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Airwallex vs Wise Business

A

Airwallex

Software

Global business accounts and payments

From
Free
Rated
-
Full reviewWebsite
Wise Business logo

Wise Business

Software

The smart way to send and receive business payments

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • Only Airwallex has a free tier, so it costs nothing to try first.
  • Each has a real cost: Airwallex international card payments carry a $0.30 fee per transaction on top of FX charges, separate from the free tier; Wise Business opening a Wise Business account in the UK carries a one off setup fee of 50 GBP

Where they differ

Only the attributes on which Airwallex and Wise Business actually diverge.

Attributes where Airwallex and Wise Business differ
AttributeAirwallexWise Business
Starting priceFree$29/month
Pricing modelfreemiumusage-based
Free tierYesNo
PlatformsWebWeb, Ios, Android, Api
FoundedUnknown2011

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Airwallex

Nothing recorded that Wise Business does not also cover.

Only in Wise Business

  • Multi-currency accounts
  • International transfers
  • Batch payments
  • API access
  • Team management
  • Xero
  • QuickBooks
  • Various

What people use each for

The jobs each tool is most often brought in to do.

Airwallex

No use cases recorded yet. See the Airwallex review.

Wise Business

  • Holding and converting multiple currencies as a businessnot Airwallex
  • Paying international suppliers and contractors at the mid market ratenot Airwallex
  • Receiving payments into local currency account details in several countriesnot Airwallex

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Airwallex

  • International card payments carry a $0.30 fee per transaction on top of FX charges, separate from the free tier

Wise Business

  • Opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
  • Volume discounts on transfers start only above 20,000 GBP equivalent sent per month

Pricing, plan by plan

Airwallex

Free

No published plan breakdown. See the Airwallex review.

Wise Business

$29/month
  • StandardFree
    • Multi-currency account
    • Real exchange rate
    • Batch payments

Which should you pick?

Choose Airwallex if

  • You want to start without paying.
Airwallex review

Choose Wise Business if

  • You need multi-currency accounts.
  • You work on Web, Ios, Android, Api.
  • You also want international transfers.
Wise Business review

Questions people ask

Is Airwallex or Wise Business better?
Neither clearly leads. Airwallex starts at Free and Wise Business at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Airwallex or Wise Business?
Airwallex has a free tier; the other does not. Paid plans start at Free for Airwallex and $29/month for Wise Business.
Does Airwallex or Wise Business run on more platforms?
Airwallex runs on Web. Wise Business runs on Web, Ios, Android, Api.
Can I use Airwallex for free?
Yes. Airwallex has a free tier, so you can try it without paying. Wise Business starts at $29/month.
What can Airwallex do that Wise Business cannot?
Wise Business covers Multi-currency accounts, International transfers, Batch payments, API access.
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Related pages

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