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Accounting · head to head

Airbase vs PayPal

Airbase logo

Airbase

Accounting

The first all-in-one spend management platform

From
$29/month
Rated
-
PayPal logo

PayPal

Personal Finance

The simpler, safer way to pay and get paid

From
$29/month
Rated
-

The short version

  • Each has a real cost: Airbase airbase was acquired by Paylocity; its pricing page now redirects to paylocity.com/pricing and the product is marketed as 'Airbase, a Paylocity Company' within Paylocity's HCM platform rather than as a standalone product.; PayPal currency conversion on international purchases and sends carries a 4.00 percent fee, and 3.00 percent in other conversion scenarios
  • They diverge on capability: Airbase covers Corporate cards, PayPal covers Payment processing.

Where they differ

Only the attributes on which Airbase and PayPal actually diverge.

Attributes where Airbase and PayPal differ
AttributeAirbasePayPal
Pricing modelsubscriptionusage-based
PlatformsWeb, Ios, AndroidWeb, Ios, Android, Api
CategoryAccountingPersonal Finance
Founded20171998

Identical on both: starting price ($29/month), free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Airbase

  • Corporate cards
  • Bill payments
  • Expense management
  • Procurement
  • Approvals
  • NetSuite
  • Sage Intacct
  • QuickBooks

Only in PayPal

  • Payment processing
  • PayPal Checkout
  • Invoicing
  • Business debit card
  • Working capital loans
  • Shopify
  • WooCommerce
  • BigCommerce

Both cover

  • PCI DSS
  • Web support
  • Ios support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Airbase

  • Spend managementnot PayPal
  • Expense reportingnot PayPal
  • Vendor paymentsnot PayPal

PayPal

  • Paying online merchants without sharing card detailsnot Airbase
  • Sending money to friends and family domestically and internationallynot Airbase
  • Holding balances in multiple currencies for cross border purchasesnot Airbase

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Airbase

  • Airbase was acquired by Paylocity; its pricing page now redirects to paylocity.com/pricing and the product is marketed as 'Airbase, a Paylocity Company' within Paylocity's HCM platform rather than as a standalone product.

PayPal

  • Currency conversion on international purchases and sends carries a 4.00 percent fee, and 3.00 percent in other conversion scenarios
  • Instant transfer to a bank or debit card costs 1.75 percent of the amount, with a minimum of 0.25 USD and a maximum of 25.00 USD
  • International personal transactions carry a 5.00 percent fee regardless of payment method, with a minimum of 0.99 USD and a maximum of 4.99 USD
  • Sending domestic personal payments funded by a credit card costs 2.90 percent plus a fixed fee of 0.49 USD
  • Instant transfers are capped at 25,000.00 USD per transaction

Pricing, plan by plan

Airbase

$29/month
  • StandardFree
    • Corporate cards
    • Expense reports
    • Bill pay
  • Premium$10/month
    • Advanced approvals
    • NetSuite sync
    • Procurement
  • Enterprise$undefined/month
    • Custom workflows
    • API access
    • Dedicated support

PayPal

$29/month
  • Standard$2.99/transaction
    • Card payments
    • PayPal checkout
    • Invoice payments

Which should you pick?

Choose Airbase if

  • You need corporate cards.
  • You work on Web, Ios, Android.
  • You also want bill payments.

Choose PayPal if

  • You need payment processing.
  • You work on Web, Ios, Android, Api.
  • You also want paypal checkout.

Questions people ask

Is Airbase or PayPal better?
Neither clearly leads. Airbase starts at $29/month and PayPal at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Airbase or PayPal?
Airbase starts at $29/month and PayPal at $29/month.
Does Airbase or PayPal run on more platforms?
Airbase runs on Web, Ios, Android. PayPal runs on Web, Ios, Android, Api.
What is Airbase best used for?
Airbase is most often used for spend management, expense reporting, vendor payments. Of those, spend management and expense reporting are not what PayPal is typically brought in for.
What can Airbase do that PayPal cannot?
Airbase covers Corporate cards, Bill payments, Expense management, Procurement. PayPal covers Payment processing, PayPal Checkout, Invoicing, Business debit card. Both handle PCI DSS, Web support, Ios support, Android support.

Answered from the vendors’ own pages

Airbase: What is Airbase and why is no pricing published on its website?

Airbase is a Paylocity Company offering unified expense management across finance, HR, and IT functions. Pricing is not published on the Airbase website and customers must contact Paylocity directly for a quote.

Source
PayPal: Does PayPal charge fees and when do they apply?

PayPal states that fees apply when converting currency and sending money to accounts in another country. Specific fee amounts are not disclosed on the homepage but are referenced in their published fee schedule.

Source
Airbase: Does Airbase integrate with Paylocity?

Yes, Airbase is owned by Paylocity and integrates with Paylocity's human resources and payroll systems for unified financial management.

Source
PayPal: Is there a subscription cost to use PayPal's basic services?

No subscription fees are mentioned on the homepage. PayPal operates on a transaction-based fee structure for money transfers and payments rather than recurring charges.

Source
Airbase: How do I get pricing information and schedule a demo for Airbase?

Airbase directs customers to contact Paylocity or explore interactive product tours, but specific pricing rates must be obtained directly from the sales team. The company does not publish rate information publicly.

Source
PayPal: Are there restrictions on when I can use buyer protection?

PayPal offers buyer protection for eligible purchases, but coverage limitations exist. A user agreement sets the specific conditions for protection eligibility.

Source
PayPal: What payment methods can I link to PayPal?

PayPal's digital wallet allows storage of multiple payment methods and can be used for secure money transfers, payment requests, and checkout at major retailers.

Source
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