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Accounting · head to head

Airbase vs Wise

Airbase logo

Airbase

Accounting

The first all-in-one spend management platform

From
$29/month
Rated
-
Full reviewWebsite
Wise logo

Wise

Personal Finance

International money transfers at the real exchange rate

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Wise has a free tier, so it costs nothing to try first.
  • Each has a real cost: Airbase airbase was acquired by Paylocity; its pricing page now redirects to paylocity.com/pricing and the product is marketed as 'Airbase, a Paylocity Company' within Paylocity's HCM platform rather than as a standalone product.; Wise exchange rate fees start at 0.31% plus corridor-specific transfer fees
  • They diverge on capability: Airbase covers Corporate cards, Wise covers International transfers.

Where they differ

Only the attributes on which Airbase and Wise actually diverge.

Attributes where Airbase and Wise differ
AttributeAirbaseWise
Starting price$29/monthFree
Pricing modelsubscriptionUnknown
Free tierNoYes
CategoryAccountingPersonal Finance
Founded20172011

Identical on both: platforms (Web, Ios, Android), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Airbase

  • Corporate cards
  • Expense management
  • Procurement
  • Approvals
  • NetSuite
  • Sage Intacct
  • QuickBooks
  • Xero

Only in Wise

  • International transfers
  • Real exchange rates
  • Multi-currency accounts
  • Bank accounts
  • Cryptocurrency
  • IOS support

Both cover

  • Bill payments
  • Web support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Airbase

  • Spend managementnot Wise
  • Expense reportingnot Wise
  • Vendor paymentsnot Wise

Wise

  • Budget Managementnot Airbase
  • Expense Trackingnot Airbase
  • Investment Trackingnot Airbase

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Airbase

  • Airbase was acquired by Paylocity; its pricing page now redirects to paylocity.com/pricing and the product is marketed as 'Airbase, a Paylocity Company' within Paylocity's HCM platform rather than as a standalone product.

Wise

  • Exchange rate fees start at 0.31% plus corridor-specific transfer fees
  • Transfer speed dependent on destination country banking infrastructure
  • No published documentation of maximum transfer limits
  • Multi-currency account features may have regional restrictions

Pricing, plan by plan

Airbase

$29/month
  • StandardFree
    • Corporate cards
    • Expense reports
    • Bill pay
  • Premium$10/month
    • Advanced approvals
    • NetSuite sync
    • Procurement
  • Enterprise$undefined/month
    • Custom workflows
    • API access
    • Dedicated support

Wise

Free

No published plan breakdown. See the Wise review.

Which should you pick?

Choose Airbase if

  • You need corporate cards.
  • You work on Web, Ios, Android.
  • You also want expense management.
Airbase review

Choose Wise if

  • You need international transfers.
  • You want to start without paying.
  • You work on Web, IOS, Android.
  • You also want real exchange rates.
Wise review

Questions people ask

Is Airbase or Wise better?
Neither clearly leads. Airbase starts at $29/month and Wise at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Airbase or Wise?
Wise has a free tier; the other does not. Paid plans start at $29/month for Airbase and Free for Wise.
Does Airbase or Wise run on more platforms?
Airbase runs on Web, Ios, Android. Wise runs on Web, IOS, Android.
Can I use Wise for free?
Yes. Wise has a free tier, so you can try it without paying. Airbase starts at $29/month.
What is Airbase best used for?
Airbase is most often used for spend management, expense reporting, vendor payments. Of those, spend management and expense reporting are not what Wise is typically brought in for.
What can Airbase do that Wise cannot?
Airbase covers Corporate cards, Expense management, Procurement, Approvals. Wise covers International transfers, Real exchange rates, Multi-currency accounts, Bank accounts. Both handle Bill payments, Web support, Android support.

Answered from the vendors’ own pages

Airbase: What is Airbase and why is no pricing published on its website?

Airbase is a Paylocity Company offering unified expense management across finance, HR, and IT functions. Pricing is not published on the Airbase website and customers must contact Paylocity directly for a quote.

Source
Wise: What are Wise's transfer fees and exchange rates?

Wise uses mid-market exchange rates without hidden markups and charges a flat fee starting from 0.31% plus a currency transfer fee depending on the corridor. Volume discounts are available for larger transfers.

Source
Airbase: Does Airbase integrate with Paylocity?

Yes, Airbase is owned by Paylocity and integrates with Paylocity's human resources and payroll systems for unified financial management.

Source
Wise: How long do international transfers take with Wise?

Transfers can arrive same-day within seconds according to Wise marketing materials, though actual timing depends on the destination country and banking infrastructure.

Source
Airbase: How do I get pricing information and schedule a demo for Airbase?

Airbase directs customers to contact Paylocity or explore interactive product tours, but specific pricing rates must be obtained directly from the sales team. The company does not publish rate information publicly.

Source
Wise: Is there a cost for a Wise account or monthly subscription?

Opening a Wise account is free with no monthly subscription. You only pay fees when you send money or convert currency.

Source
Wise: Can I send money between Wise users for free?

Sending or receiving the same currency between Wise contacts is free. Converting to a different currency costs less than standard rates but is not free.

Source
Wise: What security features does Wise offer?

Wise includes two-factor authentication for account protection, holds funds with established financial institutions, maintains 24/7 customer support, and has dedicated fraud and security teams.

Source
Wise: How much money can I transfer with Wise?

Wise does not publicly specify transfer limits on the main site. Limits may vary by country, sender verification level, and corridor.

Source
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