Softwr

Accounting · head to head

Airbase vs Copilot Money

Airbase logo

Airbase

Accounting

The first all-in-one spend management platform

From
$29/month
Rated
-
Full reviewWebsite
Copilot Money logo

Copilot Money

Personal Finance

AI-powered personal finance assistant

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Copilot Money has a free tier, so it costs nothing to try first.
  • Each has a real cost: Airbase airbase was acquired by Paylocity; its pricing page now redirects to paylocity.com/pricing and the product is marketed as 'Airbase, a Paylocity Company' within Paylocity's HCM platform rather than as a standalone product.; Copilot Money apple only: web, iPhone, iPad and Mac, with no Android app
  • They diverge on capability: Airbase covers Corporate cards, Copilot Money covers AI-powered insights.

Where they differ

Only the attributes on which Airbase and Copilot Money actually diverge.

Attributes where Airbase and Copilot Money differ
AttributeAirbaseCopilot Money
Starting price$29/monthFree
Free tierNoYes
CategoryAccountingPersonal Finance
Founded20172020

Identical on both: pricing model (subscription), platforms (Web, Ios, Android), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Airbase

  • Corporate cards
  • Bill payments
  • Expense management
  • Procurement
  • Approvals
  • NetSuite
  • Sage Intacct
  • QuickBooks

Only in Copilot Money

  • AI-powered insights
  • Spending analysis
  • Budget optimization
  • Financial planning
  • Bank accounts
  • Credit cards
  • IOS support

Both cover

  • Web support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Airbase

  • Spend managementnot Copilot Money
  • Expense reportingnot Copilot Money
  • Vendor paymentsnot Copilot Money

Copilot Money

  • Tracking spending across connected accountsnot Airbase
  • Budgeting by category with automatic transaction taggingnot Airbase
  • Investment and net worth trackingnot Airbase
  • Reviewing recurring subscriptionsnot Airbase

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Airbase

  • Airbase was acquired by Paylocity; its pricing page now redirects to paylocity.com/pricing and the product is marketed as 'Airbase, a Paylocity Company' within Paylocity's HCM platform rather than as a standalone product.

Copilot Money

  • Apple only: web, iPhone, iPad and Mac, with no Android app
  • No free tier; $95 a year billed annually, which works out at $7.92 a month
  • The trial only starts once accounts are connected

Pricing, plan by plan

Airbase

$29/month
  • StandardFree
    • Corporate cards
    • Expense reports
    • Bill pay
  • Premium$10/month
    • Advanced approvals
    • NetSuite sync
    • Procurement
  • Enterprise$undefined/month
    • Custom workflows
    • API access
    • Dedicated support

Copilot Money

Free
  • Free TrialFree
    • No credit card required
    • Limited access to test the app
  • Paid Subscription$95/year
    • No ads
    • No hidden fees
    • Private data handling

Which should you pick?

Choose Airbase if

  • You need corporate cards.
  • You work on Web, Ios, Android.
  • You also want bill payments.
Airbase review

Choose Copilot Money if

  • You need ai-powered insights.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want spending analysis.
Copilot Money review

Questions people ask

Is Airbase or Copilot Money better?
Neither clearly leads. Airbase starts at $29/month and Copilot Money at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Airbase or Copilot Money?
Copilot Money has a free tier; the other does not. Paid plans start at $29/month for Airbase and Free for Copilot Money.
Does Airbase or Copilot Money run on more platforms?
Airbase runs on Web, Ios, Android. Copilot Money runs on Web, IOS, Android.
Can I use Copilot Money for free?
Yes. Copilot Money has a free tier, so you can try it without paying. Airbase starts at $29/month.
What is Airbase best used for?
Airbase is most often used for spend management, expense reporting, vendor payments. Of those, spend management and expense reporting are not what Copilot Money is typically brought in for.
What can Airbase do that Copilot Money cannot?
Airbase covers Corporate cards, Bill payments, Expense management, Procurement. Copilot Money covers AI-powered insights, Spending analysis, Budget optimization, Financial planning. Both handle Web support, Android support.

Answered from the vendors’ own pages

Airbase: What is Airbase and why is no pricing published on its website?

Airbase is a Paylocity Company offering unified expense management across finance, HR, and IT functions. Pricing is not published on the Airbase website and customers must contact Paylocity directly for a quote.

Source
Copilot Money: How much does Copilot Money cost?

Copilot Money costs $95 per year when billed annually, which equals $7.92 per month. A free trial is available with no credit card required. A monthly subscription option exists but the specific monthly price is not listed on the website.

Source
Airbase: Does Airbase integrate with Paylocity?

Yes, Airbase is owned by Paylocity and integrates with Paylocity's human resources and payroll systems for unified financial management.

Source
Copilot Money: Does Copilot Money have any hidden fees?

No, Copilot Money explicitly states there are no ads, no hidden fees, and your data stays private with the company focused on building the product.

Source
Airbase: How do I get pricing information and schedule a demo for Airbase?

Airbase directs customers to contact Paylocity or explore interactive product tours, but specific pricing rates must be obtained directly from the sales team. The company does not publish rate information publicly.

Source
Share

Related pages

More on Airbase

More on Copilot Money

Keep looking

Other head to heads