance · head to head

Banktivity vs EveryDollar

Banktivity logo

Banktivity

Personal Finance

Personal finance for Mac and iOS

From
On request
Rated
-
Full reviewWebsite
EveryDollar logo

EveryDollar

Personal Finance

Budget every dollar, build wealth faster

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only EveryDollar has a free tier, so it costs nothing to try first.
  • Each has a real cost: Banktivity runs on macOS, iPhone and iPad only, with no Windows, Android or web version; EveryDollar the free version has no bank connection, so every transaction is entered by hand
  • They diverge on capability: Banktivity covers Account tracking, EveryDollar covers Zero-based budgeting.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Banktivity and EveryDollar actually diverge.

Attributes where Banktivity and EveryDollar differ
AttributeBanktivityEveryDollar
Starting priceOn requestFree
Pricing modelsubscriptionfreemium
Free tierNoYes
PlatformsMac, IOSWeb, IOS, Android
Founded20072014

Identical on both: user rating (Not yet rated), category (Personal Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Banktivity

  • Account tracking
  • Bill management
  • Investment tracking
  • Budget forecasting
  • Investment accounts
  • Mac support

Only in EveryDollar

  • Zero-based budgeting
  • Transaction tracking
  • Budget planning
  • Financial insights
  • Web support
  • Android support

Both cover

  • Bank accounts
  • IOS support

What people use each for

The jobs each tool is most often brought in to do.

Banktivity

  • Personal budgeting and money management on a Macnot EveryDollar
  • Investment and net worth trackingnot EveryDollar
  • Retirement planning projectionsnot EveryDollar
  • Connecting to over 14,000 financial institutionsnot EveryDollar

EveryDollar

  • Zero based monthly budgeting using the Ramsey methodnot Banktivity
  • Tracking bills and sinking funds by categorynot Banktivity
  • Automatically importing bank transactions into a budget on Premiumnot Banktivity

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Banktivity

  • Runs on macOS, iPhone and iPad only, with no Windows, Android or web version
  • Pricing is not shown on the product page and sits behind a separate plans page

EveryDollar

  • The free version has no bank connection, so every transaction is entered by hand
  • CSV export of budget data is Premium only
  • Spending reports and historical comparisons are Premium only
  • Premium costs $17.99 per month billed monthly, and the $6.67 headline rate requires paying $79.99 for a year up front
  • The free trial lasts 14 days and is limited to new users

Pricing, plan by plan

Banktivity

On request
  • Monthly$4.99/month
    • Full feature access
    • Cloud sync
  • Annual$39.99/month
    • All monthly features
    • Discounted rate

EveryDollar

Free
  • EveryDollar FreeFree
    • monthly budget creation
    • unlimited custom categories
    • manual transaction tracking
  • EveryDollar Premium Annual$79.99/year
    • automatic bank connectivity
    • transaction imports
    • custom reports
  • EveryDollar Premium Monthly$17.99/month
    • automatic bank connectivity
    • transaction imports
    • custom reports

Which should you pick?

Choose Banktivity if

  • You need account tracking.
  • You work on Mac, IOS.
  • You also want bill management.
Banktivity review

Choose EveryDollar if

  • You need zero-based budgeting.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want transaction tracking.
EveryDollar review

Questions people ask

Is Banktivity or EveryDollar better?
Neither clearly leads. Banktivity starts at On request and EveryDollar at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Banktivity or EveryDollar?
EveryDollar has a free tier; the other does not. Paid plans start at On request for Banktivity and Free for EveryDollar.
Does Banktivity or EveryDollar run on more platforms?
Banktivity runs on Mac, IOS. EveryDollar runs on Web, IOS, Android.
Can I use EveryDollar for free?
Yes. EveryDollar has a free tier, so you can try it without paying. Banktivity starts at On request.
What is Banktivity best used for?
Banktivity is most often used for personal budgeting and money management on a mac, investment and net worth tracking, retirement planning projections, connecting to over 14,000 financial institutions. Of those, personal budgeting and money management on a mac and investment and net worth tracking are not what EveryDollar is typically brought in for.
What can Banktivity do that EveryDollar cannot?
Banktivity covers Account tracking, Bill management, Investment tracking, Budget forecasting. EveryDollar covers Zero-based budgeting, Transaction tracking, Budget planning, Financial insights. Both handle Bank accounts, IOS support.

Answered from the vendors’ own pages

Banktivity: Does Banktivity offer a free trial?

Yes. Banktivity offers a 30-day free trial at any subscription level with no credit card required. This allows you to test the platform before committing.

Source
EveryDollar: What is the cost of EveryDollar Premium?

EveryDollar Premium costs $79.99 per year when billed annually ($6.67/month) or $17.99 per month when billed monthly.

Source
Banktivity: What devices does Banktivity support?

Banktivity is available on Mac, iPhone, and iPad with cross-device sync. Data is encrypted end-to-end across all devices.

Source
EveryDollar: Is there a free version of EveryDollar?

Yes. EveryDollar offers a free version with no time limit that includes monthly budget creation, unlimited custom categories, manual transaction tracking, and device access.

Source
Banktivity: How many banks does Banktivity connect to?

Banktivity connects to 14,000+ banks, allowing direct connections to most major financial institutions.

Source
EveryDollar: Can you cancel EveryDollar Premium anytime?

Yes. Premium subscribers can cancel anytime through account settings and downgrade to the free version instead of deleting the account.

Source
Banktivity: What financial planning tools does Banktivity include?

Banktivity includes budgeting, financial reporting, investment portfolio tracking, retirement planning tools, and net worth tracking across all your accounts.

Source
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