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Payroll · head to head

ADP Workforce Now vs Immediate

ADP Workforce Now logo

ADP Workforce Now

Payroll

All-in-one HR, payroll, talent, and benefits

From
$23/employee per month
Rated
-
Full reviewWebsite
Immediate logo

Immediate

Payroll

On-demand pay, off-cycle payments and digital tips for US hourly employers

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: ADP Workforce Now pricing not publicly available, making budget comparison difficult; Immediate as with the whole category, the employee pays a fee for instant access, so a benefit sold internally as free to staff is not free to the staff using it.
  • They diverge on capability: ADP Workforce Now covers Payroll Processing, Immediate covers Earned wage access.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which ADP Workforce Now and Immediate actually diverge.

Attributes where ADP Workforce Now and Immediate differ
AttributeADP Workforce NowImmediate
Starting price$23/employee per monthOn request
Pricing modelUnknownquote
PlatformsWeb, MobileWeb, iOS, Android
Founded1949Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (Payroll).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in ADP Workforce Now

  • Payroll Processing
  • Tax Administration
  • HR Management
  • Benefits Administration
  • Time and Attendance
  • Talent Management
  • QuickBooks
  • Xero

Only in Immediate

  • Earned wage access
  • Digital tip disbursement
  • Off-cycle payments
  • Pay cards
  • Payroll deduction
  • Employer reporting

What people use each for

The jobs each tool is most often brought in to do.

ADP Workforce Now

  • Processing payroll and tax compliance for 1 in 6 U.S. workersnot Immediate
  • Managing time tracking and labor cost forecasting across locationsnot Immediate
  • Coordinating benefits administration and retirement plan compliancenot Immediate
  • Running distributed hiring workflows for enterprises with global teamsnot Immediate

Immediate

  • A restaurant group ending end-of-shift cash tip handouts and the cash handling that goes with itnot ADP Workforce Now
  • An employer that must issue final pay quickly on termination in states with strict deadlinesnot ADP Workforce Now
  • A hotel or care operator with unbanked staff needing pay cards alongside wage accessnot ADP Workforce Now
  • A high-turnover hourly employer using same-day pay access as a recruiting messagenot ADP Workforce Now

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

ADP Workforce Now

  • Pricing not publicly available, making budget comparison difficult
  • Additional modules increase per-employee cost significantly
  • Requires minimum 50 employees, not suitable for small businesses
  • Setup fees of $2,000 or more for additional modules

Immediate

  • As with the whole category, the employee pays a fee for instant access, so a benefit sold internally as free to staff is not free to the staff using it.
  • It is a smaller provider than DailyPay or Payactiv, so the library of certified payroll and time system integrations is narrower and custom file work is more likely.
  • Earned wage access rules differ by US state and continue to change, which creates compliance work for multi-state employers that the vendor cannot remove.
  • Tips, off-cycle payments and advances are priced separately, so the apparent low headline cost fragments into several line items once you use the full bundle.
  • Pay card programmes attract regulatory and reputational scrutiny in the US, and an employer defaulting staff onto a card rather than a bank account risks complaints and state law problems.

Pricing, plan by plan

ADP Workforce Now

$23/employee per month

No published plan breakdown. See the ADP Workforce Now review.

Immediate

On request
  • Immediate$undefined/year
    • Employer pricing quoted, often minimal or per employee per month
    • Employee transaction fee for instant access to funds
    • Tip disbursement and off-cycle payments priced separately

Which should you pick?

Choose ADP Workforce Now if

  • You need payroll processing.
  • You work on Web, Mobile.
  • You also want tax administration.
ADP Workforce Now review

Choose Immediate if

  • You need earned wage access.
  • You work on Web, iOS, Android.
  • You also want digital tip disbursement.
Immediate review

Questions people ask

Is ADP Workforce Now or Immediate better?
Neither clearly leads. ADP Workforce Now starts at $23/employee per month and Immediate at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, ADP Workforce Now or Immediate?
ADP Workforce Now starts at $23/employee per month and Immediate at On request.
Does ADP Workforce Now or Immediate run on more platforms?
ADP Workforce Now runs on Web, Mobile. Immediate runs on Web, iOS, Android.
What is ADP Workforce Now best used for?
ADP Workforce Now is most often used for processing payroll and tax compliance for 1 in 6 u.s. workers, managing time tracking and labor cost forecasting across locations, coordinating benefits administration and retirement plan compliance, running distributed hiring workflows for enterprises with global teams. Of those, processing payroll and tax compliance for 1 in 6 u.s. workers and managing time tracking and labor cost forecasting across locations are not what Immediate is typically brought in for.
What can ADP Workforce Now do that Immediate cannot?
ADP Workforce Now covers Payroll Processing, Tax Administration, HR Management, Benefits Administration. Immediate covers Earned wage access, Digital tip disbursement, Off-cycle payments, Pay cards.

Answered from the vendors’ own pages

ADP Workforce Now: How much does ADP Workforce Now cost?

ADP Workforce Now pricing starts around $23 to $30 per employee per month as base cost. Additional modules like recruiting cost extra, typically $3 per employee per month plus $2,000 setup fee.

Source
Immediate: What does the employer pay?

Pricing is quoted and often minimal or a small per-employee-per-month charge; most vendor revenue comes from employee instant transfer fees.

ADP Workforce Now: What payroll features does ADP Workforce Now include?

ADP Workforce Now includes payroll processing, benefits administration, time and attendance tracking, compliance management, and AI-powered anomaly detection that flags potential payroll errors before processing.

Source
Immediate: Can it replace cash tip-outs?

Yes. Digital tip disbursement is one of its main draws for restaurants and hospitality.

ADP Workforce Now: Does ADP Workforce Now integrate with other systems?

Yes, ADP Workforce Now integrates with Workday through Flexspring connectors for near-real-time data sharing. Employee benefits, new hire data, and payroll information sync automatically between systems.

Source
Immediate: Is Immediate still trading?

Yes. It is an independent Birmingham, Alabama company and joined the American Fintech Council in 2025.

ADP Workforce Now: Who is ADP Workforce Now suitable for?

ADP Workforce Now is built for organizations with 50 or more employees seeking comprehensive payroll and HR management with enterprise-grade features.

Source
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